$965,500
SOLD MAR 21, 2025

225 S Water St Unit 6 Chestertown, MD 21620

3 Beds
3.5 Baths
2,800 Sq Ft
$600/mo HOA Fee

Recently Sold

$345 Per Sq Ft

2% Above List Price

14 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Access to Tidal Water
  • Open Floorplan
  • Pier or Dock
  • Gourmet Kitchen
  • 1-minute walk to Wilmer Park

About This Home

As of March 2025

This end unit waterfront condo in Scott's Point has beautiful water views up and down the Chester River! It is a light filled gem with water views from every window. It has been impeccably maintained and offers wood floors, fireplace, plantation shutters, gourmet kitchen, front and back porches, second and third floor balconies and much more. There are two deeded slips (4ft. MLW) at the community dock, one with a 7 1/2 ton lift. The first floor open floor plan has a kitchen, living room, dinning area, den and half bath. The master bedroom and bath are on the second floor with two walk in closets. There is also a laundry room and home office. The third floor has two bedrooms, two full bathrooms and a sitting room with kitchen conveniences. There is plenty of storage on all three levels. Come and enjoy the water, the views and the conveniences of living in historic Chestertown!

Last Agent to Sell the Property

Tracy Stone

(443) 480-0610 tstone@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company Listed on: 01/15/2025

Coldwell Banker Chesapeake Real Estate Company

Last Buyer's Agent

Richard Keaveney

(410) 708-6470 rdkeaveney@gmail.com Cross Street Realtors LLC License #662142

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $10,317

Year Built

  • Built in 2006

Lot Details

  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Historic Home
  • Property is in excellent condition

HOA Fees

  • $600 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Foundation Flood Vent

Interior Spaces

  • 2,800 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Recessed Lighting
  • Gas Fireplace
  • Wood Flooring

Kitchen

  • Gourmet Kitchen
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • 1 Open Parking Space
  • 1 Parking Space
  • Parking Lot

Outdoor Features

  • Access to Tidal Water
  • Private Water Access
  • River Nearby

Location

  • Flood Risk

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 1504028716

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, insurance, lawn maintenance, pier/dock maintenance
  • Chestertown Historic District Subdivision

Recreation

  • Pier or Dock
  • 1 Community Docks

Pet Policy

  • Limit on the number of pets
  • Dogs Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$10,317

Year Built

Built in 2006

Lot Details

0

HOA Fees

$600 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: Yes
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 2025-01-15
  • Federal Flood Zone: Yes
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: This end unit waterfront condo in Scott's Point has beautiful water views up and down the Chester River! It is a light filled gem with water views from every window. It has been impeccably maintained and offers wood floors, fireplace, plantation shutters, gourmet kitchen, front and back porches, second and third floor balconies and much more. There are two deeded slips (4ft. MLW) at the community dock, one with a 7 1/2 ton lift. The first floor open floor plan has a kitchen, living room, dinning area, den and half bath. The master bedroom and bath are on the second floor with two walk in closets. There is also a laundry room and home office. The third floor has two bedrooms, two full bathrooms and a sitting room with kitchen conveniences. There is plenty of storage on all three levels. Come and enjoy the water, the views and the conveniences of living in historic Chestertown!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Washer
  • Interior Amenities: Floor Plan - Open, Kitchen - Gourmet, Recessed Lighting, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Flood Vent
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 2800
  • Living Area Sq Ft: 2800
  • Price Per Sq Ft: 339.29
  • Above Grade Finished Sq Ft: 2800
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 225

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 2.00
  • Upper Level Full Bathrooms: 1
  • Upper Level 2 Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Fiber Cement
  • Water Access Features: Private Access
  • Water Access: Yes
  • Water Body Name: Chester Rive
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: No
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 600.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Pier/Dock
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Insurance, Lawn Maintenance, Pier/Dock Maintenance
  • HOA: No
  • Senior Community: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: U
  • Lot Size Units: Square Feet
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R2
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Pets: Dogs Ok, Number Limit
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 10317.00
  • Assessor Parcel Number: 1504028716
  • Tax Lot: 6
  • Tax Total Finished Sq Ft: 2800
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 03/21/2025

Multi Family

  • Federal Flood Zone: AE
  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 15, 2025
Closed on
Mar 17, 2025
Sold by
Hermes Helena and Hermes Walter Erik
Bought by
Knight Linda K
Seller's Agent
Tracy Stone
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Richard Keaveney
Cross Street Realtors LLC
List Price
$950,000
Sold Price
$965,500
Premium/Discount to List
$15,500
1.63%
Views
65
Current Estimated Value
$986,644

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,144
Avg. Annual Appreciation
5.05%

Purchase Details

Closed on
Nov 1, 2024
Sold by
Hermes Helena and Hermes Walter Erik
Bought by
Mclendon Douglas P and Mclendon Barbara J

Purchase Details

Listed on
Jun 17, 2014
Closed on
Dec 8, 2014
Sold by
Scott Craig C and Scott Susan M
Bought by
Hermes Helena and Walter Erik
Seller's Agent
Paula Ruckelshaus
Long & Foster Real Estate, Inc.
Buyer's Agent
Tracy Stone
Coldwell Banker Chesapeake Real Estate Company
List Price
$699,000
Sold Price
$650,000
Premium/Discount to List
-$49,000
-7.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.98%

Purchase Details

Closed on
Dec 19, 2006
Sold by
Scott'S Point Venture Llc
Bought by
Scott Craig C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$900,000
Interest Rate
6.29%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 18, 2006
Sold by
Scott'S Point Venture Llc
Bought by
Scott Craig C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$900,000
Interest Rate
6.29%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $965,500 None Listed On Document
Deed -- None Listed On Document
Deed -- None Listed On Document
Deed $650,000 None Available
Deed $1,125,000 --
Deed $1,125,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $900,000 Purchase Money Mortgage
Previous Owner $900,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2025 03/21/25 Sold $965,500 +1.6% $345 / Sq Ft
01/30/2025 01/30/25 Pending -- -- --
01/15/2025 01/15/25 For Sale $950,000 +46.2% $339 / Sq Ft
12/12/2014 12/12/14 Sold $650,000 -7.0% $232 / Sq Ft
11/04/2014 11/04/14 Pending -- -- --
06/17/2014 06/17/14 For Sale $699,000 -- $250 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,814 $690,000 $350,000 $340,000
2024 $10,283 $658,333 $0 $0
2023 $9,265 $626,667 $0 $0
2022 $9,265 $595,000 $300,000 $295,000
2021 $9,325 $595,000 $300,000 $295,000
2020 $9,325 $595,000 $300,000 $295,000
2019 $4,888 $625,000 $325,000 $300,000
2018 $9,400 $625,000 $325,000 $300,000
2017 $10,152 $625,000 $0 $0
2016 -- $675,000 $0 $0
2015 -- $775,000 $0 $0
2014 $12,784 $775,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE2004716

Bright MLS

APN: 04-028716