Seller's Agent in 2025
Elke Gerdes
Structure Real Estate
(319) 240-3034
194 Total Sales
228 Derbyshire Rd Waterloo, IA 50701
3
Beds
2
Baths
1,474
Sq Ft
12,632
Sq Ft Lot
Highlights
- Covered Patio or Porch
- 1 Car Detached Garage
- Forced Air Heating and Cooling System
About This Home
As of April 2025Idyllic Waterloo Location – Charming 3-Bedroom Home! Welcome home to this delightful 3-bedroom, 2-bath residence on Derbyshire in Waterloo! The light and bright living room invites you in, seamlessly flowing into the dining area and then into a cozy sunroom—perfect for morning coffee, afternoon puzzles, or late-night reading sessions. The efficient kitchen has everything you need to whip up meals for your loved ones. Original hardwood floors extend into the three main-level bedrooms, which share a beautifully updated full bath. Venture downstairs to discover a family room, a bonus room, and a second bath—ideal for guests or relaxation. Outside, you’ll find a detached garage and a covered deck, along with plenty of space for both two-legged and four-legged friends to run and play. Don’t miss out on this charming home in a fantastic location! Schedule your showing today!
Last Agent to Sell the Property
Structure Real Estate License #S59796000 Listed on: 03/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,791
Year Built
- Built in 1950
Lot Details
- 12,740 Sq Ft Lot
- Lot Dimensions are 80x60x182x182
Parking
- 1 Car Detached Garage
Home Design
- 1,474 Sq Ft Home
- Concrete Foundation
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Aluminum Siding
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Kingsley Elementary School
- Hoover Intermediate
- West High School
Additional Features
- Covered Patio or Porch
- Forced Air Heating and Cooling System
- Partially Finished Basement
Listing and Financial Details
- Assessor Parcel Number 891334426003
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 26, 2025
Closed on
Apr 28, 2025
Sold by
Wolfe Grant F and Wolfe Madison A
Bought by
Field Burton M
Seller's Agent
Elke Gerdes
Structure Real Estate
Buyer's Agent
Brad Page
Oakridge Real Estate
List Price
$164,950
Sold Price
$164,950
Views
20
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$760
Avg. Annual Appreciation
-0.50%
Original Mortgage
$156,703
Outstanding Balance
$156,006
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$8,184
Purchase Details
Listed on
Oct 14, 2016
Closed on
May 8, 2017
Sold by
Luella Collins
Bought by
Wolfe Grant
Seller's Agent
Amy Schaefer
RE/MAX Concepts - Cedar Falls
List Price
$125,000
Sold Price
$91,000
Premium/Discount to List
-$34,000
-27.2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.73%
Original Mortgage
$72,800
Interest Rate
4.02%
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $165,000 | None Listed On Document | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $156,703 | New Conventional | |
| Previous Owner | $72,800 | No Value Available | |
| Previous Owner | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/30/2025 04/30/25 | Sold | $164,950 | 0.0% | $112 / Sq Ft | |
| 03/29/2025 03/29/25 | Pending | -- | -- | -- | |
| 03/26/2025 03/26/25 | For Sale | $164,950 | +81.3% | $112 / Sq Ft | |
| 05/05/2017 05/05/17 | Sold | $91,000 | -27.2% | $62 / Sq Ft | View Prior Sale |
| 04/07/2017 04/07/17 | Pending | -- | -- | -- | |
| 10/14/2016 10/14/16 | For Sale | $125,000 | -- | $85 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,808 | $145,430 | $31,680 | $113,750 |
| 2024 | $2,808 | $139,630 | $31,680 | $107,950 |
| 2023 | $2,442 | $139,630 | $31,680 | $107,950 |
| 2022 | $2,376 | $120,110 | $31,680 | $88,430 |
| 2021 | $2,392 | $120,110 | $31,680 | $88,430 |
| 2020 | $2,348 | $114,170 | $25,740 | $88,430 |
| 2019 | $2,348 | $114,170 | $25,740 | $88,430 |
| 2018 | $2,346 | $114,170 | $25,740 | $88,430 |
| 2017 | $2,616 | $113,910 | $25,740 | $88,170 |
| 2016 | $2,386 | $113,910 | $25,740 | $88,170 |
| 2015 | $2,386 | $113,910 | $25,740 | $88,170 |
| 2014 | $2,326 | $109,270 | $25,740 | $83,530 |
Source: Public Records
Agents Affiliated with this Home
-
Elke Gerdes
-
Brad Page
Buyer's Agent in 2025
Brad Page
Oakridge Real Estate
(319) 404-8899
71 Total Sales
-
Amy Schaefer
Seller's Agent in 2017
Amy Schaefer
RE/MAX
(319) 433-8766
126 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20251242
APN: 8913-34-426-003
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Based on information submitted to the MLS GRID
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