$870,000
SOLD OCT 10, 2025

22818 Privateer Dr Summerland Key, FL 33042

3 Beds
2 Baths
1,452 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$599 Per Sq Ft

1 Day on Market

About This Home

As of October 2025

Waterfront Living Awaits!This spacious 3-bedroom, 2-bath canal front home offers the perfect blend of comfort and Florida lifestyle. Inside, large kitchen with generous counter seating, dining room, & living room designed for gatherings. Step outside to the screened porch and enjoy relaxing breezes year-round.Downstairs features an enclosure for extra space & storage, while outdoors you'll love the boat ramp, wood dock, and tiki hut for entertaining. With two covered carports, parking and convenience are never an issue.Bring your boat, bring your guests -- this home is made for waterfront living and entertaining!

Last Agent to Sell the Property

Diane Corliss

Coldwell Banker Schmitt Lower Keys (KW) License #3099169 Listed on: 09/11/2025

Coldwell Banker Schmitt Lower Keys (KW)

Last Buyer's Agent

Tara Thoman-Wood,P.A.

Berkshire Hathaway HomeServices Knight & Gardner Realty License #3013129

Berkshire Hathaway HomeServices Knight & Gardner Realty

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,262

Year Built

1997

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Dock: Wood
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Cudjoe Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 23.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: VA
  • Side: Ocean
  • State Province: FL
  • Taxes: 3437.34
  • Title: Title Ins - Buyer
  • Vehicle Storage: Carport, Covered Parking, Off Street Parking, Guest Parking, Open Parking
  • Year Built: 1997
  • Alternate Key Number: 8887868
  • Cooling Heating: Central Air
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Screened P/B, Deck
  • Shutters: Panel
  • Species List: Yes
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1452.00
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Range, Refrigerator, Dishwasher, Dryer
  • Specialty Rooms: Laundry Room
  • Windows/Doors: Single Hung Windows, Sliding Glass Doors
  • Total Bedrooms: 3

Exterior Features

  • Dockage: Boat Ramp
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Frame, Hardi Board Siding
  • Exterior Features: Chickee Hut
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer
  • Heating: Electric

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00180740-000100
  • Lot Size: 60 x 100
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2025
Closed on
Oct 10, 2025
Sold by
Roach Norma G
Bought by
Clark Thomas Edward
Seller's Agent
Diane Corliss
Coldwell Banker Schmitt Lower Keys (KW)
Buyer's Agent
Tara Thoman-Wood,P.A.
Berkshire Hathaway HomeServices Knight & Gardner Realty
List Price
$870,000
Sold Price
$870,000
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.25%
Original Mortgage
$374,625
Outstanding Balance
$374,290
Interest Rate
6.56%
Mortgage Type
VA
Estimated Equity
$486,473

Purchase Details

Closed on
Mar 13, 2000
Sold by
Metcalf Gerald L
Bought by
Roach Norma G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
8.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 1, 1997
Bought by
Roach Norma G
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $870,000 None Listed On Document
Warranty Deed $245,000 --
Warranty Deed $185,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $374,625 VA
Previous Owner $195,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2025 10/10/25 Sold $870,000 0.0% $599 / Sq Ft
09/11/2025 09/11/25 For Sale $870,000 -- $599 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,262 $389,290 -- --
2023 $3,262 $377,952 $0 $0
2022 $3,205 $366,944 $0 $0
2021 $3,284 $356,257 $0 $0
2020 $3,264 $351,339 $0 $0
2019 $2,902 $311,412 $0 $0
2018 $3,231 $339,059 $0 $0
2017 $3,135 $332,086 $0 $0
2016 $3,153 $325,256 $0 $0
2015 $3,246 $322,995 $0 $0
2014 $3,337 $319,460 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Key West Association of REALTORS®

MLS Number: 616451

Key West Association of REALTORS®

APN: 00180740-000100