NOT LISTED FOR SALE

229 Jacks Cove Ln White Stone, VA 22578

Estimated Value: $988,000 - $1,304,000

4 Beds
3 Baths
3,588 Sq Ft
$310/Sq Ft Est. Value

Last Sold May 24, 2021

Last sale price $770,000 $215 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $6,443/month

201 Days on Market

Highlights

  • Docks
  • Contemporary Architecture
  • Main Floor Primary Bedroom
  • Waterfront
  • Wood Flooring
  • Hydromassage or Jetted Bathtub

About This Home

As of May 2021

Carters Creek just off the Rappahannock River. Private pier 5+MLW, Rip Rap Shoreline, easy elevation & not in a flood zone! Easy to maintain 1/2 acre yard. Ideal home for family & friends to enjoy! Main floor living w/Basement overflow! Large Living / Dining Room w/a wood burning fireplace, skylights, wall of windows overlooking the creek! Flows from Great Room to a nook leading to the large Kitchen space w/Wolf Cooktop, laundry room & garage access, wraps around to the wet bar & back to the foyer, perfect for entertaining! 1st Floor waterfront owner's suite w/ private bathroom, 2 closets, & access to the waterfront deck. Main floor has a guest room, full bath, & YES-an Office space with HIGH SPEED INTERNET! Walkout basement is perfect for family/guest overflow! 36' Family Room w/New carpet, kitchenette, & wood burning FP & 2 nice size bedrooms, full bath, + an attached heated/cooled workshop/storage. Basement has 2 doors leading to the side deck & easy access to the waterfront. Great LOCATION to White Stone, Irvington, Kilmarnock. Hour+ to Richmond, Williamsburg - 2 Hours+ to NOVA, Charlottesville, VA Beach. LOCATION - DEEP WATERFRONT - HIGH SPEED INTERNET - SMALL TOWN LIVING!

Last Agent to Sell the Property

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 10/04/2020

Last Buyer's Agent

Glenn Cockrell

Connemara and Company Real Estate License #0225146193

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,774

Year Built

  • Built in 1994

Lot Details

  • 0.55 Acre Lot
  • Waterfront
  • Landscaped
  • Zoning described as R1

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Circular Driveway

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3,588 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Wired For Data
  • Ceiling Fan
  • Skylights
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Sliding Doors
  • Dining Area
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Gas Cooktop
  • Range Hood
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Mooring
  • Docks
  • Dock Available
  • Balcony
  • Rear Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Tax Lot .55 Acres
  • Assessor Parcel Number Lr10/1146

Community Details

Overview

  • The Harbour On Carters Creek Subdivision

Recreation

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,774

Year Built

Built in 1994

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1994
  • Property Attached Yn: No
  • Lot Size Acres: 0.55
  • Water Body Name: CARTERS CREEK
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: The Harbour On Carters Creek
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Basement: Full, Finished, Walk-Out Access
  • Appliances: Built-In Oven, Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Range, Refrigerator, Range Hood, Washer
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Wet Bar, Breakfast Area, Ceiling Fan(s), Dining Area, High Speed Internet, Jetted Tub, Laminate Counters, Main Level Primary, Skylights, Wired for Data, Walk-In Closet(s)
  • Living Area: 3588.0
  • Stories: 2
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Landscaped, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Dock Access, Mooring, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File, Owner Is Listing Agent
  • Construction Type: Drywall, Frame, Wood Siding
  • Exterior Features: Dock
  • Patio And Porch Features: Balcony, Rear Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Circular Driveway, Garage

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Heat Pump, Zoned
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Water

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: Lr10/1146
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 4774.14
  • Tax Lot: .55 Acres

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 4, 2020
Closed on
Apr 28, 2021
Sold by
Scott William K and Scott Hilary G
Bought by
Wood Douglas H and Wood Rebecca K
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Glenn Cockrell
Connemara and Company Real Estate
List Price
$795,000
Sold Price
$770,000
Premium/Discount to List
-$25,000
-3.14%
Current Estimated Value
$1,113,045

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$343,045
Avg. Annual Appreciation
9.11%
Original Mortgage
$674,925
Outstanding Balance
$617,239
Interest Rate
3%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$500,218

Purchase Details

Closed on
Jun 30, 2010
Sold by
Trustee Tr Isabel J
Bought by
Scott William K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$556,505
Interest Rate
5.25%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wood Douglas H $770,000 River Title Agency Llc
Scott William K $588,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wood Douglas H $674,925
Previous Owner Scott William K $124,000
Previous Owner Scott William K $556,505
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/24/2021 05/24/21 Sold $770,000 -3.1% $215 / Sq Ft
04/24/2021 04/24/21 Pending -- -- --
10/04/2020 10/04/20 For Sale $795,000 -- $222 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,896 $890,100 $375,000 $515,100
2023 $4,774 $757,800 $375,000 $382,800
2022 $4,774 $757,800 $375,000 $382,800
2021 $4,774 $757,800 $375,000 $382,800
2020 $4,774 $757,800 $375,000 $382,800
2019 $4,774 $757,800 $375,000 $382,800
2018 $4,030 $683,000 $229,000 $454,000
2017 $4,030 $683,000 $229,000 $454,000
2016 -- $683,000 $229,000 $454,000
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2030430

Chesapeake Bay & Rivers Association of REALTORS®

APN: 33-492O