NOT LISTED FOR SALE

232 Derby Ave Derby, CT 06418

Estimated Value: $240,000 - $323,000

3 Beds
1 Bath
1,445 Sq Ft
$196/Sq Ft Est. Value

Last Sold March 17, 2023

Last sale price $201,000 $139 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $1,960/month

61 Days on Market

Highlights

  • River Front
  • Property is near public transit
  • Sitting Room
  • Cape Cod Architecture
  • No HOA
  • Porch

About This Home

As of March 2023

HIGHEST & BEST OFFERS ARE DUE BY SUNDAY 2/12 AT 3:00PM - Ever dream of owning your own fixer upper? Here's your chance! Investors take notice! Welcome to 232 Derby Avenue! A charming Cape Cod Colonial situated on The Naugatuck River. Custom carpentry, a solid-wood ranch fence, and bay & picture windows add to the character and cozy feel of the home. Both the eat-in kitchen and sitting room boast beautiful views of the river. Just picture yourself nestled in the sitting room gazing at the water, enjoying your morning coffee or a riveting book. Three bedrooms, one full bathroom, living room, dining room and a den complete the home. As you make your way downstairs you will find a full basement with a walk-out to the backyard. The owner enjoyed many years fishing right in the backyard with their family. A dock may be installed with town approval, the opportunities are endless! There is a private, paved driveway. 232 Derby Avenue is located in the middle of town, just down the street from Ansonia, this area is thriving with new restaurants and classic local favorites, salons, shopping, medical facilities, health clubs, parks and The River Walk (a 1.2-mile paved trail through Derby and Ansonia, very popular for road biking, running, and walking). Easy access to Route 8 and the Merritt Parkway. Only a 1.5 hour drive from New York City or simply hop on the train right down the street! Home to be sold AS-IS.

Last Agent to Sell the Property

Nicole Fiorelli

Fiorelli Realty, LLC License #REB.0795560 Listed on: 01/13/2023

Fiorelli Realty, LLC

Last Buyer's Agent

Thomas Cody

Align Realty License #REB.0795686

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,826

Year Built

  • Built in 1874

Lot Details

  • 5,227 Sq Ft Lot
  • River Front
  • Sloped Lot
  • Property is zoned R-5

Home Design

  • Cape Cod Architecture
  • Stone Foundation
  • Stone Frame
  • Frame Construction
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Stone

Interior Spaces

  • 1,445 Sq Ft Home
  • Sitting Room
  • Water Views

Kitchen

  • Electric Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Electric Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Home Security

  • Storm Windows
  • Storm Doors

Parking

  • Private Driveway
  • Paved Parking

Outdoor Features

  • Patio
  • Porch

Location

  • Property is near public transit
  • Property is near shops
  • Property is near a bus stop

Schools

  • Derby High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Oil
  • Electric Water Heater
  • Fuel Tank Located in Basement

Community Details

  • No Home Owners Association
  • Public Transportation

Listing and Financial Details

  • Exclusions: see inclusion/exclusion

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,826

Year Built

Built in 1874

Lot Details

0

Listing Details

  • Neighborhood: East Derby
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1445
  • Public Record Living Room Sq Ft: 1445
  • Total Sq Ft: 1445
  • Year Built: 1874
  • Nearby Amenities: Commuter Bus, Health Club, Library, Playground/Tot Lot, Private School(s), Public Transportation, Shopping/Mall, Walk to Bus Lines
  • Exclusions: see inclusion/exclusion
  • Direct Waterfront: Yes
  • Home Warranty Offered: No
  • Directions: Per GPS
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 7
  • Total Bedrooms: 3
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement Description: Full, Full With Walk-Out
  • Appliances: Electric Range, Microwave, Refrigerator, Washer, Electric Dryer
  • Additional Rooms: Sitting Room
  • Laundry Room Location: Basement
  • Laundry Room Info: Lower Level
  • Attic: No
  • Street Number Modifier: 232

Exterior Features

  • Exterior Features: Patio, Porch
  • Exterior Siding: Aluminum
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Direct Waterfront, River, View
  • Swimming Pool: No
  • Construction Description: Frame, Stone

Garage/Parking

  • Garage Parking Info: Paved
  • Driveway Type: Private

Utilities

  • Cooling System: Window Unit
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Electric
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Condo/Co-op/Association

  • HOA: No
  • Special Association Assessment Y: No

Schools

  • Elementary School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Derby
  • Intermediate School: Per Board of Ed

Green Features

  • Energy Features: Storm Doors, Storm Windows

Lot Info

  • Acres: 0.1200
  • Lot Description: Sloping Lot, Fence - Partial, Fence - Wood
  • Elevation Certificate: No
  • Zoning: R-5

Tax Info

  • Tax Year: July 2022-June 2023
  • Property Tax: 4826
  • Total Assessed Value: 125020
  • Mil Rate Base: 38.600
  • Mil Rate Total: 38.600
  • Assessor Parcel Number: 1094393

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Per Board of Ed
  • High School: Derby

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2023
Closed on
Mar 17, 2023
Sold by
Grady Timothy
Bought by
Hernandez Olgaliz
Seller's Agent
Nicole Fiorelli
Fiorelli Realty, LLC
Buyer's Agent
Thomas Cody
Align Realty
List Price
$230,000
Sold Price
$201,000
Premium/Discount to List
-$29,000
-12.61%
Views
795
Current Estimated Value
$283,540

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$82,540
Avg. Annual Appreciation
15.55%
Original Mortgage
$197,359
Outstanding Balance
$191,596
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$96,904

Purchase Details

Closed on
Nov 5, 2010
Sold by
Zampedri-Grady Desiree A
Bought by
Grady Timothy

Purchase Details

Closed on
Sep 9, 2009
Sold by
Grady Timothy D
Bought by
Zampeari-Grady Desiree

Purchase Details

Closed on
Aug 20, 2003
Sold by
Matejek Shirley and Matejek Eugene
Bought by
Grady Timothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,600
Interest Rate
7.7%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hernandez Olgaliz $201,000 None Available
Hernandez Olgaliz $201,000 None Available
Grady Timothy -- --
Zampeari-Grady Desiree -- --
Grady Timothy $137,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hernandez Olgaliz $22,903
Open Hernandez Olgaliz $197,359
Closed Hernandez Olgaliz $17,000
Closed Hernandez Olgaliz $197,359
Previous Owner Grady Timothy $139,000
Previous Owner Grady Timothy $109,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/17/2023 03/17/23 Sold $201,000 +0.5% $139 / Sq Ft
02/06/2023 02/06/23 Price Changed $199,999 -13.0% $138 / Sq Ft
01/13/2023 01/13/23 For Sale $230,000 -- $159 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,401 $125,020 $35,320 $89,700
2024 $5,401 $125,020 $35,350 $89,670
2023 $4,826 $125,020 $35,350 $89,670
2022 $4,826 $125,020 $35,350 $89,670
2021 $4,826 $125,020 $35,350 $89,670
2020 $4,146 $94,500 $35,350 $59,150
2019 $3,957 $94,500 $35,350 $59,150
2018 $3,720 $94,500 $35,350 $59,150
2017 $3,720 $94,500 $35,350 $59,150
2016 $3,720 $94,500 $35,350 $59,150
2015 $3,568 $99,820 $35,350 $64,470
2014 $3,568 $99,820 $35,350 $64,470
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170543261

SmartMLS

APN: DERB-000007-000008-000027