NOT LISTED FOR SALE

23 Zephyr Rd Palmyra, VA 22963

Estimated Value: $348,000 - $366,000

3 Beds
2 Baths
1,522 Sq Ft
$234/Sq Ft Est. Value

Last Sold September 20, 2024

Last sale price $340,000 $223 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,195/month

4 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Community Lake
  • Golf Course Community
  • Gated Community
  • Clubhouse

About This Home

As of September 2024

Light filled home with large screened porch and deck overlooking wooded yard and creek....Vaulted ceilings and skylights....Split bedroom design with large primary suite and walk-in closet...Full walk out basement...

Last Agent to Sell the Property

Sharon Donovan

MCLEAN FAULCONER INC., REALTOR License #0225112508 Listed on: 08/02/2024

Last Buyer's Agent

GRIFFEN HILTON

HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE License #0225254885

HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,005

Year Built

  • Built in 2002

Lot Details

  • 0.34 Acre Lot
  • Property is zoned PUD Planned Unit Development

HOA Fees

  • $106 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Screened Porch
  • Fire and Smoke Detector

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Outdoor Features

  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Community Sewer or Septic
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A-B-277

Community Details

Overview

  • Association fees include area maint, beach, club house, master ins. policy, play area, prof. mgmt., reserve fund, road maint, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,005

Year Built

Built in 2002

Lot Details

0

HOA Fees

$106 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1522
  • Below Grade Total Sq Ft: 1199
  • Design: Ranch
  • L V T Date: 08/02/2024
  • Parcel Number: 18A-B-277
  • Price Per Sq Ft: 223.39
  • Total Sq Ft: 3044
  • Total Unfinished Sq Ft: 1522
  • Type of Construction: On Site Built
  • Zoning: PUD Planned Unit Development
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Great Room1|Kitchen1|Pri Bed1|Pri Bath1|Bedroom1|Bedroom1|Full Bath1|
  • Structures Deck Porch: Deck, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 1199
  • Fireplace: Gas Logs
  • Laundry: Dryer, Stack Unit Hookup, Washer
  • Basement Type: Full, Inside Access, Outside Entrance, Rough Bath Plumb, Unfinished, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Great Room,On Level: 1
  • Room 3: Kitchen,On Level: 1
  • Room 4: Primary Bedroom,On Level: 1
  • Room 5: Primary Bath,On Level: 1
  • Room 6: Bedroom,On Level: 1
  • Room 7: Bedroom,On Level: 1
  • Room 8: Full Bath,On Level: 1
  • Total Finished Sq Ft: 1522
  • Above Grade Finished Sq Ft: 1522
  • Basement: Yes
  • Fireplace Location: Great Room
  • Foundation: Poured Concrete
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Room Types: Bedroom, Foyer, Full Bath, Great Room, Kitchen
  • Room Types Level1: Bedroom (L1), Foyer (L1), Full Bath (L1), Great Room (L1), Kitchen (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.34
  • Structure Floors: Carpet, Luxury Vinyl Plank
  • Structure Security: Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: Insulated Windows, Vaulted/Cathedral Ceiling
  • Water Property: Stream / Creek

Garage/Parking

  • Garage: Yes
  • Below Grade Unfinished Garage: 323
  • Number of Car Spaces: 1
  • Total Below Grade Garage: 323

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable, Fiber-Optic
  • Sewer/Septic System: Community Septic
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Golf, Lake, Picnic Area, Play Area, Pool
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Club House, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Trash Pickup
  • Association Fee: 1266

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 2002

Tax Info

  • Year: 2024
  • Taxes: 2005

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2024
Closed on
Sep 4, 2024
Sold by
Newcomb Lori
Bought by
Brandt Jessica and Dominick Michael Joseph
Seller's Agent
Sharon Donovan
MCLEAN FAULCONER INC., REALTOR
Buyer's Agent
GRIFFEN HILTON
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
List Price
$339,900
Sold Price
$340,000
Premium/Discount to List
$100
0.03%
Views
56
Current Estimated Value
$356,168

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,168
Avg. Annual Appreciation
4.82%
Original Mortgage
$329,800
Outstanding Balance
$326,904
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$29,489

Purchase Details

Listed on
Jul 6, 2023
Closed on
Jul 26, 2023
Sold by
Steck Susan and Steck Kenneth
Bought by
Newcomb Lori
Seller's Agent
Jen Sample
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
ANGELINA SANTUS
EXP REALTY LLC - STAFFORD
List Price
$319,900
Sold Price
$327,200
Premium/Discount to List
$7,300
2.28%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.45%

Purchase Details

Closed on
Nov 9, 2021
Sold by
Steck Jr Malcolm M
Bought by
Steck Susan
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brandt Jessica $340,000 Old Republic National Title In
Newcomb Lori $327,200 Old Republic National Title In
Steck Susan -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brandt Jessica $329,800
Previous Owner Steck Malcolm M $3,053,700
Previous Owner Steck Malcom M $21,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2024 09/20/24 Sold $340,000 0.0% $223 / Sq Ft
08/06/2024 08/06/24 Pending -- -- --
08/02/2024 08/02/24 For Sale $339,900 +3.9% $223 / Sq Ft
08/04/2023 08/04/23 Sold $327,200 +2.3% $215 / Sq Ft
07/09/2023 07/09/23 Pending -- -- --
07/06/2023 07/06/23 For Sale $319,900 -- $210 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,493 $332,400 $30,000 $302,400
2024 $21 $252,100 $30,000 $222,100
2023 $2,128 $252,100 $30,000 $222,100
2022 $1,858 $213,600 $27,500 $186,100
2021 $1,858 $213,600 $27,500 $186,100
2020 $1,787 $193,200 $27,500 $165,700
2019 $1,787 $193,200 $27,500 $165,700
2018 $1,683 $185,600 $27,500 $158,100
2017 $1,683 $185,600 $27,500 $158,100
2016 $1,666 $181,700 $27,500 $154,200
2015 $1,574 $181,700 $27,500 $154,200
2014 $1,574 $178,900 $27,500 $151,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 655543

Charlottesville area Association of Realtors®

APN: 18A-8-277