232 Phillips Rd Schenectady, NY 12306
Schenectady County Neighborhood
3
Beds
2
Baths
1,712
Sq Ft
0.44
Acres
Highlights
- Deck
- Wood Flooring
- No HOA
- Raised Ranch Architecture
- Corner Lot
- Eat-In Kitchen
About This Home
As of December 2024Welcome home to this bright, open space! Corner lot with 3 bedrooms and 2 baths in a Raised Ranch style. Features newer triple-pane windows and a hot water heater installed in 2023. The open kitchen and dining room lead to a patio and a bright 24x16 deck. Ample storage on the main level and a new bathroom. The family room opens to a fenced-in patio. Freshly landscaped and well-maintained. Make an appointment today, as this home will be under contract before you know it. Located in the Schalmont School District.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,816
Year Built
- Built in 1983
Lot Details
- 0.44 Acre Lot
- Chain Link Fence
- Back Yard Fenced
- Landscaped
- Corner Lot
- Level Lot
Parking
- 1 Car Garage
- Off-Street Parking
Home Design
- Raised Ranch Architecture
- Brick Exterior Construction
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,712 Sq Ft Home
- Built-In Features
- Paddle Fans
- Sliding Doors
- Family Room
- Living Room
- Dining Room
- Carbon Monoxide Detectors
- Finished Basement
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Dishwasher
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Shed
Schools
- Jefferson Elementary School
Utilities
- Cooling System Mounted In Outer Wall Opening
- Heating System Uses Natural Gas
- Hot Water Heating System
- Gas Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 19.001 / 5
- Assessor Parcel Number 422800 47.-5-19.1
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2024
Closed on
Dec 12, 2024
Sold by
Cramer Krista C
Bought by
Austin Sarah Christine
Seller's Agent
Pamela Smith
Miranda Real Estate Group Inc
Buyer's Agent
Jennifer Mentiply
Renovo Real Estate
List Price
$299,900
Sold Price
$305,000
Premium/Discount to List
$5,100
1.7%
Total Days on Market
3
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,454
Avg. Annual Appreciation
7.07%
Original Mortgage
$230,200
Outstanding Balance
$229,377
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$84,077
Purchase Details
Listed on
Oct 1, 2016
Closed on
Nov 26, 2016
Sold by
Mcgarry Shaun E and Mcgarry Deborah
Bought by
Cramer Krista C
Seller's Agent
Amanda Califano
Califano Realty Group LLC
Buyer's Agent
John DiGesualdo
Howard Hanna
List Price
$199,000
Sold Price
$205,000
Premium/Discount to List
$6,000
3.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.07%
Original Mortgage
$201,286
Interest Rate
4.2%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 21, 2001
Purchase Details
Closed on
Nov 17, 1995
Sold by
Squires Floyd H Squires Elinor
Bought by
Mcgarry Shaun E
Map
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Similar Homes in Schenectady, NY
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $305,000 | Stewart Title | |
| Warranty Deed | $205,000 | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $230,200 | New Conventional | |
| Previous Owner | $201,286 | FHA | |
| Previous Owner | $110,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/12/2024 12/12/24 | Sold | $305,000 | +1.7% | $178 / Sq Ft |
| 09/29/2024 09/29/24 | Pending | -- | -- | -- |
| 09/26/2024 09/26/24 | For Sale | $299,900 | +46.3% | $175 / Sq Ft |
| 11/29/2016 11/29/16 | Sold | $205,000 | +3.0% | $120 / Sq Ft |
| 10/08/2016 10/08/16 | Pending | -- | -- | -- |
| 10/01/2016 10/01/16 | For Sale | $199,000 | 0.0% | $116 / Sq Ft |
| 09/24/2016 09/24/16 | Pending | -- | -- | -- |
| 09/19/2016 09/19/16 | For Sale | $199,000 | -- | $116 / Sq Ft |
Source: Global MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,816 | $202,000 | $13,200 | $188,800 |
| 2023 | $6,816 | $202,000 | $13,200 | $188,800 |
| 2022 | $8,699 | $202,000 | $13,200 | $188,800 |
| 2021 | $8,750 | $202,000 | $13,200 | $188,800 |
| 2020 | $6,666 | $202,000 | $13,200 | $188,800 |
| 2019 | $2,752 | $202,000 | $13,200 | $188,800 |
| 2018 | $4,132 | $202,000 | $13,200 | $188,800 |
| 2017 | $6,145 | $202,000 | $13,200 | $188,800 |
| 2016 | $6,072 | $202,000 | $13,200 | $188,800 |
| 2015 | -- | $202,000 | $16,300 | $185,700 |
| 2014 | -- | $202,000 | $16,300 | $185,700 |
Source: Public Records
Source: Global MLS
MLS Number: 202426264
APN: 047-000-0005-019-001-0000
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