$875,000
SOLD SEP 25, 2025

22687 Clearwater Point Rd Brainerd, MN 56401

Brainerd Area
3 Beds
3 Baths
2,890 Sq Ft
3.29 Acre Lot

Sale Details

Date Sold: September 25, 2025

$303 Per Sq Ft

16 Days on Market

Highlights

  • 145 Feet of Waterfront
  • Main Floor Primary Bedroom
  • No HOA
  • Deck
  • Mud Room
  • Home Office

About This Home

As of September 2025

Clearwater Lake. Stunning and immaculate three bedrooms, three bath yearly cabin with 140’ of excellent shoreline situated 20’ from water’s edge. This is a gorgeous property on beautiful 900-acre Clearwater Lake, right in the middle of the lakes area. This spectacular lake home has so much to offer: warm and inviting knotty pine interior, amazing lake views, one of the best sand shorelines on the lake, multiple decks on lakeside, landscaped yard, new roof 2024, engineered cedar siding, trim painted 2024, and so much more. Enjoy the landscaped backyard and step into the warm and welcoming kitchen with quartz countertops, a farmhouse sink, a breakfast nook with a lovely bay window which provide beautiful views of the lake. Continue into the informal dining room that is complete with a table that can accommodate twelve and a deck access to one of the lakeside decks. The living room has an inviting gas burning fireplace and a wall of windows on the lakeside. There are three bedrooms in the home; one on the main level and two on the upper level. Upstairs you will find a large comfortable sitting area, an office, a bedroom, and a third bedroom that could be utilized as a future family room. On the lower walk-out level offers an exercise room (be sure to look behind the green wall for all the well-planned storage space plus the mechanicals) and a well-appointed laundry. The ‘boat room’ has a dedicated exterior entrance for tuck under storage. Step outside and you are now just feet from the water’s edge and ready to enjoy the lake or take a few steps to the right and relax under the pergola. The seasonal 500 sq ft guest cabin has living room, 3⁄4 bath, and a large bedroom, plus a deck on the lakeside. Detached garage has garden room and an attached shop at the rear. Approximately .96 acres of this property is on the lakeside of Clearwater Point Road, while approximately 2.3 acres is on the north side of Clearwater Point Road. Seller would like to sell furnished, except for photos, books, etc., to include docks and lift. The lake cabin is a true gem on the shores of highly desirable Clearwater Lake.

Last Agent to Sell the Property

Debra Flam

Edina Realty, Inc. Listed on: 06/30/2025

Edina Realty, Inc.

Last Buyer's Agent

Debra Flam

Edina Realty, Inc. Listed on: 06/30/2025

Edina Realty, Inc.
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,070

Year Built

  • Built in 1982

Lot Details

  • 3.29 Acre Lot
  • Lot Dimensions are 140x1395x100x1345
  • 145 Feet of Waterfront
  • Lake Front
  • Many Trees

Parking

  • 2 Car Garage

Home Design

  • Pitched Roof

Interior Spaces

  • 2-Story Property
  • Gas Fireplace
  • Mud Room
  • Sitting Room
  • Living Room
  • Dining Room
  • Home Office
  • Home Gym

Kitchen

  • Microwave
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 3 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Sump Pump
  • Block Basement Construction
  • Basement Storage

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • 200+ Amp Service
  • Drilled Well
  • Electric Water Heater
  • Water Softener is Owned
  • Fuel Tank
  • Septic System

Additional Features

  • Deck
  • One Bathroom Guest House

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 50070504

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,070

Year Built

Built in 1982

Lot Details

3.29 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled
  • Year Built: 1982
  • Above Grade Finished Sq Ft: 2140
  • Water Body Name: Clearwater
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,DSL
  • Second Unit: Existing In-Law w/Bath
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished, Partially Finished, Storage Space, Sump Pump, Walkout
  • Appliances: Dryer, Electric Water Heater, Fuel Tank - Owned, Microwave, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Gas
  • Living Area: 2890
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 750
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Living Room, Kitchen, Bedroom 1, Bathroom, Bedroom 2, Office, Bedroom 3, Sitting Room, Exercise Room, Mud Room, Laundry, Other Room

Beds/Baths

  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • View: East, Lake, Panoramic
  • Other Structures: Additional Garage, Guest House, Other
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck
  • Lake Bottom: Excellent Sand
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Waterfront Frontage: 145

Garage/Parking

  • Parking Features: Detached, Asphalt

Utilities

  • Heating: Baseboard, Fireplace(s)
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: 200+ Amp Service
  • Fuel: Electric,Propane
  • Power Company: Crow Wing Power

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Security System,Washer/Dryer Hookup

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictPhone: 218-454-6900

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 140x1395x100x1345
  • Lot Size Sq Ft: 143312.4
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Engineered Wood

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 50070504
  • Tax Annual Amount: 4070
  • TaxWithAssessments: 4070.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2025
Closed on
Sep 25, 2025
Sold by
Bought by
Seller's Agent
Debra Flam
Edina Realty, Inc.
Buyer's Agent
Debra Flam
Edina Realty, Inc.
List Price
$875,000
Sold Price
$875,000
Views
54
Current Estimated Value
$862,355

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,645
Avg. Annual Appreciation
-1.70%
Original Mortgage
$700,000
Outstanding Balance
$695,498
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$166,857
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $875,000 Edina Realty Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $700,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/25/2025 09/25/25 Sold $875,000 0.0% $303 / Sq Ft
07/21/2025 07/21/25 Pending -- -- --
07/14/2025 07/14/25 For Sale $875,000 0.0% $303 / Sq Ft
07/11/2025 07/11/25 Off Market $875,000 -- --
07/05/2025 07/05/25 For Sale $875,000 -- $303 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,900 $733,400 $406,800 $326,600
2025 $3,900 $657,100 $322,400 $334,700
2024 $4,156 $665,600 $346,700 $318,900
2023 $3,992 $660,500 $341,800 $318,700
2022 $3,938 $612,600 $278,300 $334,300
2021 $4,340 $482,900 $276,600 $206,300
2020 $4,010 $501,300 $309,800 $191,500
2019 $3,758 $460,800 $270,600 $190,200
2018 $3,372 $431,900 $244,500 $187,400
2017 $3,210 $414,500 $229,200 $185,300
2016 $3,112 $369,900 $196,300 $173,600
2015 $3,144 $377,100 $222,400 $154,700
2014 $1,439 $363,300 $208,800 $154,500
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6741363

NorthstarMLS

APN: 500071202DAA009

Your Personal Tour Guide

Ask me questions while you tour the home.