
22946 Bluegill Ln Summerland Key, FL 33042
Estimated payment $6,588/month
About This Home
If you are looking for the ''Island Life'' with the best boating access in the Keys, this is the property for you. This beautifully updated tropical Keys home on a lushly landscaped spacious 10,200 square foot lot, is located in the tranquil setting of sought after Cudjoe Ocean Shores. This subdivision is extremely desirable for its premier boating access to world class fishing and diving in both the Atlantic and the Gulf via Kemp Channel. Kemp is one of the deeper easier channels to navigate to the Gulf, and has a much higher bridge clearance to get under US 1 for quick and easy access to the Atlantic. This combined with having 85' of canal frontage on an extra wide canal with lots of room to maneuver, makes this property perfect for bigger boats. With two ensuite bedrooms and a split floor plan, this home offers extra privacy for family and guests. The large covered screened back deck spans the length of the house overlooking the canal and is the perfect setting for dining al fresco. There is a garage and large enclosure below, and plenty of room in the fenced yard to store your toys. Start and end your day on the rooftop deck, sipping coffee soaking in morning sunrises over Kemp Channel and savoring appetizers and cocktails as you enjoy the unique and spectacular Keys sunsets. This property has impact windows and a metal roof for your added protection and reduced insurance premiums. A 22 KW whole house propane powered generator keeps you comfy whenever we have a power outage. Located only a short 20 minute drive to Key West.
Listing Agent
Coldwell Banker Schmitt Lower Keys (KW) License #SL3400781 Listed on: 01/07/2025

Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$4,785
Year Built
1975
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- First Right of Refusal: No
- Mandatory HOA: No
- Contingent: Contingent/Show
- Control Depth: 3
- Dockage Dock: Concrete
- Dockage Dock Length: 85
- Dockage Seawall: Concrete
- Fee Includes: None
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 23.00
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Bike Paths
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Bay/Gulf
- State Province: FL
- Taxes: 4784.64
- Title: Negotiable
- Vehicle Storage: Garage, Covered Parking
- Year Built: 1975
- Alternate Key Number: 1249327
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 10200.00
- Porch Balcony: Screened Patio
- Tax Exemptions: Homestead
- Building Style Above Flood: Unknown
- Estimated Living Sq Ft: 1200.00
- Property Condition: Updated/Remodeled
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: UnderContract
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Cathedral Ceilings, Split Bedroom
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Trash Compactor, Stainless Steel Appliance(s)
- Floor: Wood
- Specialty Rooms: Laundry Room
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 2
Exterior Features
- Dockage: Davits
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: Frame
- Exterior Features: Bar, Storage, Outdoor Shower, Fruit Tree(s), Fencing
- Roof: Metal Roof
- Waterview: Open Water View
- Pool: No
Utilities
- Utilities: FKAA, Propane, Whole House Generatr, Buyer to Verify, Municipal Sewer
- Heating: Central
Lot Info
- Deed Restrictions: No
- Flood Zone: AE
- Parcel Number: 00188684-004700
- Land Size: Less Than 1/4 Acre
- Acres: 0.23
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Unfurnished
Tax Info
- Tax Year: 2023
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,785 | $537,807 | -- | -- |
2023 | $4,785 | $522,143 | $0 | $0 |
2022 | $4,696 | $506,935 | $0 | $0 |
2021 | $4,826 | $492,170 | $0 | $0 |
2020 | $4,711 | $475,486 | $0 | $0 |
2019 | $4,625 | $464,796 | $0 | $0 |
2018 | $4,650 | $456,130 | $0 | $0 |
2017 | $4,522 | $446,749 | $0 | $0 |
2016 | $3,629 | $342,503 | $0 | $0 |
2015 | $3,727 | $340,122 | $0 | $0 |
2014 | $3,834 | $337,423 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/19/2025 09/19/25 | Pending | -- | -- | -- |
07/14/2025 07/14/25 | Price Changed | $1,172,000 | -2.0% | $977 / Sq Ft |
03/25/2025 03/25/25 | Price Changed | $1,196,000 | -4.2% | $997 / Sq Ft |
02/05/2025 02/05/25 | Price Changed | $1,249,000 | -2.8% | $1,041 / Sq Ft |
01/07/2025 01/07/25 | For Sale | $1,285,000 | -- | $1,071 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $38,775 | Shipley Law Firm & Title Co | |
Warranty Deed | $500,000 | Attorney | |
Warranty Deed | $775,000 | Chicago Title Of The Fl Keys | |
Warranty Deed | $298,000 | -- | |
Warranty Deed | $150,000 | -- | |
Warranty Deed | $156,000 | -- | |
Warranty Deed | $98,500 | -- | |
Warranty Deed | $87,000 | -- | |
Deed | $74,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $400,000 | New Conventional | |
Previous Owner | $400,000 | Purchase Money Mortgage | |
Previous Owner | $254,000 | New Conventional | |
Previous Owner | $238,400 | New Conventional | |
Previous Owner | $30,859 | Balloon |
About the Listing Agent

Like many others, I went on vacation to the Florida Keys and decided never to leave. I made the Keys to my home 25 years ago.
I learned to navigate the shallow waters surrounding the out-islands here in the Lower Keys as a backcountry charter guide, taking clients to do what I love—fishing, snorkeling, out-island beach hopping, or just cruising through the mangrove islands looking for dolphins, turtles, rays, and sharks.
I also owned and operated a successful marine service
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MLS Number: 613001

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