$535,000
SOLD JUN 2, 2025

2278 Steamboat Springs St Loveland, CO 80538

3 Beds
3 Baths
2,451 Sq Ft
5,569 Sq Ft Lot

Recently Sold

$218 Per Sq Ft

1% Below List Price

7 Days on Market

Highlights

  • Open Floorplan
  • Contemporary Architecture
  • Wood Flooring
  • Mountain View
  • Cathedral Ceiling
  • 2 Car Attached Garage

About This Home

As of June 2025

This home has been meticulously kept and pride of ownership shows throughout! Enjoy granite counter tops in the spacious kitchen with room for more than one cook, - perfect for baking cookies with taste testers sitting at the kitchen bar. Newer stainless appliances with French door refrigerator included, upgraded lighting and easy care wood flooring in kitchen and dining area. Cozy up by the great room gas fireplace in the winter, vaulted ceilings give even more feeling of space to this open floor plan. The primary bedroom with bay window has a full private bath, and secondary bedroom is just across from another full bath on the main floor. All baths feature beautiful tile work and there are numerous closets throughout the home. Convenient laundry located in the hall coming from the garage. Open staircase to the lower level keeps it from feeling closed off from the rest of the house. Large rec room could be used as an office, workout room, or another great room perfect for watching your favorite sports team on the weekends. A very large lower level bedroom and another full bath offers a great space for guests or family members looking for their own space. Abundant unfinished storage space for all your keepsakes, oversized garage. The backyard has an expanded patio and so many pollinator garden perennials to enjoy during bee and butterfly season as well as raspberries. There is front and back sprinkler system and a drip irrigation system in place. No back yard neighbor and a mountain view from the back make this a nice in-town sanctuary. Furnace was replaced approx 2018 and a new heat pump (for air conditioning and heating) was installed last year so you'll enjoy comfort year round in this home using your Nest thermostat! Class 4 roof was installed in 2020, exterior of home painted in 2021. A one year home warranty is included for ease of mind. This home is move-in ready and shows the love it's been given! Enjoy the proximity to public areas for biking and hiking!

Last Agent to Sell the Property

Kathy Beck

Group Harmony Listed on: 04/24/2025

Group Harmony

Co-Listed By

Barry Long

Group Harmony

Last Buyer's Agent

Wesley Hartman

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,542

Year Built

  • Built in 2006

Lot Details

  • 5,569 Sq Ft Lot
  • Open Space
  • Southern Exposure
  • North Facing Home
  • Partially Fenced Property
  • Level Lot
  • Property is zoned Res: P-55

HOA Fees

  • $76 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Driveway Level

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Composition Roof
  • Stone

Interior Spaces

  • 2,451 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Bay Window
  • Living Room with Fireplace
  • Dining Room
  • Mountain Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Eco-Friendly Details

  • Energy-Efficient Thermostat

Schools

  • Centennial Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • High Speed Internet

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number R1599958

Community Details

Overview

  • Association fees include common amenities, management
  • Msi Master Association
  • Harvest Gold Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,542

Year Built

Built in 2006

Lot Details

0

HOA Fees

$76 per month

Parking

2

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Microwave
  • Year Built: 2006
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.13
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Co List Office Mls Id: 9GRPH
  • Subdivision Name: Harvest Gold
  • Above Grade Finished Sq Ft: 1238
  • Architectural Style: Contemporary/Modern, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Efficiency: Southern Exposure, Thermostat
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2451
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Microwave
  • Accessibility Features: Level Lot, Level Drive, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: Full, Partially Finished
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1213
  • Fireplace Features: Gas, Living Room
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: High Speed Internet, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Stain/Natural Trim, Walk-In Closet(s)
  • Living Area: 1929
  • Main Level Bathrooms: 2
  • Window Features: Window Coverings, Bay Window(s)
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 180
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 100
  • Room Bedroom3 Level: Basement
  • Master Bedroom Master Bedroom Width: 12
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 256
  • Living Room Features: Carpet
  • Room Kitchen Area: 165
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 180
  • Room Dining Room Area: 108
  • Master Bathroom Features: Full Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Partial
  • Lot Features: Sidewalks, Level, Abuts Private Open Space
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure, Home Warranty
  • Home Warranty: Yes
  • Construction Type: Wood/Frame, Stone
  • Direction Faces: North
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Oversized
  • IRESDS_Garage Sq Ft: 561
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of Lvld
  • Heating: Forced Air, Heat Pump
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Park
  • Senior Community: No
  • Association Fee: 229.25
  • Association Fee Frequency: Quarterly
  • Association Name: MSI Master Association
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Centennial (R2-J)
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: Res: P-55
  • Lot Size Sq Ft: 5569
  • Parcel #: R1599958
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2542

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
Jun 2, 2025
Sold by
Sparks Richard Neal and Sparks Christine
Bought by
Mayfield William and Bridgeman Elizabeth
Seller's Agent
Kathy Beck
Group Harmony
Buyer's Agent
Wesley Hartman
List Price
$540,000
Sold Price
$535,000
Premium/Discount to List
-$5,000
-0.93%
Views
18
Current Estimated Value
$536,580

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,580
Avg. Annual Appreciation
1.19%

Purchase Details

Listed on
Aug 4, 2014
Closed on
Oct 9, 2014
Sold by
Heckel Construction Llc
Bought by
Sparks Richard Neal and Sparks Christine
Seller's Agent
Josh Sturgis
Group Centerra
Buyer's Agent
Kathy Beck
Group Harmony
List Price
$269,000
Sold Price
$267,000
Premium/Discount to List
-$2,000
-0.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.74%
Original Mortgage
$213,600
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2005
Sold by
Daubert Alexandria R
Bought by
Heckel Construction Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.51%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 23, 2004
Sold by
Scenic Range Llc
Bought by
Daubert Alexandria R
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $535,000 None Listed On Document
Warranty Deed $267,000 Chicago Title Co
Warranty Deed -- --
Warranty Deed -- Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $185,000 New Conventional
Previous Owner $213,600 New Conventional
Previous Owner $200,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/02/2025 06/02/25 Sold $535,000 -0.9% $218 / Sq Ft
04/24/2025 04/24/25 For Sale $540,000 +102.2% $220 / Sq Ft
01/28/2019 01/28/19 Off Market $267,000 -- --
10/09/2014 10/09/14 Sold $267,000 -0.7% $110 / Sq Ft
09/09/2014 09/09/14 Pending -- -- --
08/04/2014 08/04/14 For Sale $269,000 -- $110 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,542 $35,530 $8,576 $26,954
2024 $2,451 $35,530 $8,576 $26,954
2022 $2,116 $26,598 $2,294 $24,304
2021 $2,175 $27,364 $2,360 $25,004
2020 $1,991 $25,040 $2,360 $22,680
2019 $1,957 $25,040 $2,360 $22,680
2018 $1,791 $21,766 $2,376 $19,390
2017 $1,543 $21,766 $2,376 $19,390
2016 $1,535 $20,927 $2,627 $18,300
2015 $1,522 $20,930 $2,630 $18,300
2014 $1,191 $15,840 $2,630 $13,210
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1032116

IRES MLS

APN: 96343-46-002