NOT LISTED FOR SALE

23 Howard Rd Old Lyme, CT 06371

Estimated Value: $711,556 - $867,000

3 Beds
2 Baths
2,173 Sq Ft
$357/Sq Ft Est. Value

Last Sold September 22, 2019

Last sale price $450,000 $207 Per Sq Ft

Est. 72% increase in value since last sale

Current estimated payment $4,708/month

61 Days on Market

Highlights

  • Beach Front
  • Public Water Access
  • Clubhouse
  • Mile Creek School Rated A
  • Cape Cod Architecture
  • Corner Lot

About This Home

As of September 2019

Welcome to White Sand Beach and your new home. This year round 3 bedroom, 2 bath home is a must see with an updated eat-in kitchen, large living room with comfortable dining area and large first floor master bedroom. Upstairs are two more bedrooms and a full bath. The lower level has a large finished family room along with a separate area for utilities and a workshop. There is an enclosed three season porch off the kitchen for morning coffee and casual meals. A detached 2 car garage is just off the rear door. A short walk to the sandy association beach or to the recreation area for tennis, bocce, basketball or the tot playground and the community center building for parties.

Last Agent to Sell the Property

Joseph Kelly

William Pitt Sotheby's Int'l License #RES.0767007 Listed on: 06/06/2019

William Pitt Sotheby's Int'l

Last Buyer's Agent

Thomas Harte

Heritage Real Estate Services LLC License #RES.0790750

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,603

Year Built

  • Built in 1943

Lot Details

  • 7,841 Sq Ft Lot
  • Beach Front
  • Corner Lot
  • Level Lot
  • Property is zoned R-10

HOA Fees

  • $66 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Concrete Flooring
  • Laundry on main level

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Partially Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House

Home Security

  • Storm Windows
  • Storm Doors

Parking

  • 2 Car Detached Garage
  • Automatic Garage Door Opener
  • Driveway
  • Guest Parking
  • Visitor Parking

Outdoor Features

  • Public Water Access
  • Walking Distance to Water
  • Enclosed Patio or Porch

Schools

  • Lyme-Old Lyme Middle School
  • Lyme-Old Lyme High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Oil
  • Heating System Uses Oil Above Ground
  • Power Generator
  • Private Company Owned Well
  • Electric Water Heater
  • Cable TV Available

Community Details

Overview

  • Association fees include club house, tennis, lake/beach access, security service, road maintenance
  • White Sand Beach Subdivision

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Recreation Facilities
  • Bocce Ball Court
  • Community Playground

Additional Features

  • Clubhouse
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,603

Year Built

Built in 1943

Lot Details

0

HOA Fees

$66 per month

Listing Details

  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1645
  • Public Record Living Room Sq Ft: 1645
  • Sq Ft Est Heated Below Grade: 528
  • Total Sq Ft: 2173
  • Year Built: 1943
  • Association Amenities: Basketball Court, Bocci Court, Club House, Guest Parking, Playground/Tot Lot, Private Rec Facilities, Security Services, Tennis Courts
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Public Record Gross Sq Ft: 3094
  • Tax Year Updated Dt: 07/29/2019
  • Directions: I-95 North to exit 70, right at exit onto Rt. 156, Shore Road to right on Old Shore Road to right on White Sand Beach Road. Left at stop sign onto Howard Road to #23 on right. See sign.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 7
  • Total Bedrooms: 3
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement Description: Full With Hatchway, Partially Finished, Heated, Concrete Floor
  • Interior Amenities: Auto Garage Door Opener, Cable - Available
  • Appliances: Oven/Range, Refrigerator, Dishwasher
  • Laundry Room Info: Main Level
  • Attic: No

Exterior Features

  • Exterior Features: Porch-Enclosed
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Block
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Water Community, Association Required, Beach, Walk to Water
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Detached Garage
  • Garages Number: 2
  • Driveway Type: Cement

Utilities

  • Cooling System: Window Unit
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Electric
  • Water Source: Public Water Connected, Private Well
  • Sewer: Septic

Condo/Co-op/Association

  • Association Fee Includes: Club House, Tennis, Lake/Beach Access, Security Service, Road Maintenance
  • HOA Fees: 788
  • HOA Fee Frequency: Annually
  • HOA: Yes

Schools

  • Intermediate School: Per Board of Ed

Green Features

  • Energy Features: Generator, Storm Doors, Storm Windows

Lot Info

  • Acres: 0.1800
  • Lot Description: Corner Lot, Level Lot
  • Flood Zone: No
  • Zoning: R-10

Tax Info

  • Tax Year: July 2019-June 2020
  • Property Tax: 5603
  • Mil Rate Base: 22.410
  • Assessor Parcel Number: 1554560

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Lyme-Old Lyme
  • High School: Lyme-Old Lyme

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2019
Closed on
Sep 20, 2019
Sold by
Jennings B
Bought by
Zembruski Jennifer M
Seller's Agent
Joseph Kelly
William Pitt Sotheby's Int'l
Buyer's Agent
Thomas Harte
Heritage Real Estate Services LLC
List Price
$495,000
Sold Price
$450,000
Premium/Discount to List
-$45,000
-9.09%
Current Estimated Value
$775,139

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$325,139
Avg. Annual Appreciation
9.32%
Original Mortgage
$405,000
Outstanding Balance
$354,749
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$420,390
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zembruski Jennifer M $450,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zembruski Jennifer M $405,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/22/2019 09/22/19 Sold $450,000 -6.8% $207 / Sq Ft
07/09/2019 07/09/19 Price Changed $483,000 -2.4% $222 / Sq Ft
06/06/2019 06/06/19 For Sale $495,000 -- $228 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,023 $432,700 $256,700 $176,000
2024 $7,074 $289,900 $189,000 $100,900
2023 $6,813 $289,900 $189,000 $100,900
2022 $6,813 $289,900 $189,000 $100,900
2021 $6,755 $289,900 $189,000 $100,900
2020 $6,726 $289,900 $189,000 $100,900
2019 $5,603 $250,000 $157,500 $92,500
2018 $5,478 $250,000 $157,500 $92,500
2017 $5,438 $250,000 $157,500 $92,500
2016 $5,300 $250,000 $157,500 $92,500
2015 $5,155 $250,000 $157,500 $92,500
2014 $5,064 $257,600 $156,800 $100,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170203288

SmartMLS

APN: OLYM-000073-000000-000053