$130,000
SOLD APR 8, 2025

Terra Ceia Club 2320 Terra Ceia Bay Blvd Unit 303 Palmetto, FL 34221

2 Beds
2 Baths
978 Sq Ft
$664/mo HOA Fee

Recently Sold

$133 Per Sq Ft

26% Below List Price

188 Days on Market

Highlights

  • Golf Course Community
  • Fitness Center
  • Florida Architecture
  • Fishing Pier
  • Gated Community
  • Great Room

About This Home

As of April 2025

Enjoy the Florida Resort Lifestyle in this 3rd floor Condo in Terra Ceia Golf and Country Club, a gated planned waterfront community with tons of amenities! This 2 Bedroom/2 Bath "move-in ready" unit offers gorgeous views from the screened lanai and an immaculate interior with all new carpet and freshly painted interior, eat-in kitchen and breakfast bar, and laundry closet with stacked washer and dryer. The rear owner suite has a large bath with dual vanities, extra storage and a walk-in closet. This Building has its own heated POOL and exercise room and the Terra Ceia Development offers a host of "pay as you go" amenities including an 18 hole Executive Golf Course with Clubhouse and Restaurant, Tennis Courts, Fitness Center and a fun Tiki Bar. Everyone enjoys the bayside Pier and Boardwalk trails where residents get acquainted and enjoy gorgeous sunsets. This little piece of paradise is just a short drive to the area's famed Gulf Beaches, Bradenton and Sarasota and just over the Skyway Bridge to St. Petersburg and Tampa. Included 1 carport space for easy parking.

Last Agent to Sell the Property

Jordan Chancey, PA

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3140532 Listed on: 09/03/2024

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC

Co-Listed By

Sarah Whisnant

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3110315

Last Buyer's Agent

Nili Blaha

VUE REALTY, LLC License #3600246

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,443

Year Built

  • Built in 1991

Lot Details

  • West Facing Home
  • Landscaped with Trees

HOA Fees

  • $664 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Block Foundation
  • Slab Foundation
  • Stucco

Interior Spaces

  • 978 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Home Security

Parking

  • 1 Carport Space
  • 1 Parking Garage Space

Outdoor Features

  • Fishing Pier
  • Rear Porch

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Optional Additional Fees
  • Association fees include common area taxes, pool, escrow reserves fund, insurance, ground maintenance, management, private road, recreational facilities, sewer, trash, water
  • Cams By Stacia Association, Phone Number (941) 315-8044
  • Visit Association Website
  • Terra Ceia Community
  • The Terra Ceia Club Subdivision
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community, vehicle restrictions

Amenities

  • Restaurant
  • Community Mailbox
  • Elevator

Recreation

  • Golf Course Community

Pet Policy

  • Pets up to 15 lbs
  • Pet Size Limit
  • 2 Pets Allowed
  • Dogs and Cats Allowed

Security

  • Gated Community
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,443

Year Built

Built in 1991

Lot Details

0

HOA Fees

$664 per month

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Maintenance Grounds, Management, Private Road, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Florida
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 978
  • New Construction: No
  • Year Built: 1991
  • Building Area Total: 1038
  • Directions to Property: Located just off US41 in Palmetto- Gated Community- Please use visitor side during normal hours 8am-6pm
  • Status: Sold
  • Co List Office Mls Id: MFR281531134
  • Co List Office Phone: 941-737-1500
  • Ownership: Condominium
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 3
  • List Office Head Office Key Nume: 505037573
  • Minimum Lease: 1 Month
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 132.92
  • Unit Number YN: 0
  • Water Access YN: 0
  • Condo Fees Term: Monthly
  • Amenities Additional Fees: Additional Memberships (Year Round and Seasonal) apply for Golf, Tennis, Fitness and Social- Visit the Clubhouse for details.
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Fishing,Waterfront
  • Attribution Contact: 941-737-1500
  • Tax Year: 2023
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Block, Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 2320
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Great Room,Inside Utility
  • Living Area Meters: 90.86
  • Room Count: 5

Exterior Features

  • Direction Faces: West
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Roof Over
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Rear Porch
  • Road Surface Type: Asphalt
  • Water Extras: Fishing Pier
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Pool, Restaurant, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Cable TV, Elevator(s), Gated, Optional Additional Fees, Pool, Vehicle Restrictions
  • Association Name: CAMS by Stacia
  • Phone: 941-315-8044
  • Association: No
  • Security: Fire Alarm, Fire Sprinkler System
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Two dogs not to exceed 15 pounds each. OR One cat not to exceed 15 pounds.
  • Building Name Number: 2320
  • Condo Fees: 664
  • Condo Land Included YN: 0
  • Max Pet Weight: 15
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: Office@cam-ss.com
  • Monthly Condo Fee Amount: 664
  • Pet Size: Very Small (Under 15 Lbs.)
  • Association URL: www.cam-ss.com

Fee Information

  • Total Annual Fees: 7968.00
  • Total Monthly Fees: 664.00

Lot Info

  • Zoning: PDH
  • Parcel Number: 2416806251
  • Additional Parcels: No
  • Flood Zone Code: x
  • Homestead YN: 0
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Size Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact Property Manager CAMS by Stacia at to confirm or for further details

Tax Info

  • Tax Annual Amount: 1443.42
  • Tax Book Number: 28-185
  • Tax Lot: 303
  • Tax Other Annual Assessment Amount: 417

Multi Family

  • Approval Process: Contact Property Manager CAMS by Stacia at to confirm or for further details

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 15, 1997
Sold by
Fairways Partners Limited Partnership
Bought by
Whisnant William R
Current Estimated Value
$154,603

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,440
Interest Rate
7.26%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $71,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $75,000 Unknown
Closed $55,440 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/08/2025 04/08/25 Sold $130,000 -13.3% $133 / Sq Ft
03/10/2025 03/10/25 Pending -- -- --
01/24/2025 01/24/25 Price Changed $150,000 -9.1% $153 / Sq Ft
12/31/2024 12/31/24 Price Changed $165,000 -5.7% $169 / Sq Ft
12/31/2024 12/31/24 For Sale $175,000 0.0% $179 / Sq Ft
12/05/2024 12/05/24 Pending -- -- --
11/22/2024 11/22/24 Price Changed $175,000 -2.8% $179 / Sq Ft
09/03/2024 09/03/24 For Sale $180,000 -- $184 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,515 $178,500 -- $178,500
2024 $3,515 $191,250 -- $191,250
2023 $1,443 $75,944 $0 $0
2022 $1,392 $73,732 $0 $0
2021 $1,029 $71,584 $0 $0
2020 $1,365 $70,596 $0 $0
2019 $1,348 $69,009 $0 $0
2018 $0 $67,722 $0 $0
2017 $649 $66,329 $0 $0
2016 $733 $64,965 $0 $0
2015 $1,029 $64,513 $0 $0
2014 $1,029 $64,001 $0 $0
2013 $1,146 $71,271 $11,725 $59,546
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4621095

Stellar MLS

APN: 24168-0625-1