231 Montana Del Lago Dr Unit 22 Rancho Santa Margarita, CA 92688
Estimated payment $7,095/month
Highlights
- Heated In Ground Pool
- Lake View
- 2 Car Attached Garage
- Trabuco Mesa Elementary School Rated A
- Bonus Room
- 4-minute walk to Rancho Santa Margarita Lake Park
About This Home
Very rare lake-front view opportunity at 231 Montana Del Lago—truly turnkey and beautifully upgraded. Neutral decor sets a calm backdrop for an airy main level with a breakfast bar kitchen featuring remodeled cabinetry, granite counters, and stainless-steel appliances (refrigerator included). Warm hardwood floors, crown molding, recessed lighting, ceiling fans, and built-in speakers elevate everyday living. A finished lower level (with full-size laundry room) flexes as a den, office, or potential 4th bedroom. Upstairs, three bedrooms include a primary with walk-in closet; baths feature updated details including a clear glass shower door. Enjoy the enclosed yard with sparkling lake views, perfect for morning coffee or sunset gatherings. Thoughtful touches continue with mirrored wardrobe doors, closet organizers, six-panel doors and upgraded hardware, plus a cozy fireplace. Stroll to the Lake, Beach Club Lagoon, trails, shops, restaurants, and more—an entertainer’s setting in a premier RSM lake-area location. This one has it all!
Listing Agent
Berkshire Hathaway HomeService Brokerage Phone: 949-584-4466 License #01210081 Listed on: 09/09/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $7,679
Year Built
- Built in 1998
Lot Details
- No Common Walls
- Land Lease
HOA Fees
Parking
- 2 Car Attached Garage
Property Views
- Lake
- Neighborhood
Home Design
- Entry on the 1st floor
Interior Spaces
- 1,600 Sq Ft Home
- 3-Story Property
- Family Room with Fireplace
- Bonus Room
- Laundry Room
- Basement
Bedrooms and Bathrooms
- 3 Bedrooms
Pool
- Heated In Ground Pool
- Gas Heated Pool
- Gunite Pool
Utilities
- Central Air
Listing and Financial Details
- Tax Lot 1
- Tax Tract Number 1366
- Assessor Parcel Number 93083181
- Seller Considering Concessions
Community Details
Overview
- 100 Units
- Cierra Del Lago Association, Phone Number (714) 288-2620
- Samlarc HOA
- Cierra Del Lago Subdivision
Recreation
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,679 | $748,576 | $570,377 | $178,199 |
| 2024 | $7,679 | $733,899 | $559,194 | $174,705 |
| 2023 | $7,504 | $719,509 | $548,229 | $171,280 |
| 2022 | $7,378 | $705,401 | $537,479 | $167,922 |
| 2021 | $6,875 | $691,570 | $526,940 | $164,630 |
| 2020 | $7,186 | $684,479 | $521,537 | $162,942 |
| 2019 | $8,098 | $671,058 | $511,310 | $159,748 |
| 2018 | $7,983 | $657,900 | $501,284 | $156,616 |
| 2017 | $7,290 | $592,553 | $423,127 | $169,426 |
| 2016 | $7,463 | $580,935 | $414,831 | $166,104 |
| 2015 | $7,567 | $572,209 | $408,600 | $163,609 |
| 2014 | $6,197 | $467,500 | $328,429 | $139,071 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/09/2025 09/09/25 | For Sale | $1,150,000 | +105.0% | $719 / Sq Ft |
| 05/29/2014 05/29/14 | Sold | $561,001 | -2.4% | $351 / Sq Ft |
| 04/08/2014 04/08/14 | Price Changed | $575,000 | -2.5% | $359 / Sq Ft |
| 03/16/2014 03/16/14 | For Sale | $589,900 | -- | $369 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | California Title Co | |
| Grant Deed | $645,000 | California Title Co | |
| Grant Deed | $561,500 | Equity Title | |
| Grant Deed | $295,000 | New Century Title Co Orange | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $200,000 | First American Title Ins Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $440,000 | New Conventional | |
| Previous Owner | $448,800 | New Conventional | |
| Previous Owner | $125,000 | Unknown | |
| Previous Owner | $100,000 | Unknown | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $333,000 | Unknown | |
| Previous Owner | $295,000 | Seller Take Back | |
| Previous Owner | $129,935 | No Value Available |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25207603
APN: 930-831-81
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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