NOT LISTED FOR SALE

23 Phillips Ave Cincinnati, OH 45217

Estimated Value: $228,000 - $315,000

4 Beds
2 Baths
2,264 Sq Ft
$120/Sq Ft Est. Value

Last Sold March 14, 2024

Last sale price $226,000 $100 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $1,799/month

10 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Patio
  • Granite Countertops
  • 2 Car Detached Garage
  • 5-minute walk to Ludlow Park

About This Home

As of March 2024

Discover the immense potential in St. Bernard, where convenience meets charm with a high walk score! This home boasts generously sized rooms with tall ceilings and lots of natural light. The expansive attic presents the possibility of a fifth bedroom, adding versatility to the home. There is lots of character with nice hardwood floors on the first floor, new carpet on the 3rd level and new LVT flooring on the second level. Freshly painted throughout. The kitchen has been updated with new appliances, sink, faucet, and granite counters. Full bathrooms on the first and second floors. A nice front porch and a detached garage with space to hang out on top. Downtown St. Bernard is lively with a vibrant array of shops, bars, and restaurants.

Last Agent to Sell the Property

Shawn Bosse

Coldwell Banker Realty Brokerage Phone: (513) 474-5000 Listed on: 01/12/2024

Coldwell Banker Realty

Last Buyer's Agent

Test Member

Test Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,300

Year Built

  • 1900

Lot Details

  • 5,881 Sq Ft Lot
  • Lot Dimensions are 50 x 116.53

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 2,264 Sq Ft Home
  • 3-Story Property
  • Decorative Fireplace
  • Vinyl Clad Windows
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Cooktop
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Philips & Bakers Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 5820007003000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,300

Year Built

1900

Lot Details

0

Parking

2

Listing Details

  • Major Appliances: Cooktop, Dishwasher, Range, Refrigerator
  • Cooling System: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 1900
  • Attribution Contact: (513) 474-5000
  • Lot Size Acres: 0.135
  • Co List Office Phone: (513) 474-5000
  • MLS Status: Closed
  • Architectural Style: Traditional
  • Fireplace Features: Decorative
  • Living Area: 2264.0
  • Window Features: Vinyl
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Granite Counters
  • Basement: Full, Unfinished
  • Garage Spaces: 2.0
  • Levels: Three Or More
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Main Level Bathrooms: 1
  • Stories: 3
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Patio
  • Patio And Porch Features: Patio

Garage/Parking

  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Detached, Garage, Two Car Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Utilities: Natural Gas Available, Water Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St Bernard-Elmwood

Lot Info

  • Lot Dimensions: 50 x 116.53
  • Lot Size Sq Ft: 5881.0
  • Parcel Number: 5820007003000
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2024
Closed on
Feb 29, 2024
Sold by
Srini Gowda Builders Llc
Bought by
Ross Rachael
Seller's Agent
Shawn Bosse
Coldwell Banker Realty
Buyer's Agent
Test Member
Test Office
List Price
$199,000
Sold Price
$226,000
Premium/Discount to List
$27,000
13.57%
Views
62
Current Estimated Value
$271,750

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,750
Avg. Annual Appreciation
12.38%
Original Mortgage
$221,906
Outstanding Balance
$218,311
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$53,439

Purchase Details

Listed on
Jan 12, 2024
Closed on
Feb 27, 2024
Sold by
Gowda Srinivas R and Gowda Latha M
Bought by
Srini Gowda Builders Llc
Seller's Agent
Shawn Bosse
Coldwell Banker Realty
Buyer's Agent
Test Member
Test Office
List Price
$199,000
Sold Price
$226,000
Premium/Discount to List
$27,000
13.57%
Views
62

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,906
Outstanding Balance
$218,311
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$53,439

Purchase Details

Closed on
Oct 28, 2023
Sold by
Gowda Latha M
Bought by
Srini Gowda Builders Llc

Purchase Details

Closed on
Feb 18, 2020
Sold by
Gowda Srinivasa R
Bought by
Srini Gowda Builders Llc

Purchase Details

Closed on
Dec 12, 2005
Sold by
Fannie Mae
Bought by
Gowda Srinivasa R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,450
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 31, 2005
Sold by
Crutchfield Patricia
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Oct 23, 2001
Sold by
Clements Troy
Bought by
Crutchfield Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,750
Interest Rate
6.72%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ross Rachael $226,000 Prodigy Title
Ross Rachael $226,000 Prodigy Title
Srini Gowda Builders Llc -- Prodigy Title
Srini Gowda Builders Llc -- Prodigy Title
Srini Gowda Builders Llc -- None Listed On Document
Srini Gowda Builders Llc -- None Available
Gowda Srinivasa R $33,300 None Available
Federal National Mortgage Association $26,000 None Available
Crutchfield Patricia $81,800 First Service Title Agency I
Clements Troy $57,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ross Rachael $221,906
Closed Ross Rachael $221,906
Previous Owner Gowda Srinivasa R $62,450
Previous Owner Crutchfield Patricia $81,750
Closed Crutchfield Patricia $78,894
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/14/2024 03/14/24 Sold $226,000 +13.6% $100 / Sq Ft
01/22/2024 01/22/24 Pending -- -- --
01/12/2024 01/12/24 For Sale $199,000 -- $88 / Sq Ft
Source: Dayton REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,300 $68,663 $11,221 $57,442
2023 $4,390 $68,663 $11,221 $57,442
2022 $3,992 $48,626 $8,754 $39,872
2021 $3,976 $48,626 $8,754 $39,872
2020 $3,831 $48,626 $8,754 $39,872
2019 $3,578 $41,563 $7,483 $34,080
2018 $3,633 $41,563 $7,483 $34,080
2017 $3,412 $41,563 $7,483 $34,080
2016 $3,032 $36,575 $8,813 $27,762
2015 $2,820 $36,575 $8,813 $27,762
2014 $2,814 $36,575 $8,813 $27,762
2013 $2,881 $38,501 $9,279 $29,222
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Dayton REALTORS®

MLS Number: 903156

Dayton REALTORS®

APN: 582-0007-0030