$900,000
UNDER CONTRACT

230 Water St Unit 12 Saint Joseph, MI 49085

Estimated payment $6,184/month

Total Views 18,108
2 Beds
2.5 Baths
2,161 Sq Ft
$416 Price per Sq Ft

Highlights

  • Very Popular Property
  • Water Views
  • In Ground Pool
  • Upton Middle School Rated A
  • Water Access
  • 1-minute walk to Margaret Upton Arboretum

About This Home

The Waterfront in St. Joseph is mere steps to iconic Silver Beach and offers breathtaking views of both the St. Joseph River and Lake Michigan right from the marina. This 2,161 sq ft home features a spacious, sun-filled living room with windows on both sides, plus a balcony to soak in the fresh lake air. An inviting sunroom provides the feel of being outdoors year-round. Two ensuite bedrooms with walk-in closets make hosting guests comfortable and easy. Enjoy this unbeatable location near Silver Beach, the Carousel, Splash Pad, shops, and dining in vibrant downtown St. Joe. The Waterfront community offers resort-style amenities including a pool, clubhouse, gated entrance, and a one-car garage with storage. Harbor Shores, the Jack Nicklaus Signature golf course, is just minutes away. Furnishings can be included, making this condo move-in ready. Agent related to estate.

Listing Agent

Tammy Anders

MI Realty, A Michigan RE Co. License #6502422914 Listed on: 08/27/2025

Co-Listing Agent

Michael Anders

MI Realty, A Michigan RE Co. License #6501371371

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $8,576

Year Built

  • Built in 1987

Lot Details

  • Cul-De-Sac

HOA Fees

  • $679 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick or Stone Mason
  • Slab Foundation
  • Concrete Siding
  • Stone

Interior Spaces

  • 2,161 Sq Ft Home
  • 1-Story Property
  • Window Treatments
  • Living Room
  • Ceramic Tile Flooring
  • Water Views
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • Maid or Guest Quarters
  • Whirlpool Bathtub

Accessible Home Design

  • Low Threshold Shower
  • Halls are 36 inches wide or more
  • Doors with lever handles
  • Accessible Entrance
  • Stepless Entry

Outdoor Features

  • In Ground Pool
  • Water Access
  • Shared Waterfront
  • Balcony

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care
  • Association Phone (603) 915-4794
  • Property is near a preserve or public land

Amenities

  • Clubhouse

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$8,576

Year Built

Built in 1987

Lot Details

0

HOA Fees

$679 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 1
  • Year Built: 1987
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2161.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 8576.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • General Property Info:Fireplace: No
  • Accessibility Feat:Low Threshold Shower: Yes
  • Substructure:Slab: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Accessibility Feat:Lever Door Handles: Yes
  • Accessibility Feat:No Step Entrance: Yes
  • Lot Description:Adj to Public Land: Yes
  • Additional Items:Guest Quarters: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 2161.0
  • General Property Info Garage YN: Yes
  • Accessibility Feat 36' or Hallway: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: UnderContract
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
  • Accessibility Features: 36' or + Hallway, Lever Door Handles, Low Threshold Shower, Accessible Entrance
  • Flooring: Ceramic Tile
  • Interior Amenities: Broadband, Garage Door Opener, Guest Quarters, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Slab
  • LivingArea: 2161.0
  • Spa Features: Whirlpool Tub
  • Window Features: Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Block, Concrete, Stone
  • Exterior Features: Balcony
  • List Price: 900000.0
  • Lot Features: Cul-De-Sac, Adj to Public Land
  • Pool Features: In Ground
  • Road Surface Type: Paved
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: Yes
  • Driveway Paved: Yes
  • Exterior Material:Stone: Yes
  • Exterior Material:Concrete: Yes
  • Exterior Features:Balcony: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit
  • Sewer: Public
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pool
  • Association Fee: 678.72
  • Association Fee Frequency: Monthly
  • Association Phone: 603-915-4794
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 678.72
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Association Info:Association Phone: 603-915-4794

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care

Tax Info

  • Tax Annual Amount: 8576.0
  • Tax Year: 2023

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,944 $356,900 $0 $0
2024 $8,676 $318,000 $0 $0
2023 $8,321 $244,000 $0 $0
2022 $7,943 $225,500 $0 $0
2021 $7,892 $221,800 $84,900 $136,900
2020 $7,785 $212,200 $0 $0
2019 $7,725 $184,000 $81,700 $102,300
2018 $7,594 $184,000 $0 $0
2017 $6,812 $184,700 $0 $0
2016 $6,812 $179,700 $0 $0
2015 $6,729 $177,800 $0 $0
2014 $6,705 $183,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/27/2025 08/27/25 For Sale $900,000 -- $416 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed -- --
Deed $316,500 --
Deed $275,000 --
Deed -- --
Source: Public Records

About the Listing Agent

Tammy Anders

MI Realty, A Michigan RE Co.

(866) 884-9338

Section Image

There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work.

That said, in my experience as a Niles real estate professional, I've also found that providing the very best service is essentially about putting my clients first. This means keeping myself accessible, being a good

Tammy's Other Listings

  • 4289 E River Rd, Buchanan, MI 49107

    $240,000 Under Contract

    • 4 Beds
    • 1 Bath
    • 2,250 Sq Ft
    • 4289 E River Rd
    • Buchanan, MI

    CONTINGENT buyer can be bumped so come take a look! Now is your chance to own a 3BR Buchanan home in a quiet country location! Move-in ready! All you have to do is unpack & enjoy! Inviting living room w/pellet stove w/custom stone & wood backdrop. Open flow dining & kitchen w/snack bar, pantry & all appliances included + Home Warranty for your peace of mind! New bath vanity. Full basement freshly

    Tammy Anders MI Realty, A Michigan RE Co.

    Section Image
  • 301 Woodland, Buchanan, MI 49107

    $330,000

    • 3 Beds
    • 2 Baths
    • 1,957 Sq Ft
    • 301 Woodland
    • Buchanan, MI

    MCM! This gorgeous mid-century modern limestone ranch is ready for new owners to make life long memories! It shows beautifully! Recently remodeled 3BR, 2 bath home set on a generous .85 acre lot in a quiet desirable subdivision. Recent upgrades on the main floor include new LVP flooring, professionally repainted, new mini-split & all lighting. You'll enjoy so much about this home including the

    Tammy Anders MI Realty, A Michigan RE Co.

    Section Image
  • 1872 Barron Lake Rd, Niles, MI 49120

    $1,350,000

    • 5 Beds
    • 3.5 Baths
    • 3,503 Sq Ft
    • 1872 Barron Lake Rd
    • Niles, MI

    Your dream lake home awaits on a private caribbean blue lake development that is Moose Lake. Enjoy 150 ft of lakefront, 3/4 acre, and a spectacular 3503 sqft 3 level home w/lake views from nearly every room! Fantastic sandy beach & lake bottom apprx 150 acres in the beginning phase of this exclusive development; project to be completed in 2-3 yrs, lake will increase in size. Opportunity for

    Tammy Anders MI Realty, A Michigan RE Co.

    Section Image
  • 71599 State Line Rd, Edwardsburg, MI 49112

    $340,000

    • 3 Beds
    • 2 Baths
    • 1,846 Sq Ft
    • 71599 State Line Rd
    • Edwardsburg, MI

    NEW LISTING!! FULLY RENOVATED LIKE NEW home! If you need to be in Edwardsburg near the state line and you don't have time to make any home repairs THIS IS THE HOME FOR YOU! NEW roof! NEW furnace! NEW air! NEW windows! NEW kitchen! 2 NEW baths! NEW flooring! NEW wiring! NEW walls! NEW fixtures! 2 NEW fireplaces! NEW pantry and walk in closet! AND MORE! Fantastic open floor design. You'll Love the

    Tammy Anders MI Realty, A Michigan RE Co.

    Section Image
  • 6372 Oak Ct, Berrien Center, MI 49102

    $485,000 Sold Sep 02, 2025

    • 4 Beds
    • 2.5 Baths
    • 2,035 Sq Ft
    • 6372 Oak Ct
    • Berrien Center, MI

    Looking for privacy and peace in your new home? Welcome to peaceful, prestigious Park Ridge Preserve Estates, a beautiful tree-lined, winding road subdivision in the heart of the wooded countryside abutting Love Creek Nature Center & 9 mi of hiking & X-country ski trails. 4BR, 2.5 bath custom built one-owner home sits on an expansive wooded lot of 2+ acres. A nature lover's dream, enjoy the quiet

    Tammy Anders MI Realty, A Michigan RE Co.

  • 54600 Adams Ave, Eau Claire, MI 49111

    $249,000 Sold May 28, 2025

    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft
    • 54600 Adams Ave
    • Eau Claire, MI

    500+acres all sport INDIAN LAKE in popular Sister Lakes area. LAKE VIEWS! DEEDED LAKE ACCESS just half a block down! Such an AFFORDABLE way for YOU to enjoy the LAKE! Home is Wonderful Year round or for a Weekend Getaway! POPULAR Short Term Rental area too! GREAT Pole Barn w/RV & standard overheads. 3BR 2Bath Main BR ensuite. Openflow living room to dining, Breakfast Nook, Bonus Room. NEW

    Tammy Anders MI Realty, A Michigan RE Co.

  • 12137 Flynn Rd, Sawyer, MI 49125

    $265,000 Sold Oct 08, 2025

    • 3 Beds
    • 2 Baths
    • 1,383 Sq Ft
    • 12137 Flynn Rd
    • Sawyer, MI

    JUST LISTED! 3 bedroom, 2 bath ranch home set on a generous .74 of an acre. Fantastic 32 x 40 pole barn with a garage door tall enough to fit an RV and 50 amp service for RV's. Big paved driveway. The home is bright & sunny and features an open concept layout for good flow. The primary bedroom is an en suite with a walk in closet. You'll also enjoy the fireplace, tons of kitchen cabinets, a full

    Tammy Anders MI Realty, A Michigan RE Co.

  • 9210 Painter School Rd, Berrien Center, MI 49102

    $345,000 Sold Jun 06, 2025

    • 3 Beds
    • 3.5 Baths
    • 2,865 Sq Ft
    • 9210 Painter School Rd
    • Berrien Center, MI

    Country home on an acre. Set amongst rolling hills you'll find this 3BR, 3.5 bath sunny light-filled home w/vaulted ceilings & skylights. Very affordable $250 total monthly utility cost thru geothermal heating system/central air. Warm up by the fireplace this winter & beat the summer heat w/the cool pool! Main BR has a very spacious bathroom + walk in closet. Jack & Jill BRs share a full bath.

    Tammy Anders MI Realty, A Michigan RE Co.

  • 50427 Michigan 51, Dowagiac, MI 49047

    $292,000 Sold Oct 01, 2025

    • 3 Beds
    • 2 Baths
    • 2,320 Sq Ft
    • 50427 Michigan 51
    • Dowagiac, MI

    COUNTRY LIVING on a 4.7 ACRES homesite! Are you looking for a home with a little land? Want an outbuilding? This brick ranch home is set on 4.7 spacious acres! 218 ft wide X 945 ft deep with wooded land. This solid 3BR 2 bath home includes several upgrades; furnace in 2024, newer generator and transferable Everdry basement waterproofing system! You'll enjoy an attached garage, plus the benefit of

    Tammy Anders MI Realty, A Michigan RE Co.

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25043815

Southwestern Michigan Association of REALTORS®

APN: 11-76-8500-0012-00-2