NOT LISTED FOR SALE

225 W Commercial Ave Lowell, IN 46356

Cedar Creek Neighborhood

Estimated Value: $321,000 - $331,000

5 Beds
2 Baths
1,904 Sq Ft
$171/Sq Ft Est. Value

Last Sold July 19, 2024

Last sale price $327,500 $172 Per Sq Ft

Current estimated payment $2,247/month

22 Days on Market

Highlights

  • No HOA
  • Covered Patio or Porch
  • Landscaped
  • Neighborhood Views
  • 2.5 Car Detached Garage
  • 4-minute walk to William R. Nassau Park

About This Home

As of July 2024

Welcome home to this 5 bed, 2 bath two story gem in the heart of Lowell! As you walk in, the main level welcomes you with a generously sized living room, dining room and kitchen that features an abundance of cabinet and counter space, making it perfect for entertaining. The main level also features a master bedroom with en-suite. The upper level is home to 4 additional bedrooms and a full bathroom with an updated double bowl vanity and additional cabinets for linen storage. This home sits on a full unfinished basement offering ample room for additional storage. Out back, mature trees surround a large fenced-in yard and lighted patio, perfect for summer gatherings, as well as a 2.5 car detached garage. Conveniently located just seconds from shopping, restaurants, parks and entertainment. This location also offers easy access to both I-65 and US-41.

Last Agent to Sell the Property

Michael Felder

Keller Williams Preferred Real License #RB15000058 Listed on: 05/25/2024

Keller Williams Preferred Real

Co-Listed By

O'Day Abdulla

Keller Williams Preferred Real License #RB15001397

Last Buyer's Agent

Alex Nickla

Realty Executives Premier License #RB15001048

Realty Executives Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,034

Year Built

  • Built in 1914

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 67 x 234
  • Wood Fence
  • Back Yard Fenced
  • Landscaped

Parking

  • 2.5 Car Detached Garage
  • Garage Door Opener

Home Design

  • Block Foundation

Interior Spaces

  • 1,904 Sq Ft Home
  • 2-Story Property
  • Neighborhood Views
  • Basement
  • Laundry in Basement
  • Fire and Smoke Detector

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Covered Patio or Porch

Schools

  • Oak Hill Elementary School
  • Lowell Middle School
  • Lowell Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Community Storage Space

Listing and Financial Details

  • Assessor Parcel Number 45-19-26-101-015.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,034

Year Built

Built in 1914

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1914
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Gas Dryer Hookup, Washer Hookup, Sink, In Basement
  • ResoLotFeatures: Back Yard, Front Yard, Rectangular Lot, Many Trees, Landscaped
  • ResoPoolFeatures: None
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Reso View: Neighborhood
  • ResoOtherEquipment: Dehumidifier
  • ResoSecurityFeatures: Smoke Detector(s)
  • Co List Office Mls Id: NRA1045
  • Subdivision Name: N/A
  • Above Grade Finished Sq Ft: 1904
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Reso Other Structures: Shed(s), Storage
  • Property Attached Yn: No
  • Financial Info Electric: 100 Amp Service
  • AuctionYN: No
  • AccessibilityFeaturesYN: No
  • AboveGradeUnfinishedArea: 0.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Refrigerator, Washer, Microwave, Gas Range, Dryer
  • Interior Amenities: Double Vanity
  • Basement: Full, Unfinished
  • Flooring: Carpet, Vinyl, Ceramic Tile
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 5
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Lighting
  • Fencing: Back Yard, Wood, Fenced
  • Acres: 0.35
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Patio, Front Porch
  • Reso Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Asphalt, Concrete, Paved, Garage Faces Front, Garage Door Opener, Driveway, Detached

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Connected, Phone Connected, Water Connected, Sewer Connected, Natural Gas Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks, Street Lights
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Tri-Creek
  • Middle Or Junior School: Lowell Middle School

Lot Info

  • Lot Dimensions: 67 x 234
  • Lot Size Sq Ft: 15246
  • Additional Parcels: No
  • Parcel #: 45-19-26-101-015.000-008

Tax Info

  • Year: 2022
  • Tax Annual Amount: 2034

MLS Schools

  • HighSchool: Lowell Senior High School
  • Elementary School: Oak Hill Elementary

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 25, 2024
Closed on
Jul 15, 2024
Sold by
Cummins Jake A
Bought by
Kosakowski Michael R and Kosakowski Rachel N
Seller's Agent
Michael Felder
Keller Williams Preferred Real
Buyer's Agent
Alex Nickla
Realty Executives Premier
List Price
$349,900
Sold Price
$327,500
Premium/Discount to List
-$22,400
-6.4%
Views
51
Current Estimated Value
$326,138

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,362
Avg. Annual Appreciation
-1.86%
Original Mortgage
$262,000
Outstanding Balance
$259,333
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$61,488

Purchase Details

Closed on
Jul 1, 2020
Sold by
Felder Matthew R and Felder Deidra C
Bought by
Cummins Jake A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kosakowski Michael R $327,500 Meridian Title
Cummins Jake A -- Fidelity National Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kosakowski Michael R $262,000
Previous Owner Cummins Jake A $167,000
Previous Owner Felder Matthew R $25,000
Previous Owner Felder Matthew R $132,000
Previous Owner Felder Deidra C $137,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2024 07/19/24 Sold $327,500 -6.4% $172 / Sq Ft
06/17/2024 06/17/24 Pending -- -- --
05/25/2024 05/25/24 For Sale $349,900 -- $184 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,644 $225,200 $27,700 $197,500
2023 $2,129 $212,900 $27,700 $185,200
2022 $2,034 $203,400 $27,700 $175,700
2021 $1,667 $166,700 $20,300 $146,400
2020 $1,550 $159,500 $20,300 $139,200
2019 $1,533 $147,500 $20,300 $127,200
2018 $1,457 $141,900 $20,300 $121,600
2017 $1,505 $138,500 $19,200 $119,300
2016 $1,365 $138,200 $19,200 $119,000
2014 $1,378 $138,900 $19,200 $119,700
2013 $1,429 $138,000 $19,200 $118,800
Source: Public Records

Agents Affiliated with this Home

  • Michael Felder

    Seller's Agent in 2024

    Michael Felder

    Keller Williams Preferred Real

    (219) 671-2362

    12 in this area

    145 Total Sales

    Michael Felder
    Section Image
  • O'Day Abdulla

    Seller Co-Listing Agent in 2024

    O'Day Abdulla

    Keller Williams Preferred Real

    (219) 713-7362

    2 in this area

    81 Total Sales

    O'Day Abdulla
    Section Image
  • Alex Nickla

    Buyer's Agent in 2024

    Alex Nickla

    Realty Executives

    (219) 510-7199

    14 in this area

    458 Total Sales

    Alex Nickla
    Section Image
See All Agents

Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 804332

Northwest Indiana Association of REALTORS®

APN: 45-19-26-101-015.000-008

Indiana Lake County Lowell 46356 Cedar Creek

225 W Commercial Ave, Lowell, IN

This home is located at 225 W Commercial Ave, Lowell, IN 46356 since 25 May 2024 and is currently estimated at $326,138, approximately $171 per square foot. This property was built in 1914. 225 W Commercial Ave is a home located in Lake County with nearby schools including Lowell Middle School and Lowell Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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