$2,495,000

2276 Mosquito Point Rd White Stone, VA 22578

Estimated payment $13,817/month

4 Beds
4 Baths
3,470 Sq Ft
$719 Price per Sq Ft

Highlights

  • Beach Front
  • In Ground Pool
  • Wood Flooring
  • Docks
  • Deck
  • Breakfast Area or Nook

About This Home

Poised at the storied confluence of the Rappahannock River and the Chesapeake Bay, this exceptional 4.8-acre waterfront estate represents a rare convergence of privacy, natural grandeur, and timeless Tidewater architecture. A winding gravel lane meanders through park-like grounds past towering hardwoods and sweeping lawns, offering tantalizing glimpses of open water before the bay reveals itself in full — a narrow barrier island shimmering on the horizon, the sky vast and endlessly open overhead.
Built in 1940 and positioned atop a gentle knoll, the 3,470-square-foot residence commands breathtaking bay vistas, brilliant sunrises, and moonrises that paint the Rappahannock silver. The generous living room, anchored by a handsome masonry fireplace, opens onto a long deck spanning the full length of the home — an incomparable perch for morning coffee, sunset gatherings, and everything in between. The soothing rhythm of waves against the shoreline and the ever-shifting quality of bay light make even an ordinary afternoon feel rare, unhurried, and deeply restorative out on that long, lovely deck.
A light-filled dining room is refined yet warmly welcoming. The cozy family room with full bath invites easy everyday living, while the kitchen’s bright breakfast nook frames captivating water views at every meal. The generous first-floor primary suite is a true retreat — its own fireplace, a private riverside deck, two walk-in closets, and a spacious bath. Upstairs, four bedrooms and two full baths are arranged across two wings connected by a charming hall, ideally suited for families and guests of all generations.
Offered with full acknowledgment that updating and remodeling await the next steward, the home is priced accordingly— a compelling opportunity to craft something truly personal and enduring in one of the most coveted settings on the Northern Neck. A screened porch, fenced pool terrace, an attached three-bay garage, private pier, and a pristine sandy beach complete this once-in-a-generation Chesapeake Bay estate.

Listing Agent

Emily Carter

Jim & Pat Carter Real Estate License #0225024367 Listed on: 05/06/2026

Co-Listing Agent

Emily Donofrio

Jim & Pat Carter Real Estate License #0225246749

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,979

Year Built

  • Built in 1940

Lot Details

  • 4.8 Acre Lot
  • Beach Front
  • Home fronts navigable water
  • River Front
  • Street terminates at a dead end
  • Zoning described as R1

Parking

  • 3 Car Attached Garage

Home Design

  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Fireplace Features Masonry
  • Formal Dining Room
  • Center Hall
  • Partial Basement
  • Home Security System

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Docks
  • Deck
  • Screened Patio
  • Outbuilding
  • Porch
  • Stoop

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Air Source Heat Pump
  • Heating System Uses Propane
  • Well
  • Septic Tank

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,979

Year Built

Built in 1940

Lot Details

4.8 Acres

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Fencing: None
  • Lot Features: Beach Front, Dead End, Waterfront
  • Lot Size Acres: 4.8
  • Lot Size: 4.8
  • Water Body Name: Rappahannock River
  • Security Features: Security System
  • Co List Office Mls Id: cbra.151
  • Co List Office Mls Id: cbra.151
  • Ownership: Individuals
  • Subdivision Name: None
  • Directions: GPS
  • Above Grade Finished Sq Ft: 3470.0
  • Architectural Style: Other, Two Story
  • Basement: Partial
  • Has Basement?: Yes
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Living Area: 3470.0
  • Is New Construction?: No
  • Property Attached Yn: No
  • Room Types: Center Hall
  • Year Built Details: Actual
  • Year Built: 1940
  • Property Sub Type Additional: Single Family Residence
  • RecordSignature: 264401810
  • Below Grade Unfinished Area: 1172.0
  • Special Features: None
  • Year Built: 1940

Interior Features

  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Masonry
  • Flooring: Carpet, Wood
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Fireplace, Walk-In Closet(s)
  • Total Bedrooms: 8
  • Stories: 1

Exterior Features

  • Pool Features: In Ground, Pool
  • Waterfront Features: Navigable Water, River Front, Waterfront
  • Waterfront?: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Deck, Dock, Out Building(s), Porch
  • Other Structures: Outbuilding
  • Patio And Porch Features: Screened, Stoop, Deck, Porch
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Has Attached Garage?: Yes
  • Garaged Spaces: 3.0
  • Has Attached Garage?: Yes
  • Parking Features: Attached, Garage, Oversized

Utilities

  • Cooling: Central Air, Heat Pump
  • Heating: Electric, Heat Pump, Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster

Lot Info

  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 5979.33
  • Tax Year: 2023

Map

Range of Values:

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Value Increase
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Percent Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,997 $1,272,200 $463,000 $809,200
2024 $6,997 $1,272,200 $463,000 $809,200
2023 $5,979 $949,100 $438,000 $511,100
2022 $5,979 $949,100 $438,000 $511,100
2021 $5,979 $949,100 $438,000 $511,100
2020 $5,979 $949,100 $438,000 $511,100
2019 $5,979 $949,100 $438,000 $511,100
2018 $5,417 $918,200 $450,000 $468,200
2017 $5,417 $918,200 $450,000 $468,200
2016 -- $918,200 $450,000 $468,200
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/06/2026 05/06/26 For Sale $2,495,000 -- $719 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 202600756

APN: 39A-1-11

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