$450,000
OPEN SAT 11AM - 1PM

Estimated payment $3,324/month

4 Beds
3.5 Baths
2,522 Sq Ft
$178 Price per Sq Ft

Highlights

  • Home Office
  • Living Room
  • Forced Air Heating and Cooling System
  • Prairie View Grade School Rated A-
  • Laundry Room
  • Dining Room

About This Home

Opportunity knocks in Elgin's desirable Providence subdivision! This spacious two-story home, nestled quietly at the back of the community, offers an incredible chance to build immediate equity. With 2,522 square feet of living space, this property is perfect for a buyer ready to invest a little "sweat equity" to customize their dream home. The home features 4 spacious bedrooms and 3.5 bathrooms, providing ample room for any family. A partial basement includes a full bathroom and a large crawl space for additional storage. Enjoy the highly sought-after convenience of an upstairs laundry room, making laundry and chores a breeze. Step outside to a generous deck, perfect for summer barbecues and outdoor relaxation. Situated on a quiet street in the peaceful Providence community, offering a serene environment away from the hustle and bustle. Located within the highly-regarded D301 school district, a major plus for families. Bring your design ideas and transform this house into your perfect sanctuary. Don't miss this rare opportunity to own a large home in a great neighborhood! Some noteworthy updates include-newer LVP flooring, water heater(2024), AC(2025).

Listing Agent

Kat McWard

Suburban Life Realty, Ltd. Brokerage Phone: (630) 244-8799 License #475192597 Listed on: 01/15/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,267

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 125x66

HOA Fees

  • $31 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2,522 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Home Office
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Basement

  • Partial Basement
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include scavenger

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,267

Year Built

Built in 2006

Lot Details

0

HOA Fees

$31 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (630) 244-8799
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished, Partial
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • LivingArea: 2522
  • Room Type: Office
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 375
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Scavenger

Lot Info

  • Lot Dimensions: 125X66
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 11267
  • Tax Year: 2024

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,267 $128,308 $39,827 $88,481
2023 $10,873 $115,917 $35,981 $79,936
2022 $9,072 $105,696 $32,808 $72,888
2021 $8,735 $98,818 $30,673 $68,145
2020 $8,455 $94,337 $29,282 $65,055
2019 $8,170 $89,862 $27,893 $61,969
2018 $7,475 $104,947 $26,277 $78,670
2017 $7,640 $99,212 $24,841 $74,371
2016 $8,251 $92,042 $23,046 $68,996
2015 -- $84,365 $21,124 $63,241
2014 -- $69,404 $20,863 $48,541
2013 -- $71,234 $21,413 $49,821
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/15/2026 01/15/26 For Sale $450,000 0.0% $178 / Sq Ft
01/15/2026 01/15/26 Price Changed $450,000 -- $178 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Quit Claim Deed -- Fidelity National Title
Special Warranty Deed $336,500 Fidelity National Title
Sheriffs Deed -- Wirbicki Law Group Llc
Quit Claim Deed -- None Listed On Document
Warranty Deed $356,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $319,950 Purchase Money Mortgage
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12543271

Midwest Real Estate Data (MRED)

APN: 06-18-457-011