NOT LISTED FOR SALE

23 Spruce Run Unit D23 Ramsey, NJ 07446

Estimated Value: $594,821 - $701,000

2 Beds
3 Baths
1,736 Sq Ft
$374/Sq Ft Est. Value

Last Sold July 14, 2022

Last sale price $495,000 $285 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $4,573/month

About This Home

As of July 2022

COMMUTER'S DREAM...This is the perfect location, close to the Ramsey Train Station and all the shops in downtown Ramsey. Ramsey Farmer's Market is open every Sunday with farm fresh produce. This spacious Townhouse is near to parks and trails and the beautiful Campgaw Reservation (lake and skiing). The Townhouse has been freshly painted, updated and is in move-in condition. Second floor has a loft overlooking the Living Room and the third floor has a Huge Bonus area with skylights. Owner requests a minimum Credit Score of 730 and a current NTN report. Make this townhouse your home!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2022
Closed on
Jul 7, 2022
Sold by
Tom Chor Eng Living Trust
Bought by
Zhang Brian
Seller's Agent
edward jost
Keller Williams Village Square Realty
Buyer's Agent
edward jost
Keller Williams Village Square Realty
List Price
$524,000
Sold Price
$495,000
Premium/Discount to List
-$29,000
-5.53%
Current Estimated Value
$648,705

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$153,705
Avg. Annual Appreciation
10.10%
Original Mortgage
$275,000
Outstanding Balance
$262,829
Interest Rate
4.75%
Mortgage Type
New Conventional
Estimated Equity
$385,876

Purchase Details

Closed on
Jun 29, 2018
Sold by
Eng Tom C
Bought by
Tom Chor Eng Lt

Purchase Details

Closed on
Dec 7, 1999
Sold by
Rost Coe D and Rost Susan K
Bought by
Eng Tom C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
7.81%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 28, 1999
Sold by
Glerum Mark B and Glerum Ellen M
Bought by
Rost Coe D and Rost Susan K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,600
Interest Rate
6.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 5, 1996
Sold by
Puntillo Carmella
Bought by
Glerum Mark and Glerum Ellne

Range of Values:

Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zhang Brian $495,000 Evergreen Land Title Services
Tom Chor Eng Lt -- --
Eng Tom C $260,000 --
Rost Coe D $237,000 --
Glerum Mark $194,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zhang Brian $275,000
Previous Owner Eng Tom C $170,548
Previous Owner Eng Tom C $208,000
Previous Owner Rost Coe D $27,756
Previous Owner Rost Coe D $189,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2023 05/30/23 Rented $4,015 +5.7% --
05/18/2023 05/18/23 For Rent $3,800 0.0% --
07/14/2022 07/14/22 Sold $495,000 -5.5% $285 / Sq Ft
06/06/2022 06/06/22 Pending -- -- --
05/19/2022 05/19/22 For Sale $524,000 -- $302 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,723 $428,300 $190,000 $238,300
2023 $11,234 $428,300 $190,000 $238,300
2022 $11,234 $428,300 $190,000 $238,300
2021 $11,106 $428,300 $190,000 $238,300
2020 $11,007 $428,300 $190,000 $238,300
2019 $10,528 $428,300 $190,000 $238,300
2018 $10,266 $428,300 $190,000 $238,300
2017 $10,074 $428,300 $190,000 $238,300
2016 $9,795 $428,300 $190,000 $238,300
2015 $10,510 $389,100 $170,000 $219,100
2014 $10,331 $389,100 $170,000 $219,100
Source: Public Records

Agents Affiliated with this Home

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