$320,000

225 Fossil Cove Ln Wilmington, IL 60481

Estimated payment $2,289/month

4 Beds
2 Baths
2,100 Sq Ft
$152 Price per Sq Ft

Highlights

  • Lake Front
  • Boat Slip
  • Lake Privileges
  • Boat Dock
  • Gated Community
  • Property fronts a channel

About This Home

Looking for that beautiful retreat on the water? You will love life on Big Shadow Lake, set upon on a prime, waterfront, nestled above the lake & across from nature area this home is a raised ranch w/ 4 bedrooms & 2 baths. Upper level has 2 bedrooms /bath, open floor plan w/wood laminate floors, nice large kitchen (plenty counter space) & gas fireplace. Lower level has 2 BRS /bath, family room & heated floors (added warmth for the winter months). This home has plenty of room to entertain. All appliances including washer/dryer. A backup generator to keep the house going even during a power outage. Large, beautiful deck w/screened gazebo, paver block sidewalk, nicely landscaped, boat slip, blacktopped driveway, a shed for storage all done and ready to enjoy. Pontoon boat is staying. Some outdoor photos are from previous seasons. This is a private gated community. We have miles of fresh water channels, lakes, and marshes all interconnecting. This is the place to fish, swim, or boat, where it can reach 42 feet deep in some areas. (BIG FISH POSSIBILITIES!) Wildlife is abundant as well. This association includes a club house, community pool, a separate sand beach, pavilion, dog park, volleyball and basketball area (other games as well). They offer plenty of family and group activities. Other important notes: Close to I55 & only 60 Mins. from Chicago. Only Electric Boats & Golf Carts allowed. Association Dues are on a tiered basis and depend on the time you spend at the property- . Dues include water, sewer and garbage. Buyer / Buyer's agent to call Shadow Lakes to verify all rules / info. Lot size and square footage is estimated.

Listing Agent

Diane Brannock

Hexagon Real Estate License #471011113 Listed on: 10/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,176

Year Built

  • Built in 1994

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 31x136x103x104
  • Property fronts a channel
  • Lake Front
  • Partially Fenced Property
  • Paved or Partially Paved Lot

HOA Fees

  • $173 Monthly HOA Fees

Home Design

  • Raised Ranch Architecture
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,100 Sq Ft Home
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Water Views
  • Finished Basement Bathroom

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Parking

  • 4 Parking Spaces
  • Driveway
  • Off-Street Parking
  • Parking Included in Price

Outdoor Features

  • Tideland Water Rights
  • Boat Slip
  • Lake Privileges
  • Deck
  • Gazebo
  • Shed

Location

  • Property is near a park

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include water, security, clubhouse, pool, lake rights
  • Shadow Lakes Association, Phone Number (815) 458-3647
  • Shadow Lakes Subdivision
  • Property managed by Shadow Lakes
  • Community Lake

Recreation

  • Boat Dock
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,176

Year Built

Built in 1994

Lot Details

0

HOA Fees

$173 per month

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Raised Ranch
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Raised Ranch
  • Subdivision Name: Shadow Lakes
  • Year Built: 1994
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Active
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Finished, Exterior Entry, Rec/Family Area, Daylight
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Flooring: Laminate
  • Interior Amenities: Cathedral Ceiling(s), Wet Bar
  • LivingArea: 2100
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Boat Slip, Dock
  • Fencing: Partial
  • Foundation Details: Concrete Perimeter
  • Lot Features: Channel Front, Wetlands, Water Rights, Views
  • OtherStructures: Gazebo, Shed(s), See Remarks
  • Patio And Porch Features: Deck
  • View: Water
  • Waterfront Features: Lake Front, Lake Privileges, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Asphalt, Off Street, Yes, Owned
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Propane, Forced Air, Radiant Floor
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 2070
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Pool, Lake, Dock, Water Rights, Gated, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Shadow Lakes
  • Management Contact Name: Shadow Lakes
  • Management Phone: 815-458-3647

Fee Information

  • Association Fee Includes: Water, Security, Clubhouse, Pool, Lake Rights

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2
  • Lot Dimensions: 31X136X103X104
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 21
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5176
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,176 $85,461 $13,898 $71,563
2023 $5,176 $76,544 $12,448 $64,096
2022 $4,369 $69,459 $11,296 $58,163
2021 $4,643 $66,297 $10,782 $55,515
2020 $4,423 $62,811 $10,215 $52,596
2019 $4,192 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/24/2025 11/24/25 Price Changed $320,000 0.0% $152 / Sq Ft
11/24/2025 11/24/25 For Sale $320,000 +73.0% $152 / Sq Ft
03/15/2019 03/15/19 Sold $185,000 -7.4% $88 / Sq Ft View Prior Sale
02/11/2019 02/11/19 Pending -- -- --
12/11/2018 12/11/18 Price Changed $199,777 -4.8% $95 / Sq Ft
10/24/2018 10/24/18 Price Changed $209,777 -2.3% $100 / Sq Ft
09/24/2018 09/24/18 Price Changed $214,777 -2.3% $102 / Sq Ft
07/31/2018 07/31/18 Price Changed $219,777 -12.0% $105 / Sq Ft
07/13/2018 07/13/18 Price Changed $249,777 -2.0% $119 / Sq Ft
04/03/2018 04/03/18 For Sale $254,777 -- $121 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $185,000 Fidelity National Title
Joint Tenancy Deed $40,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $148,000 New Conventional
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12499094

Midwest Real Estate Data (MRED)

APN: 02-24-04-104-109