Seller's Agent in 2025
Kristy Bowman
Real Estate Partners Chattanooga, LLC
(423) 718-6668
1 in this area
41 Total Sales
228 Oak St Dunlap, TN 37327
3
Beds
1
Bath
849
Sq Ft
14,810
Sq Ft
Highlights
- Wood Flooring
- Central Air
- High Speed Internet
- No HOA
- 2 Car Garage
- Partially Fenced Property
About This Home
As of November 2025Charming 3-Bedroom Home with Spacious Detached Garage in Dunlap, TN
This cute three-bedroom, one-bath home is full of potential and ideally located in the heart of Dunlap. Sitting on a level lot, it features a comfortable layout with plenty of natural light, ready for its next owners to make it their own. A standout feature is the impressive 1,200 sq. ft. detached garage—perfect for a workshop, extra storage, or hobby space. The level lot provides room for outdoor enjoyment, gardening, or future projects, making this property a versatile find.
Beyond the property itself, you'll love the setting in the scenic Sequatchie Valley, known for its rolling mountains, outdoor adventures, and small-town charm. Dunlap is home to the world-famous Tennessee Tree Toppers launch site, attracting hang-gliding enthusiasts from around the globe. You'll also enjoy nearby local shops, restaurants, schools, and parks, plus quick access to Chattanooga—just 30 minutes away—for even more dining, entertainment, and opportunities.
Whether you're looking for your first home, an investment, or a place to customize to your taste, this property offers a wonderful opportunity in a perfect Dunlap setting.
Please allow 24 hr notice for showings. Both owners work from home. Thursdays are best with more flexibility. Please do not let the 2 cats outside. Fireplace does not work.
Washer & Dryer do not convey. Buyer responsible to do their own due diligence and verify any and all information is correct and accurate. This home is being sold AS IS.
Last Agent to Sell the Property
Real Estate Partners Chattanooga, LLC License #336674 Listed on: 09/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $607
Year Built
- Built in 1935
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 100.0x150.0
- Partially Fenced Property
- Level Lot
Parking
- 2 Car Garage
- Unpaved Parking
Home Design
- Vinyl Siding
Interior Spaces
- 849 Sq Ft Home
- Property has 3 Levels
- Den with Fireplace
- Washer and Electric Dryer Hookup
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Griffith Elementary School
- Sequatchie Co Middle School
- Sequatchie Co High School
Utilities
- Central Air
- Heating Available
- High Speed Internet
Community Details
- No Home Owners Association
- Downing Addn Subdivision
Listing and Financial Details
- Assessor Parcel Number 048D B 01800 000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 16, 2025
Closed on
Nov 20, 2025
Sold by
Colyer David Wayne and Colyer Colleen
Bought by
Waters Marchie Breonna and Waters Robert Todd
Seller's Agent
Kristy Bowman
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Shauntay Rice
Century 21 Professional Group
List Price
$170,000
Sold Price
$168,000
Premium/Discount to List
-$2,000
-1.18%
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,085
Avg. Annual Appreciation
-21.93%
Original Mortgage
$164,957
Outstanding Balance
$164,957
Interest Rate
6.3%
Mortgage Type
FHA
Estimated Equity
-$7,042
Purchase Details
Closed on
Aug 15, 2024
Sold by
Bowman William Brent and Hilltop Capital Llc
Bought by
Colyer David Wayne and Colyer Colleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,000
Interest Rate
6.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 6, 2024
Sold by
Hilltop Capital Llc
Bought by
Hilltop Capital Llc and Bowman
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,000
Interest Rate
6.95%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 20, 2021
Closed on
Jul 21, 2021
Sold by
Voiles Carson D and Voiles Bethany T
Bought by
Hilltop Capital Llc
Buyer's Agent
Brian Cosby
Premier Property Group, LLC.
List Price
$85,000
Sold Price
$73,500
Premium/Discount to List
-$11,500
-13.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.13%
Original Mortgage
$51,450
Interest Rate
2.96%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 9, 2019
Sold by
Patel Sangita S
Bought by
Voiles Carson D and Voiles Bethany T
Purchase Details
Closed on
Nov 9, 2016
Sold by
Mountain Valley Bank
Bought by
Patel Sangita S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,500
Interest Rate
3.47%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 28, 2016
Sold by
Johnson William Luther
Bought by
Mountain Valley Bank
Purchase Details
Closed on
Jan 28, 2015
Sold by
Wallace Ricky L
Bought by
Johnson William Luther and Smith Natalie Corinn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,151
Interest Rate
3.94%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 22, 2007
Sold by
Bobby Carmical
Bought by
Wallace Ricky L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,500
Interest Rate
6.35%
Purchase Details
Closed on
Sep 16, 2005
Bought by
Carmical Bobby
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
5.77%
Purchase Details
Closed on
Nov 3, 1999
Bought by
Wife Freeman J and Wife Electa Odessa
Purchase Details
Closed on
Sep 23, 1995
Sold by
Estle Newman
Bought by
Ben Harmon
Purchase Details
Closed on
Aug 1, 1994
Bought by
Newman Estle
Purchase Details
Closed on
Dec 3, 1993
Bought by
Newman Barry Ellis
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $168,000 | None Listed On Document | |
| Warranty Deed | $160,000 | Title Guaranty & Trust | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $73,500 | None Available | |
| Warranty Deed | $45,000 | None Available | |
| Special Warranty Deed | $45,001 | -- | |
| Deed | $65,000 | -- | |
| Warranty Deed | $60,000 | -- | |
| Deed | $50,000 | -- | |
| Warranty Deed | $332,400 | -- | |
| Warranty Deed | $80,000 | -- | |
| Deed | $26,000 | -- | |
| Warranty Deed | $27,900 | -- | |
| Warranty Deed | $27,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $164,957 | FHA | |
| Previous Owner | $138,000 | New Conventional | |
| Previous Owner | $51,450 | Purchase Money Mortgage | |
| Previous Owner | $40,500 | New Conventional | |
| Previous Owner | $63,151 | New Conventional | |
| Previous Owner | $51,500 | No Value Available | |
| Previous Owner | $375,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | For Sale | $170,000 | +1.2% | $200 / Sq Ft | |
| 11/20/2025 11/20/25 | Sold | $168,000 | +128.6% | $198 / Sq Ft | |
| 10/05/2025 10/05/25 | Pending | -- | -- | -- | |
| 07/21/2021 07/21/21 | Sold | $73,500 | -13.5% | $87 / Sq Ft | View Prior Sale |
| 06/22/2021 06/22/21 | Pending | -- | -- | -- | |
| 04/20/2021 04/20/21 | For Sale | $85,000 | -- | $100 / Sq Ft |
Source: Realtracs
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $606 | $25,125 | $3,750 | $21,375 |
| 2024 | $606 | $25,125 | $3,750 | $21,375 |
| 2023 | $606 | $25,125 | $3,750 | $21,375 |
| 2022 | $503 | $15,150 | $3,050 | $12,100 |
| 2021 | $495 | $15,150 | $3,050 | $12,100 |
| 2020 | $495 | $15,150 | $3,050 | $12,100 |
| 2019 | $439 | $13,450 | $3,050 | $10,400 |
| 2018 | $434 | $13,450 | $3,050 | $10,400 |
| 2017 | $429 | $13,450 | $3,050 | $10,400 |
| 2016 | $418 | $12,550 | $3,050 | $9,500 |
| 2015 | $418 | $12,550 | $3,050 | $9,500 |
| 2014 | $418 | $12,550 | $3,050 | $9,500 |
Source: Public Records
Agents Affiliated with this Home
-
Kristy Bowman
-
Shauntay Rice
S
Buyer's Agent in 2025
Shauntay Rice
Century 21 Professional Group
(423) 605-6123
9 in this area
36 Total Sales
-
Brian Cosby
B
Buyer's Agent in 2021
Brian Cosby
Premier Property Group, LLC.
(423) 599-9643
2 in this area
4 Total Sales
Map
Source: Realtracs
MLS Number: 3049311
APN: 048D-B-018.00
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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