$230,000
SOLD APR 29, 2026

23 Cayman Cir Umatilla, FL 32784

2 Beds
2 Baths
1,269 Sq Ft
5,945 Sq Ft Lot Lot

Sale Details

Date Sold: April 29, 2026

$181 Per Sq Ft

8% Below List Price

8 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Screened Patio
  • Vaulted Ceiling
  • Balcony
  • Side Porch

About This Home

As of April 2026

Welcome to this charming 2-bedroom, 2-bathroom home with a versatile bonus room, priced in the mid-$200,000s—an incredible opportunity for first-time buyers or investors! The garage has been thoughtfully converted into a bonus room, offering additional living space perfect for a home office, guest room, or playroom. Recent updates include a 2017 roof, 2021 HVAC system, and a 2014 water heater, providing peace of mind and added value. The home features a comfortable layout with two spacious bedrooms, two full bathrooms, and flexible living areas designed to suit your needs. Step outside to a large backyard, ideal for entertaining, relaxing, or hosting gatherings. Conveniently located near Eustis and Mount Dora, you’ll enjoy easy access to dining, shopping, festivals, parks, and everyday essentials. Homes at this price point in the mid-$200Ks move quickly—schedule your showing today!

Last Agent to Sell the Property

Mayra Cosme Rojas

COSME REALTY AND INVESTMENT INC Brokerage Phone: 352-801-8439 License #3284911 Listed on: 03/19/2026

Last Buyer's Agent

Lisa DuRant

BHHS FLORIDA REALTY License #3420423

BHHS FLORIDA REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,147

Year Built

  • Built in 1997

Lot Details

  • 5,945 Sq Ft Lot
  • West Facing Home
  • Fenced
  • Cleared Lot

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,269 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Living Room
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Balcony
  • Screened Patio
  • Shed
  • Side Porch

Schools

  • Umatilla Elementary School
  • Umatilla Middle School
  • Umatilla High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Umatilla Lake Mary Estates Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,147

Year Built

Built in 1997

Lot Details

5,945 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1269
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 1997
  • Building Area Total: 1548
  • Lot Size Sq Ft: 5945
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 143.81
  • Escrow City: Eustis
  • Escrow State: FL
  • Escrow Street Name: S Bay St.
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 181.25
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 352-801-8439
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Window Features: Blinds
  • Living Area Meters: 117.89

Exterior Features

  • Direction Faces: West
  • Other Structures: Shed(s)
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Screened, Side Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0220E

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Buyer and Buyer's agent to verify all information.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Umatilla Elem
  • High School: Umatilla High
  • Middle Or Junior School: Umatilla Middle

Lot Info

  • Parcel Number: 14-18-26-0015-000-03800
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Cleared, City Limits
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer and Buyer's agent to verify all information.

Tax Info

  • Tax Annual Amount: 3147
  • Tax Block: 000
  • Tax Book Number: 28-74-76
  • Tax Lot: 38

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 19, 2021
Closed on
Nov 30, 2021
Sold by
Semrau Eric J and Semrau Elizabeth E
Bought by
Rodriguez Lisa Minelly Ramos
Seller's Agent
Jorge Zea
BLUE LIGHTHOUSE REALTY INC
Buyer's Agent
Mayra Cosme Rojas
COSME REALTY AND INVESTMENT INC
List Price
$204,500
Sold Price
$204,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.50%
Original Mortgage
$200,794
Outstanding Balance
$183,099
Interest Rate
3.09%
Mortgage Type
FHA
Estimated Equity
$65,319

Purchase Details

Listed on
Jan 25, 2011
Closed on
Mar 15, 2012
Sold by
Loupos Antonios G and Loupos Bambi J
Bought by
Semrau Eric J and Semrau Elizabeth E
Seller's Agent
Ella St. Pierre
HARRISON REAL PROPERTY GROUP
Buyer's Agent
Geoffrey Presson
SILVER BEACH REALTY, LLC
List Price
$47,850
Sold Price
$47,850

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.12%

Purchase Details

Closed on
Aug 4, 2004
Sold by
Loupos Antonios G and Loupos Bambi J
Bought by
Loupos Antonios G and Loupos Bambi J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,600
Interest Rate
5.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 28, 2004
Sold by
Bass Shannon
Bought by
Loupos Antonios

Purchase Details

Closed on
Apr 28, 1997
Sold by
Angelier Const Inc
Bought by
Loupos Antonios G and Loupos Shannon D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,600
Interest Rate
7.98%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $204,500 A Clear Choice T&E Of Osceol
Warranty Deed $47,850 Brokers Title Leesburg Llc
Interfamily Deed Transfer -- Paradise Land Title Corporat
Quit Claim Deed -- --
Warranty Deed $8,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,794 FHA
Previous Owner $81,600 New Conventional
Previous Owner $52,600 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/29/2026 04/29/26 Sold $230,000 -8.0% $181 / Sq Ft
03/27/2026 03/27/26 Pending -- -- --
03/19/2026 03/19/26 For Sale $250,000 +22.2% $197 / Sq Ft
11/30/2021 11/30/21 Sold $204,500 0.0% $161 / Sq Ft View Prior Sale
10/27/2021 10/27/21 Pending -- -- --
10/19/2021 10/19/21 For Sale $204,500 +327.4% $161 / Sq Ft
03/15/2012 03/15/12 Sold $47,850 0.0% $45 / Sq Ft View Prior Sale
11/27/2011 11/27/11 Pending -- -- --
01/25/2011 01/25/11 For Sale $47,850 -- $45 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,950 $190,970 -- --
2025 $2,827 $185,770 -- --
2024 $2,827 $185,770 -- --
2023 $2,827 $175,112 $27,500 $147,612
2022 $2,770 $173,032 $27,500 $145,532
2021 $1,736 $96,433 $0 $0
2020 $1,620 $81,662 $0 $0
2019 $1,407 $59,705 $0 $0
2018 $1,390 $59,705 $0 $0
2017 $1,166 $55,613 $0 $0
2016 $1,182 $55,613 $0 $0
2015 $1,202 $54,692 $0 $0
2014 $1,192 $53,855 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6391927

Stellar MLS

APN: 14-18-26-0015-000-03800

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