Seller's Agent in 2018
Laura Ray
EXP Realty, LLC
(410) 868-2290
15 in this area
44 Total Sales
2313 Ruth Ave Sparrows Point, MD 21219
Estimated Value: $478,000 - $516,000
4
Beds
3.5
Baths
1,816
Sq Ft
$273/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- No HOA
- Dining Area
- 1 Fireplace
- Forced Air Heating and Cooling System
About This Home
As of January 2018Beautiful 3 bed, 3.5 bath home in sought after Sparrows Point. UL features large master w/ en suite & walk-in closet w/ additional 2 bed/1 bath, and a laundry room. ML boasts open concept, dining, kitchen, family, and living room, hardwood floors, SS appliances, granite countertops. Finished basement has large open area, 4th bed, and full bath. The large fenced backyard backs to State Park.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,297
Year Built
- Built in 2007
Lot Details
- 10,000 Sq Ft Lot
Home Design
- Colonial Architecture
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- 1 Fireplace
- Dining Area
- Finished Basement
- Rear Basement Entry
Bedrooms and Bathrooms
- 4 Bedrooms
- 3.5 Bathrooms
Parking
- Driveway
- Off-Street Parking
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 04151510250630
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 28, 2017
Closed on
Jan 30, 2018
Sold by
Ray Brian J and Ray Laura E
Bought by
Mclaughlin Jason M
Seller's Agent
Laura Ray
EXP Realty, LLC
Buyer's Agent
Kathy Banaszewski
Real Estate Professionals, Inc.
List Price
$340,000
Sold Price
$350,000
Premium/Discount to List
$10,000
2.94%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$145,774
Avg. Annual Appreciation
4.78%
Original Mortgage
$350,000
Interest Rate
3.95%
Mortgage Type
VA
Purchase Details
Closed on
Oct 17, 2007
Sold by
Cizkowski Jerry R
Bought by
Ray Brian J and Ray Laura E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
6.51%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 12, 2007
Sold by
Cizkowski Jerry R
Bought by
Ray Brian J and Ray Laura E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
6.51%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 7, 2007
Sold by
Thompson Barbara
Bought by
Cizkowski Jerry R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 12, 2007
Sold by
Thompson Barbara
Bought by
Cizkowski Jerry R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 22, 1993
Sold by
Thompson Lawrence and Thompson Lawrence Barbara
Bought by
Thompson Barbara
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mclaughlin Jason M | $350,000 | Goldstar Title Co | |
| Ray Brian J | $360,000 | -- | |
| Ray Brian J | $360,000 | -- | |
| Cizkowski Jerry R | $52,500 | -- | |
| Cizkowski Jerry R | $52,500 | -- | |
| Thompson Barbara | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mclaughlin Jason M | $333,538 | |
| Closed | Mclaughlin Jason M | $332,000 | |
| Closed | Mclaughlin Jason M | $350,000 | |
| Previous Owner | Ray Laura E | $35,000 | |
| Previous Owner | Ray Brian J | $264,000 | |
| Previous Owner | Ray Brian J | $276,000 | |
| Previous Owner | Ray Brian J | $270,000 | |
| Previous Owner | Ray Brian J | $270,000 | |
| Previous Owner | Cizkowski Jerry R | $295,000 | |
| Previous Owner | Cizkowski Jerry R | $295,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/30/2018 01/30/18 | Sold | $350,000 | +2.9% | $193 / Sq Ft |
| 12/29/2017 12/29/17 | Pending | -- | -- | -- |
| 11/28/2017 11/28/17 | For Sale | $340,000 | -- | $187 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,982 | $435,200 | -- | -- |
| 2024 | $4,982 | $396,800 | $0 | $0 |
| 2023 | $2,339 | $358,400 | $74,500 | $283,900 |
| 2022 | $4,667 | $338,567 | $0 | $0 |
| 2021 | $3,040 | $318,733 | $0 | $0 |
| 2020 | $3,623 | $298,900 | $74,500 | $224,400 |
| 2019 | $3,565 | $294,133 | $0 | $0 |
| 2018 | $4,433 | $289,367 | $0 | $0 |
| 2017 | $4,265 | $284,600 | $0 | $0 |
| 2016 | $3,891 | $281,267 | $0 | $0 |
| 2015 | $3,891 | $277,933 | $0 | $0 |
| 2014 | $3,891 | $274,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Ray
-
Kathy Banaszewski
Buyer's Agent in 2018
Kathy Banaszewski
Real Estate Professionals, Inc.
(410) 746-5700
6 in this area
303 Total Sales
Map
Source: Bright MLS
MLS Number: 1004209819
APN: 15-1510250630
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