$1,595,000
UNDER CONTRACT $105K PRICE DROP

232 San Vincente St Unit A/B Panama City Beach, FL 32413

Estimated payment $8,797/month

Total Views 1,445
8 Beds
10 Baths
4,735 Sq Ft
$337 Price per Sq Ft

Highlights

  • Indoor Pool
  • No HOA
  • Covered Patio or Porch
  • J.R. Arnold High School Rated A-
  • Home Office
  • Storm Windows

About This Home

**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS**Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential!Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants--no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers.Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower--perfect for entertaining or unwinding in style.Built for efficiency and durability, the home includes: Hurricane-impact windows and doors Spray foam roof-deck insulation Tankless gas water heater Dual A/C units per side Taexx in-wall pest control system 1-year builder's warranty + transferable 1-year termite bondWith high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together--offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living.This is more than a home--it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity!**All measurements are approximate and should be varied if important.**

Listing Agent

Oksana Hobbs

Keller Williams Success Realty License #SL3433576 Listed on: 05/02/2025

Keller Williams Success Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,477

Year Built

  • Built in 2025

Lot Details

  • 6,578 Sq Ft Lot
  • Lot Dimensions are 60x110
  • Fenced
  • Landscaped
  • Sprinkler System

Home Design

  • Duplex
  • Slab Foundation
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 4,735 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Window Treatments
  • Family Room
  • Dining Room
  • Home Office
  • Tile Flooring

Kitchen

  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 8 Bedrooms
  • Split Bedroom Floorplan

Home Security

  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Parking

  • Driveway
  • Paved Parking

Pool

  • Indoor Pool
  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Covered Patio or Porch

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Tankless Water Heater
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • 2 Units
  • El Centro Beach Subdivision

Listing and Financial Details

  • Legal Lot and Block 6 / 1

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,477

Year Built

Built in 2025

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2025
  • Property Sub Type: Duplex
  • Lot Size Acres: 0.15
  • Lot Size: 60x110
  • Road Surface Type: Paved
  • Subdivision Name: El Centro Beach
  • Architectural Style: Duplex
  • Structure Type: Duplex
  • Property Sub Type Additional: Duplex
  • Special Features: 130

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Gas Water Heater, Microwave, Range Hood, Tankless Water Heater
  • Interior Amenities: Crown Molding, Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms, Window Treatments
  • Full Bathrooms: 8
  • Half Bathrooms: 2
  • Total Bedrooms: 8
  • Door Features: Storm Door(s)
  • Flooring: Luxury Vinyl Plank, Tile
  • Living Area: 4735.0
  • Dining Room Type: Bedroom, Dining Room, Family Room, Half Bath, Kitchen, Primary Bedroom, Office
  • Stories: 2
  • Window Features: Double Pane Windows, Storm Window(s)

Exterior Features

  • Pool Features: Fenced, Gunite, Indoor, In Ground, Pool, Private, Salt Water
  • Fencing: Fenced, Full, Privacy
  • Pool Private: Yes
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Exterior Features: Sprinkler/Irrigation, Outdoor Shower
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio
  • Roof: Metal

Garage/Parking

  • Parking Features: Driveway, Paved
  • Garage: No

Utilities

  • Utilities: Cable Available, Natural Gas Available, Underground Utilities
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric, Multi Units
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Senior Community: No
  • Amenities: Beach Access
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Landscaped
  • Lot Size Sq Ft: 6578.0
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Unfurnished

Multi Family

  • Number Of Units In Community: 2

Tax Info

  • Tax Annual Amount: 1477.0
  • Tax Block: 1
  • Tax Lot: 6
  • Tax Year: 2024

MLS Schools

  • Elementary School: West Bay
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,360 $103,846 -- --
2023 $1,360 $122,677 $119,700 $2,977
2022 $1,121 $85,823 $0 $0
2021 $1,087 $78,021 $0 $0
2020 $912 $73,372 $70,395 $2,977
2019 $832 $64,480 $61,503 $2,977
2018 $606 $33,678 $0 $0
2017 $379 $30,616 $0 $0
2016 $359 $30,274 $0 $0
2015 $390 $31,986 $0 $0
2014 $398 $32,670 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2025 07/19/25 Price Changed $1,595,000 -3.0% $337 / Sq Ft
07/03/2025 07/03/25 Price Changed $1,645,000 -0.2% $347 / Sq Ft
06/03/2025 06/03/25 Price Changed $1,649,000 -3.0% $348 / Sq Ft
05/02/2025 05/02/25 For Sale $1,700,000 -- $359 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 Diamond Title
Warranty Deed $250,000 Diamond Title
Warranty Deed $84,500 Mti Title Ins Agency Inc
Warranty Deed $100,000 Vision Title Of Panama City
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $25,000 Seller Take Back
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 772926

Central Panhandle Association of REALTORS®

APN: 33366-000-000

Florida Bay County Panama City Beach 32413

232 San Vincente St Unit A/B, Panama City Beach, FL

This home is located at 232 San Vincente St Unit A/B, Panama City Beach, FL 32413 and is currently priced at $1,595,000, approximately $336 per square foot. This property was built in 2025. 232 San Vincente St Unit A/B is a home located in Bay County with nearby schools including Surfside Middle School, J.R. Arnold High School, and West Bay Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes
Listing Agent
Oksana Hobbs
Section Image
Keller Williams Success Realty
(850) 909-9681