$900,000

230 Water St Unit 12 Saint Joseph, MI 49085

Estimated payment $6,288/month

Total Views 1,993
2 Beds
2.5 Baths
2,161 Sq Ft
$416 Price per Sq Ft

Highlights

  • Hot Property
  • Water Views
  • In Ground Pool
  • Upton Middle School Rated A
  • Water Access
  • 1-minute walk to Margaret Upton Arboretum

About This Home

The Waterfront in St. Joseph is mere steps to iconic Silver Beach and offers breathtaking views of both the St. Joseph River and Lake Michigan right from the marina. This 2,161 sq ft home features a spacious, sun-filled living room with windows on both sides, plus a balcony to soak in the fresh lake air. An inviting sunroom provides the feel of being outdoors year-round. Two ensuite bedrooms with walk-in closets make hosting guests comfortable and easy. Enjoy this unbeatable location near Silver Beach, the Carousel, Splash Pad, shops, and dining in vibrant downtown St. Joe. The Waterfront community offers resort-style amenities including a pool, clubhouse, gated entrance, and a one-car garage with storage. Harbor Shores, the Jack Nicklaus Signature golf course, is just minutes away. Furnishings can be included, making this condo move-in ready. Agent related to estate.

Listing Agent

Tammy Anders

MI Realty, A Michigan RE Co. License #6502422914 Listed on: 08/27/2025

Co-Listing Agent

Michael Anders

MI Realty, A Michigan RE Co. License #6501371371

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $8,576

Year Built

  • Built in 1987

Lot Details

  • Cul-De-Sac

HOA Fees

  • $679 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick or Stone Mason
  • Slab Foundation
  • Concrete Siding
  • Stone

Interior Spaces

  • 2,161 Sq Ft Home
  • 1-Story Property
  • Window Treatments
  • Living Room
  • Ceramic Tile Flooring
  • Water Views
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • Maid or Guest Quarters
  • Whirlpool Bathtub

Accessible Home Design

  • Low Threshold Shower
  • Halls are 36 inches wide or more
  • Doors with lever handles
  • Accessible Entrance
  • Stepless Entry

Outdoor Features

  • In Ground Pool
  • Water Access
  • Shared Waterfront
  • Balcony

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care
  • Association Phone (603) 915-4794
  • Property is near a preserve or public land

Amenities

  • Clubhouse

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$8,576

Year Built

Built in 1987

Lot Details

0

HOA Fees

$679 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 1
  • Year Built: 1987
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2161.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 8576.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • General Property Info:Fireplace: No
  • Accessibility Feat:Low Threshold Shower: Yes
  • Substructure:Slab: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Accessibility Feat:Lever Door Handles: Yes
  • Accessibility Feat:No Step Entrance: Yes
  • Lot Description:Adj to Public Land: Yes
  • Additional Items:Guest Quarters: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 2161.0
  • General Property Info Garage YN: Yes
  • Accessibility Feat 36' or Hallway: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
  • Accessibility Features: 36' or + Hallway, Lever Door Handles, Low Threshold Shower, Accessible Entrance
  • Flooring: Ceramic Tile
  • Interior Amenities: Broadband, Garage Door Opener, Guest Quarters, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Slab
  • LivingArea: 2161.0
  • Spa Features: Whirlpool Tub
  • Window Features: Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Block, Concrete, Stone
  • Exterior Features: Balcony
  • List Price: 900000.0
  • Lot Features: Cul-De-Sac, Adj to Public Land
  • Pool Features: In Ground
  • Road Surface Type: Paved
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: Yes
  • Driveway Paved: Yes
  • Exterior Material:Stone: Yes
  • Exterior Material:Concrete: Yes
  • Exterior Features:Balcony: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit
  • Sewer: Public
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pool
  • Association Fee: 678.72
  • Association Fee Frequency: Monthly
  • Association Phone: 603-915-4794
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 678.72
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Association Info:Association Phone: 603-915-4794

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care

Tax Info

  • Tax Annual Amount: 8576.0
  • Tax Year: 2023

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,944 $356,900 $0 $0
2024 $8,676 $318,000 $0 $0
2023 $8,321 $244,000 $0 $0
2022 $7,943 $225,500 $0 $0
2021 $7,892 $221,800 $84,900 $136,900
2020 $7,785 $212,200 $0 $0
2019 $7,725 $184,000 $81,700 $102,300
2018 $7,594 $184,000 $0 $0
2017 $6,812 $184,700 $0 $0
2016 $6,812 $179,700 $0 $0
2015 $6,729 $177,800 $0 $0
2014 $6,705 $183,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 For Sale $900,000 -- $416 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed -- --
Deed $316,500 --
Deed $275,000 --
Deed -- --
Source: Public Records

About the Listing Agent

Tammy Anders

MI Realty, A Michigan RE Co.

(866) 884-9338

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There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work.

That said, in my experience as a Niles real estate professional, I've also found that providing the very best service is essentially about putting my clients first. This means keeping myself accessible, being a good

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Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25043815

Southwestern Michigan Association of REALTORS®

APN: 11-76-8500-0012-00-2