$240,000
SOLD SEP 25, 2025

23020 Banks Rd Cape Charles, VA 23310

2 Beds
2 Baths
1,072 Sq Ft
0.36 Acres

Recently Sold

$224 Per Sq Ft

4% Below List Price

38 Days on Market

Highlights

  • Sea Front
  • No HOA
  • Double Pane Windows
  • Main Floor Bedroom
  • Porch
  • Level Entry For Accessibility

About This Home

As of September 2025

This beautifully renovated home is situated in a quiet neighborhood just a few miles from historic Cape Charles. The interior has been completely transformed, featuring an open and refreshing design that is tastefully furnished, filled with natural light, and designed for comfort. Currently, it operates as a highly successful Airbnb and is fully booked until Labor Day weekend. After that date, the home will be available, giving the new owner the option to either continue renting it out or use it as a primary residence. Conveniently located near boat ramps and providing easy access to Virginia Beach and Norfolk, this home is competitively priced. Modern bathrooms and kitchen and equipped with the whole home Culligan water filtration system.

Last Agent to Sell the Property

Louisa Gazzolo

CHESAPEAKE PROPERTIES Brokerage Phone: 7573318100 License #0225076916 Listed on: 08/15/2025

Last Buyer's Agent

Eva Noonan

CHESAPEAKE PROPERTIES License #0225055801

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $913

Year Built

  • Built in 1940

Lot Details

  • 0.36 Acre Lot
  • Sea Front

Home Design

  • Composition Roof
  • Vinyl Siding
  • Lead Paint Disclosure

Interior Spaces

  • 1,072 Sq Ft Home
  • 2-Story Property
  • Sheet Rock Walls or Ceilings
  • Double Pane Windows
  • Dining Area
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • No Garage
  • Driveway
  • Open Parking

Schools

  • Kiptopeke Elementary School
  • Northampton Middle School
  • Northampton High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Water Conditioner
  • Septic Tank

Additional Features

  • Level Entry For Accessibility
  • Porch

Community Details

  • No Home Owners Association
  • Cape Charles Subdivision

Listing and Financial Details

  • Tax Lot 48A
  • $133,300 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$913

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.36
  • Lot Size: 0.36
  • Water Body Name: None
  • Subdivision Name: Cape Charles
  • Directions: From route 13 turn east on Bayview Circle. Right on Banks Rd. After sharp turn home will be on right side.
  • Architectural Style: Eastern Shore Style
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1940
  • Kitchen Level: First
  • RoomBedroom1Level: First
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Electric Water Heater, Range, Microwave, Dishwasher, Refrigerator, Water Conditioner, Washer, Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Entry Location: First
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Other
  • Interior Amenities: 1st Floor Bedroom
  • Living Area: 1072
  • Window Features: Double Pane Windows
  • Room Bedroom2 Level: Second
  • Dining Room Features: Dining Area
  • Living Room Living Room Level: First
  • Dining Room Dining Room Level: First

Exterior Features

  • Lot Features: <.5 acre +/-
  • Waterfront Features: Seaside
  • Waterfront: No
  • Disclosures: Lead Paint Disclosure
  • Construction Type: Vinyl Siding, Sheetrock
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Porch
  • Property Condition: 50-100 yrs +/-
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: No Garage, Natural Driveway

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Heat Pump, Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association: No

Schools

  • Elementary School: Kiptopeke
  • High School: Northampton
  • Middle Or Junior School: Northampton

Lot Info

  • Lot Size Sq Ft: 15681.6
  • Farm Land Area Units: Square Feet

Tax Info

  • Tax Book Number: 230001704
  • Tax Lot: 48A
  • Tax Map Number: 91B-A-48A
  • Tax Other Annual Assessment Amount: 133300

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 7, 2023
Closed on
Jul 5, 2023
Sold by
Glover Sandra E and Green James R
Bought by
Clg Enterprises Llc
Seller's Agent
Heather Brady
BLUE HERON REALTY CO.
Buyer's Agent
Louisa Gazzolo
CHESAPEAKE PROPERTIES
List Price
$42,900
Sold Price
$45,000
Premium/Discount to List
$2,100
4.9%
Views
186

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
100.15%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $45,000 None Listed On Document
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/25/2025 09/25/25 Sold $240,000 -3.6% $224 / Sq Ft
08/15/2025 08/15/25 For Sale $249,000 +453.3% $232 / Sq Ft
07/14/2023 07/14/23 Sold $45,000 +4.9% $43 / Sq Ft
06/21/2023 06/21/23 Pending -- -- --
06/14/2023 06/14/23 For Sale $42,900 -- $41 / Sq Ft
Source: Eastern Shore Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $913 $133,300 $20,200 $113,100
2023 $368 $48,400 $13,200 $35,200
2022 $368 $48,400 $13,200 $35,200
2021 $383 $45,900 $11,000 $34,900
2020 $383 $45,900 $11,000 $34,900
2019 $387 $46,600 $11,000 $35,600
2018 $387 $46,600 $11,000 $35,600
2017 $383 $46,600 $11,000 $35,600
2016 $383 $46,200 $12,000 $34,200
2015 -- $46,200 $12,000 $34,200
2011 -- $78,400 $20,000 $58,400
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2025

    Louisa Gazzolo

    CHESAPEAKE PROPERTIES

    (757) 635-6407

    53 in this area

    61 Total Sales

    Louisa Gazzolo
    Section Image
  • Eva Noonan

    Buyer's Agent in 2025

    Eva Noonan

    CHESAPEAKE PROPERTIES

    (757) 757-2524

    92 in this area

    106 Total Sales

    Eva Noonan
    Section Image

  • H

    Seller's Agent in 2023

    Heather Brady

    BLUE HERON REALTY CO.

    (757) 678-5200

    50 in this area

    125 Total Sales

    Heather Brady
    Section Image
See All Agents

Map

Source: Eastern Shore Association of REALTORS®

MLS Number: 64988

APN: 91B-A-48A

Virginia Northampton County Cape Charles 23310

23020 Banks Rd, Cape Charles, VA

This home is located at 23020 Banks Rd, Cape Charles, VA 23310 and is currently priced at $240,000, approximately $223 per square foot. This property was built in 1940. 23020 Banks Rd is a home located in Northampton County with nearby schools including Northampton High School and Cape Charles Christian School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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