NOT LISTED FOR SALE

227 Lower Matecumbe Rd Key Largo, FL 33037

Estimated Value: $1,254,672 - $1,425,000

3 Beds
2 Baths
1,352 Sq Ft
$990/Sq Ft Est. Value

Last Sold June 09, 2023

Last sale price $1,320,000 $976 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $7,605/month

39 Days on Market

Highlights

  • Private Dock
  • Up to 40-Foot Boat
  • RV or Boat Parking
  • Coral Shores High School Rated A
  • Boating
  • Home fronts a canal

About This Home

As of June 2023

Beautiful waterfront home with 60 ft dock offering gentle breezes and quick boating access to the open bay within minutes. The perfect setting with a boathouse, hot tub & newly built garage. On a spacious 60 x 100 lot, this 3/2 has a great open floor plan, cathedral ceiling, tiled floors, granite counters & stainless steel appliances. Offered fully furnished and just waiting for you. Main bathroom recently remodeled, large pantry and laundry room. Fully fenced with space to park several cars, boats, RV's & more. Large covered entertainment area and outdoor summer kitchen to cook your catch. This home is move-in ready and easy commute to the mainland. Can't do stairs? No problem the home offers a chair lift. There is storage galore on this property inside & out. Property has lots to offer.

Last Agent to Sell the Property

Maria Canto

American Caribbean Real Estate License #0626852 Listed on: 04/20/2023

Last Buyer's Agent

Felix Yero

Propietario Realty, LLC License #3240272

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,479

Year Built

  • Built in 1989

Lot Details

  • 6,000 Sq Ft Lot
  • Lot Dimensions are 60x100
  • Home fronts a canal
  • West Facing Home
  • Fenced
  • Property is zoned URM

Home Design

  • Frame With Stucco
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,352 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Storage Room
  • Tile Flooring
  • Canal Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms

Laundry

  • Laundry in Utility Room
  • Dryer
  • Washer

Parking

  • 2 Attached Carport Spaces
  • RV or Boat Parking

Outdoor Features

  • Room in yard for a pool
  • Boat Hoist or Davit
  • Up to 40-Foot Boat
  • Private Dock
  • Shed
  • Outdoor Grill

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 00534530-000000

Community Details

Overview

  • No Home Owners Association
  • Lake Surprise Estates Subdivision

Recreation

  • Boating

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,479

Year Built

Built in 1989

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, Two Story
  • Carport Y N: Yes
  • Garage Yn: No
  • Horses: No
  • Inclusions: Boat Hoists/Davits,Private Dock, Hoist/Davit,UP to 40 Ft Boat
  • Lot Size: 60x100
  • New Construction: No
  • Structure Type: House
  • Subdivision Name: LAKE SURPRISE ESTATES
  • Year Built Details: Resale
  • MIAMIRE_PoolYN: No
  • MIAMIRE_PetsAllowedYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • ResoPropertyType: Residential
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
  • Interior Amenities: Second Floor Entry, Pantry, Storage, Utility Room/Laundry
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Tile
  • Furnished: Furnished
  • Living Area: 1352
  • Possible Use: Secondary
  • Bedroom Features: Primary Bedroom Upstairs
  • Living Room Features: Storage Room, Utility Room/Laundry

Exterior Features

  • Roof: Shingle
  • View: Canal
  • Exterior Features: Barbeque, Room For Pool
  • Construction Type: Frame, Frame With Stucco
  • Direction Faces: West
  • Fencing: Fenced
  • Lot Features: Less Than 1/4 Acre Lot
  • Other Structures: Extra Building/Shed
  • Pool Private: No
  • View: Yes
  • Waterfront Features: WF/Ocean Access, Canal Front
  • Waterfront: Yes

Garage/Parking

  • Park Building Name: LAKE SURPRISE ESTATES
  • Carport Spaces: 2
  • Covered Parking Spaces: 2
  • Parking Features: Attached Carport, Covered, Rv/Boat Parking

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Utility Room/Laundry

Condo/Co-op/Association

  • Association: No
  • Community Features: Boating

Association/Amenities

  • MIAMIRE_TypeofAssociation: None

Lot Info

  • Parcel Number: 00534530-000000
  • Lot Size Sq Ft: 6000
  • Zoning: URM
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 5479

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 17, 2025
Sold by
Morales Jose R and De Cardenas Laura
Bought by
Morales De Cardenas Family Revocable Living T and Morales
Current Estimated Value
$1,338,168

Purchase Details

Listed on
Apr 20, 2023
Closed on
Jun 7, 2023
Sold by
Armando F Romero Living Trust
Bought by
Morales Jose R and De Cardenas Laura
Seller's Agent
Maria Canto
American Caribbean Real Estate
Buyer's Agent
Felix Yero
Propietario Realty, LLC
List Price
$1,375,000
Sold Price
$1,320,000
Premium/Discount to List
-$55,000
-4%
Views
83

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.59%
Original Mortgage
$960,000
Interest Rate
6.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 15, 2022
Sold by
Armando Romero
Bought by
Armando F Romero Living Trust and Odalys M Vega Living Trust

Purchase Details

Listed on
Sep 3, 2015
Closed on
Oct 20, 2015
Sold by
Andreu Enrique and Andreu Sonia
Bought by
Romero Armando and Vega Odalys
Seller's Agent
Terry Canto
American Caribbean Real Estate, Christie's International Real Estate
Buyer's Agent
Terry Canto,Top Producer
American Caribbean Real Estate, Christie's International Real Estate
List Price
$549,000
Sold Price
$510,000
Premium/Discount to List
-$39,000
-7.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.18%

Purchase Details

Closed on
Mar 10, 2011
Sold by
Martinson Robert E and Martinson Annette H
Bought by
Andreu Enrique C and Andreu Sonia C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,000
Interest Rate
4.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2003
Sold by
Martinson Robert Edwart and Martinson Annette H
Bought by
Martinson Robert E and Martinson Annette H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 1, 1995
Bought by
Romero Armando

Purchase Details

Closed on
Jun 1, 1993
Bought by
Romero Armando

Purchase Details

Closed on
Nov 1, 1987
Bought by
Romero Armando

Purchase Details

Closed on
Dec 1, 1985
Bought by
Romero Armando
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morales De Cardenas Family Revocable Living T -- None Listed On Document
Morales Jose R $1,320,000 Capital Abstract & Title
Morales Jose R $1,320,000 Capital Abstract & Title
Armando F Romero Living Trust -- --
Romero Armando $510,000 Attorney
Andreu Enrique C $360,000 Attorney
Martinson Robert E -- Century Title Corp
Romero Armando $202,000 --
Romero Armando $191,000 --
Romero Armando $57,500 --
Romero Armando $37,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Morales Jose R $960,000
Previous Owner Andreu Enrique C $288,000
Previous Owner Martinson Robert E $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2023 06/09/23 Sold $1,320,000 -4.0% $976 / Sq Ft
05/30/2023 05/30/23 Pending -- -- --
04/20/2023 04/20/23 For Sale $1,375,000 +169.6% $1,017 / Sq Ft
10/20/2015 10/20/15 Sold $510,000 -7.1% $377 / Sq Ft
09/21/2015 09/21/15 Pending -- -- --
09/03/2015 09/03/15 For Sale $549,000 -- $406 / Sq Ft
Source: MIAMI REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,134 $1,067,004 $610,095 $456,909
2023 $6,134 $783,659 $480,600 $303,059
2022 $5,479 $709,216 $400,500 $308,716
2021 $4,868 $512,795 $248,310 $264,485
2020 $4,903 $513,254 $248,310 $264,944
2019 $4,958 $518,851 $248,310 $270,541
2018 $5,021 $522,049 $248,310 $273,739
2017 $4,590 $465,377 $0 $0
2016 $4,386 $424,308 $0 $0
2015 $3,469 $351,022 $0 $0
2014 $3,662 $361,962 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2023

    Maria Canto

    American Caribbean Real Estate

  • Felix Yero

    Buyer's Agent in 2023

    Felix Yero

    Propietario Realty, LLC

    (786) 663-3072

    31 Total Sales

    Felix Yero
    Section Image
  • Terry Canto

    Seller's Agent in 2015

    Terry Canto

    American Caribbean Real Estate, Christie's International Real Estate

    (305) 394-3037

    240 Total Sales

    Terry Canto
    Section Image

  • T

    Buyer's Agent in 2015

    Terry Canto,Top Producer

    American Caribbean Real Estate, Christie's International Real Estate

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Map

Source: MIAMI REALTORS® MLS

MLS Number: A11374902

MIAMI REALTORS® MLS

APN: 00534530-000000

Florida Monroe County Key Largo 33037

227 Lower Matecumbe Rd, Key Largo, FL

This home is located at 227 Lower Matecumbe Rd, Key Largo, FL 33037 since 20 April 2023 and is currently estimated at $1,338,168, approximately $989 per square foot. This property was built in 1989. 227 Lower Matecumbe Rd is a home located in Monroe County with nearby schools including Key Largo School, Coral Shores High School, and St. Justin Marine Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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