$145,000
SOLD AUG 19, 2025

Terra Ceia Club 2320 Terra Ceia Bay Blvd Unit 305 Palmetto, FL 34221

2 Beds
2 Baths
978 Sq Ft
$747/mo HOA Fee

Recently Sold

$148 Per Sq Ft

28% Below List Price

134 Days on Market

Highlights

  • Water Views
  • Fitness Center
  • Gated Community
  • Golf Course Community
  • Oak Trees
  • 3.19 Acre Lot

About This Home

As of August 2025

Experience the ultimate Florida resort lifestyle at the sought-after Terra Ceia Country Club where you are surrounded by breathtaking golf course and water views. Relax on your private screened-in balcony, where you can enjoy stunning Florida sunsets. Inside, the freshly updated kitchen features mini subway tiles back splash, granite countertops and modern stainless steel appliances. A convenient breakfast bar adds the extra seating you may need. An open dining and living area provide a seamless flow throughout the home. A deeded storage unit and private covered parking space also comes with the property! Terra Ceia Bay boasts exclusive resort-style amenities, including a heated pool, fitness center, 18-hole executive golf course, on-site restaurant and tiki bar, tennis and pickleball courts, a bayside fishing pier, and scenic boardwalk trails. Ideally located for both convenience and adventure, this home offers easy access to I-75 and I-275, providing quick commutes to Tampa, St. Petersburg, Sarasota, and the world-famous Gulf beaches. Conveniently located close to three major airports—Sarasota-Bradenton International, Tampa International, and St. Pete-Clearwater International—travel is made easy! Look no further as this home has it all!

Last Agent to Sell the Property

Samantha Brightman

ACCESS GROUP Brokerage Phone: 407-480-4200 License #3059822 Listed on: 03/25/2025

Last Buyer's Agent

Travis Smith

EXP REALTY LLC License #3366483

EXP REALTY LLC

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1991

Lot Details

  • South Facing Home
  • Irrigation Equipment
  • Oak Trees

HOA Fees

  • $747 Monthly HOA Fees

Property Views

Home Design

  • Elevated Home
  • Entry on the 3rd floor
  • Slab Foundation
  • Shingle Roof
  • Built-Up Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 978 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Combination Dining and Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry closet
  • Dryer
  • Washer

Home Security

Parking

  • 1 Carport Space
  • Guest Parking
  • Open Parking
  • Reserved Parking
  • Assigned Parking

Outdoor Features

  • Balcony
  • Enclosed Patio or Porch
  • Outdoor Storage

Location

  • Property is near a golf course

Schools

  • Palmetto Elementary-Mn School
  • Lincoln Middle School
  • Palmetto High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, insurance, maintenance structure, ground maintenance, pest control, recreational facilities, security, sewer, trash, water
  • Stacia Searcy Association, Phone Number (941) 315-8044
  • Terra Ceia Community
  • The Terra Ceia Club Subdivision
  • On-Site Maintenance
  • The community has rules related to deed restrictions, allowable golf cart usage in the community
  • 8-Story Property

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Community Playground

Pet Policy

  • Pet Size Limit
  • 2 Pets Allowed
  • Dogs and Cats Allowed
  • Small pets allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 1991

Lot Details

0

HOA Fees

$747 per month

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Pest Control, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Elevated
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 978
  • Lot Size Acres: 3.19
  • New Construction: No
  • Year Built: 1991
  • Building Area Total: 1038
  • Lot Size Sq Ft: 138948
  • Directions to Property: Take Exit 224 for US-301 N toward Palmetto. Merge onto US-301 N and continue for approximately 2.5 miles. Turn left onto 10th St W and drive for about 1.3 miles. Turn right onto 14th Ave W, then take a left onto Terra Ceia Bay Blvd. Continue straight into Terra Ceia Bay Community, and follow the road to 2320 Terra Ceia Bay Blvd.
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 3
  • List Office Head Office Key Nume: 1042558
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 148.26
  • Total Acreage: 2 to less than 5
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Dock,Fishing
  • Attribution Contact: 407-480-4200
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Stories: 8
  • Window Features: Blinds
  • Street Number Modifier: 2320
  • Living Area Meters: 90.86
  • Room Count: 6

Exterior Features

  • Direction Faces: South
  • Exterior Features: Balcony, Sliding Doors, Storage
  • Roof: Built-Up, Other, Shingle
  • Pool Private: No
  • View: Pool, Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Screened
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Assigned, Covered, Guest, Open, Reserved

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Golf, Playground, Pool, Restaurant, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Fitness Center, Golf Course, Maintenance, Pickleball Court(s), Playground, Pool, Tennis Court(s)
  • Association Fee: 746.83
  • Association Fee Frequency: Monthly
  • Association Name: Stacia Searcy
  • Phone: 941 315 8044
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Seller has never occupied the property so buyer and buyer's agents must verify all info with association.
  • Association Fee Requirement: Required
  • Building Name Number: #2320
  • Condo Land Included YN: 1
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: stacia@cam-ss.com
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 8961.96
  • Total Monthly Fees: 746.83
  • Monthly HOA Amount: 746.83

Schools

  • Elementary School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Middle Or Junior School: Lincoln Middle

Lot Info

  • Zoning: PDH
  • Parcel Number: 2416806350
  • Additional Parcels: No
  • Lot Features: Near Golf Course, Paved
  • Flood Zone Code: X500
  • Homestead YN: 0
  • Lot Size Square Meters: 12909

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Seller has never occupied the property so buyer and buyer's agents must verify all info with association.

Tax Info

  • Tax Annual Amount: 3716.09
  • Tax Book Number: 28-185
  • Tax Lot: 305

Multi Family

  • Approval Process: Tenants and buyers must be approved by the HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 25, 2025
Closed on
Aug 19, 2025
Sold by
Armstrong Steven M and Armstrong Judy K
Bought by
Hammond Carol St Pierre and Hammond Scott
Seller's Agent
Samantha Brightman
ACCESS GROUP
Buyer's Agent
Travis Smith
EXP REALTY LLC
List Price
$200,000
Sold Price
$145,000
Premium/Discount to List
-$55,000
-27.5%
Views
97

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
878.98%

Purchase Details

Closed on
Dec 29, 2020
Sold by
Giordano Maureen F
Bought by
Armstrong Steven M and Armstrong Judy K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,500
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 3, 2002
Sold by
Elliott Robert M and Johnson Jerry D
Bought by
Giordano Maureen F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.75%

Purchase Details

Closed on
Sep 29, 1999
Sold by
Shill Lynnette C Barber and Shill Marvin L
Bought by
Johnson Jerry D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
7.89%

Purchase Details

Closed on
Nov 12, 1997
Sold by
Fairways Ptnr Ltd Ptnr
Bought by
Barbershill Lynnette C
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $145,000 Fidelity National Title
Warranty Deed $135,000 Attorney
Personal Reps Deed $80,000 --
Warranty Deed $73,000 --
Deed $71,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $94,500 New Conventional
Previous Owner $90,000 Unknown
Previous Owner $92,000 Unknown
Previous Owner $60,000 No Value Available
Previous Owner $55,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Sold $145,000 -9.4% $148 / Sq Ft
08/06/2025 08/06/25 Pending -- -- --
06/25/2025 06/25/25 Price Changed $160,000 -11.1% $164 / Sq Ft
06/02/2025 06/02/25 Price Changed $180,000 -5.3% $184 / Sq Ft
04/16/2025 04/16/25 Price Changed $190,000 -5.0% $194 / Sq Ft
03/25/2025 03/25/25 For Sale $200,000 -- $204 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,716 $159,587 -- --
2024 $3,716 $191,250 -- $191,250
2023 $3,482 $159,800 $0 $159,800
2022 $2,889 $135,450 $0 $135,450
2021 $2,889 $109,000 $0 $109,000
2020 $2,836 $109,000 $0 $109,000
2019 $2,633 $97,000 $0 $97,000
2018 $2,482 $90,500 $0 $0
2017 $2,308 $96,600 $0 $0
2016 $2,074 $74,300 $0 $0
2015 $1,840 $65,200 $0 $0
2014 $1,840 $61,501 $0 $0
2013 $2,145 $71,271 $11,725 $59,546
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4645994

Stellar MLS

APN: 24168-0635-0