$590,000
SOLD JUL 15, 2025
4 Beds
3.5 Baths
2,744 Sq Ft
1997 Built

Recently Sold

$215 Per Sq Ft

8% Below List Price

46 Days on Market

Highlights

  • Recreation Room
  • Cathedral Ceiling
  • Whirlpool Bathtub
  • Oliver Julian Kendall Elementary School Rated A+
  • Wood Flooring
  • Den

About This Home

As of July 2025

Well maintained home with 4 bedrooms (2 larger ones with ceiling fans), 3.5 baths and a 2 car garage nestled in the desirable Saddle Creek subdivision. The family room features a GAS START wood burning brick fireplace, 2 skylights, and a vaulted ceiling with ceiling fan. A versatile den/flex room, ideal for home office or craft space. Kitchen showcases with hardwood flooring, oak cabinets including pull-out pot/pan drawer, four additional pull-out storage drawers, and granite countertops with extended overhang, perfect for extra seating. Included is a Moen faucet, garbage disposal, Frigidaire stainless steel refrigerator, Samsung stainless steel microwave, Samsung oven range, KitchenAid dishwasher and pantry. First floor laundry with overhead cabinet is off garage. Washer and dryer (2020) included. Outdoor features brick mailbox, concrete driveway, front covered porch and landscape pavers in front, back, and side yard with a cement backyard patio. Also, roof (2019), siding, soffit, fascia, with gutters equipped with installed Leaf Filter guard protection which comes with limited warranty (2023). All six brand new second floor Renewal by Andersen bedroom windows installed (2023) with lifetime warranty Sliding glass doors off kitchenette area leads to landscaped backyard. Two full bathrooms have shower enclosure updates (2020). Enjoy the spacious owner's retreat with en-suite and oasis soaking tub. Master bedroom's walk in closet has a custom organization system (2023). FULL U-shaped finished basement with FULL bath, utility tub, sump pump, 50 gallon water heater, NEW air conditioner/furnace and built in house humidifier (2023), and closed off storage areas (smaller under stairwell space and larger space with large industrial steel shelving unit provided). Award winning School District 204, a short distance to Kendall Elementary, Pradel Park, and DuPage River Preserve. Minutes from the charming downtown community of Naperville and Springbrook Prairie Forest Preserve! Six second floor Renewal by Andersen windows in 2023. HVAC system (air conditioner/furnace/humidifier) in 2023. Master bedroom Closet by Design organization system in 2023. Leaf Filter gutter protection system in 2023. Two comfort shower and bath enclosure in 2020. LG washer and dryer from ABT in 2020. New roof in 2019. Three ceiling fans in 2013. Garage refrigerator stays.

Last Agent to Sell the Property

Charles Castelo

Coldwell Banker Realty License #475121742 Listed on: 04/23/2025

Coldwell Banker Realty

Last Buyer's Agent

AJ|Abhijit Leekha

Property Economics Inc. License #471009447

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,364

Year Built

  • Built in 1997

HOA Fees

  • $26 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Aluminum Siding

Interior Spaces

  • 2,744 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Skylights
  • Gas Log Fireplace
  • Drapes & Rods
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Lower Floor Utility Room

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Kendall Elementary School
  • Crone Middle School
  • Neuqua Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Additional Features

  • Patio
  • Lot Dimensions are 70 x 143

Community Details

  • Saddle Creek Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,364

Year Built

Built in 1997

Lot Details

0 Sq Ft Lot

HOA Fees

$26 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Saddle Creek
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s)
  • LivingArea: 2744
  • Room Type: Eating Area, Den, Recreation Room, Utility Room-Lower Level
  • Window Features: Skylight(s), Drapes
  • Estimated Total Finished Sq Ft: 2744
  • Bathroom Amenities: Whirlpool
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 4096
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee: 310
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Kendall Elementary School
  • High School: Neuqua Valley Hs
  • Middle/Junior School: Crone Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 70 X 143
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12364
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
Jun 26, 2025
Sold by
Ambrose Roy A and Ambrose Kristina E
Bought by
Kumar Saurabh and Kumar Hemalatha
Seller's Agent
Charles Castelo
Coldwell Banker Realty
Buyer's Agent
AJ|Abhijit Leekha
Property Economics Inc.
List Price
$639,000
Sold Price
$590,000
Premium/Discount to List
-$49,000
-7.67%
Views
133
Current Estimated Value
$625,379

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,379
Avg. Annual Appreciation
8.94%
Original Mortgage
$560,500
Outstanding Balance
$559,623
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$65,756

Purchase Details

Closed on
Aug 20, 1997
Sold by
American National Bk & Tr Co Of Chicago
Bought by
Ambrose Roy A and Ambrose Kristina E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
7.44%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $590,000 Burnet Title
Trustee Deed $218,000 Greater Illinois Title Compa
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $560,500 New Conventional
Previous Owner $140,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/15/2025 07/15/25 Sold $590,000 -1.5% $215 / Sq Ft
06/08/2025 06/08/25 Pending -- -- --
06/04/2025 06/04/25 Price Changed $599,000 -2.3% $218 / Sq Ft
05/23/2025 05/23/25 Price Changed $613,000 -2.5% $223 / Sq Ft
05/04/2025 05/04/25 Price Changed $629,000 -1.6% $229 / Sq Ft
04/29/2025 04/29/25 For Sale $639,000 0.0% $233 / Sq Ft
04/27/2025 04/27/25 Pending -- -- --
04/23/2025 04/23/25 For Sale $639,000 -- $233 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,364 $196,767 $44,186 $152,581
2023 $12,364 $173,823 $39,034 $134,789
2022 $10,587 $152,128 $36,925 $115,203
2021 $10,116 $144,884 $35,167 $109,717
2020 $9,923 $142,589 $34,610 $107,979
2019 $9,752 $138,571 $33,635 $104,936
2018 $9,564 $133,673 $32,895 $100,778
2017 $10,018 $138,158 $32,046 $106,112
2016 $9,998 $135,184 $31,356 $103,828
2015 $9,657 $129,985 $30,150 $99,835
2014 $9,657 $121,479 $30,150 $91,329
2013 $9,657 $121,479 $30,150 $91,329
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12295387

Midwest Real Estate Data (MRED)

APN: 07-01-15-407-036

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