Seller's Agent in 2025
Kristen Swiech
Results Realty ERA Powered
(630) 391-2257
7 in this area
41 Total Sales
2278 Andrew Trail Montgomery, IL 60538
South Montgomery NeighborhoodEstimated Value: $423,877 - $456,000
4
Beds
3.5
Baths
2,411
Sq Ft
$184/Sq Ft
Est. Value
Highlights
- Solar Power System
- Mature Trees
- Clubhouse
- Oswego High School Rated A-
- Community Lake
- 3-minute walk to Blackberry Creek Park
About This Home
As of July 20252278 Andrew Trail is a bright & beautiful 4 Bedroom 3.5 bath home in Lakewood Creek! Professional landscaping lines your way to the front porch which is perfect for catching the sunset. The entryway has vaulted ceilings with the living room on the right which expands to the dining room. Through the dining room is the kitchen which has plenty of space for a full size table as well as an island. Kitchen appliances were added in 2023. Sliding glass doors from the kitchen open to a fully fenced yard lined with mature trees for privacy. Attached to the kitchen is the Family Room. The Family Room is cozy with a gas fireplace. The half bath and laundry room are complete the first floor. Upstairs you will find 4 true Bedrooms with all but one having walk in closets. The Primary Bedroom has vaulted ceilings with an en suite with double vanity sinks. The basement is full and finished. The basement can be used as an entertaining space as well as a bedroom. It is wired with a projector and for surround speakers. A full bathroom as well as additional storage room are located on this level as well. AC, Furnace, Hot Water Heater all replaced in 2018. Roof, Solar Panels 2023. Lakewood Creek HOA has a clubhouse with pool as well as two parks in the neighborhood. Plenty of walking/bike paths in the neighborhood as well. Less than 1 mile to Lakewood Creek Elementary School, Montgomery Police Dept. and Stuart Sports Complex. 7 miles to Rush Copley Hospital. 6 miles to I-88. Home Warranty included. Possibility of assumable mortgage.
Last Agent to Sell the Property
Results Realty ERA Powered License #475188952 Listed on: 06/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,569
Year Built
- Built in 2001
Lot Details
- 8,712 Sq Ft Lot
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,411 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Family Room Downstairs
- Living Room
- Formal Dining Room
- Home Gym
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Lakewood Creek Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Gas Water Heater
Additional Features
- Solar Power System
- Patio
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include clubhouse, pool
- Doris Or Laura Association, Phone Number (630) 299-0092
- Property managed by Lakewood Creek
- Community Lake
Amenities
- Clubhouse
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 16, 2025
Closed on
Jul 3, 2025
Sold by
Wilhelm Gregory A and Wilhelm Lynette M
Bought by
Ayala-Hernandez Luis and Ayala Angelique
Seller's Agent
Kristen Swiech
Results Realty ERA Powered
Buyer's Agent
Christina Jobin
Keller Williams Infinity
List Price
$425,000
Sold Price
$451,000
Premium/Discount to List
$26,000
6.12%
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,281
Avg. Annual Appreciation
-7.14%
Original Mortgage
$434,876
Outstanding Balance
$434,107
Interest Rate
6.63%
Mortgage Type
VA
Estimated Equity
$8,612
Purchase Details
Listed on
Jun 12, 2019
Closed on
Aug 5, 2019
Sold by
Mccormick Randy A and Mccormick Shelly R
Bought by
Wilhelm Gregory A and Wilhelm Lynette M
Seller's Agent
Melissa Yackley
United Real Estate-Chicago
Buyer's Agent
Lisa Schmidt
United Real Estate - Chicago
List Price
$259,900
Sold Price
$259,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.67%
Original Mortgage
$255,192
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2005
Sold by
Reifsteck Kevin J and Reifsteck Tabitha R
Bought by
Mccormick Randy A and Mccormick Shelly R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
5.69%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Mar 8, 2002
Sold by
Lakewood Creek Llc
Bought by
Reifsteck Kevin J and Reifsteck Tabitha R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,063
Interest Rate
7.11%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ayala-Hernandez Luis | $451,000 | None Listed On Document | |
| Wilhelm Gregory A | $260,000 | Attorney | |
| Mccormick Randy A | $244,000 | Ticor Title | |
| Reifsteck Kevin J | $208,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ayala-Hernandez Luis | $434,876 | |
| Previous Owner | Wilhelm Gregory A | $255,192 | |
| Previous Owner | Mccormick Randy A | $184,000 | |
| Previous Owner | Reifsteck Kevin J | $212,063 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $451,000 | +6.1% | $187 / Sq Ft | |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- | |
| 06/16/2025 06/16/25 | For Sale | $425,000 | +63.5% | $176 / Sq Ft | |
| 08/05/2019 08/05/19 | Sold | $259,900 | 0.0% | $118 / Sq Ft | View Prior Sale |
| 06/25/2019 06/25/19 | Pending | -- | -- | -- | |
| 06/12/2019 06/12/19 | For Sale | $259,900 | -- | $118 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,569 | $122,588 | $13,302 | $109,286 |
| 2023 | $8,556 | $109,678 | $11,901 | $97,777 |
| 2022 | $8,556 | $98,692 | $10,804 | $87,888 |
| 2021 | $8,221 | $92,182 | $10,804 | $81,378 |
| 2020 | $7,889 | $87,568 | $10,804 | $76,764 |
| 2019 | $7,675 | $84,208 | $10,389 | $73,819 |
| 2018 | $7,231 | $78,342 | $10,389 | $67,953 |
| 2017 | $6,954 | $71,061 | $10,389 | $60,672 |
| 2016 | $7,050 | $70,501 | $10,389 | $60,112 |
| 2015 | $5,639 | $54,882 | $9,354 | $45,528 |
| 2014 | -- | $52,714 | $9,354 | $43,360 |
| 2013 | -- | $52,714 | $9,354 | $43,360 |
Source: Public Records
Agents Affiliated with this Home
-
Kristen Swiech
-
Christina Jobin
C
Buyer's Agent in 2025
Christina Jobin
Keller Williams Infinity
(847) 774-2238
1 in this area
14 Total Sales
-
Melissa Yackley
Seller's Agent in 2019
Melissa Yackley
United Real Estate-Chicago
(630) 802-9795
11 in this area
245 Total Sales
-
Lisa Schmidt
Buyer's Agent in 2019
Lisa Schmidt
United Real Estate - Chicago
(630) 258-2698
1 in this area
8 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12386594
APN: 02-02-234-006
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