NOT LISTED FOR SALE

232 White St Unit 11 Niceville, FL 32578

Estimated Value: $485,000 - $505,000

3 Beds
4 Baths
2,202 Sq Ft
$224/Sq Ft Est. Value

About This Home

This home is located at 232 White St Unit 11, Niceville, FL 32578 and is currently estimated at $493,160, approximately $223 per square foot. 232 White St Unit 11 is a home located in Okaloosa County with nearby schools including James E. Plew Elementary School, C.W. Ruckel Middle School, and Niceville Senior High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 20, 2025
Sold by
Bernstein Denise M and Bernstein Brett R
Bought by
Derby James Alan and Derby Nancy
Current Estimated Value
$493,160

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,000
Outstanding Balance
$274,000
Interest Rate
5.6%
Mortgage Type
New Conventional
Estimated Equity
$219,160

Purchase Details

Closed on
Jul 7, 2017
Sold by
Hunt Margaret F and Hunt Dale R
Bought by
Bernstein Denise M and Bernstein Brett R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,013
Interest Rate
3.95%
Mortgage Type
VA

Purchase Details

Closed on
May 28, 2004
Sold by
Swift Creek Properties Llc
Bought by
Hunt Dale R and Hunt Margaret F
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Derby James Alan $499,000 Bradley Title
Bernstein Denise M -- First Natl Land Title Co Inc
Hunt Dale R $252,500 American Land Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Derby James Alan $274,000
Previous Owner Bernstein Denise M $236,013
Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,105 $371,875 $91,758 $280,117
2024 $4,475 $376,833 $91,758 $285,075
2023 $4,475 $368,620 $91,758 $276,862
2022 $3,969 $326,320 $91,758 $234,562
2021 $3,518 $263,184 $91,758 $171,426
2020 $3,195 $234,957 $90,850 $144,107
2019 $3,000 $217,875 $90,850 $127,025
2018 $2,843 $204,175 $0 $0
2017 $2,745 $193,954 $0 $0
2016 $1,592 $150,875 $0 $0
2015 $1,624 $149,826 $0 $0
2014 $1,627 $148,637 $0 $0
Source: Public Records

Map

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