$975,000
SOLD DEC 1, 2025

234 Reflection Dr Dunlap, TN 37327

Cagle-Fredonia Neighborhood
4 Beds
4 Baths
3,235 Sq Ft
5.78 Acres

Recently Sold

$301 Per Sq Ft

19% Below List Price

194 Days on Market

Highlights

  • Lake Front
  • Spa
  • Gated Community
  • River Access
  • Lake On Lot
  • 5.78 Acre Lot

About This Home

As of December 2025

Nestled within the private, gated community of Fredonia Mountain Nature Resort, this expansive lakefront home offers a rare combination of space, comfort, and natural beauty. Boasting 907 ft of lake frontage and situated on just under 6 acres, the property provides exceptional privacy and breathtaking views. The home features 4bedrooms and 4 bathrooms, with over 3,200 sq ft of well-designed living space. A grand living room welcomes you with soaring vaulted ceilings, a striking stone fireplace, and an open floor plan that creates an ideal flow for both everyday living and entertaining. The gourmet kitchen is equipped with gas appliances, dual islands, a double oven, and a microwave drawer, while the adjacent dining area includes its own access to the back porch for seamless indoor-outdoor gatherings. The primary suite is a luxurious retreat, complete with vaulted ceilings, private French door access to the back porch overlooking the lake, and a spacious en suite bathroom that includes a soaking tub, double walk-in shower, dual vanities, and generous cabinetry. A separate entry leads into a mudroom and laundry area with a utility sink, offering practical convenience. Upstairs, 1 bedroom/bonus room shares a full bath, while the lower level features 3 additional bedrooms and 2 full bathrooms—1 of which is currently used as a home office. Outside, double doors open onto a covered back porch that leads to a fenced patio and backyard area, complete with a firepit overlooking the lake. Additional features include a 3-car attached garage with electric docking station, a storage shed, a private dock for lake access, and plenty of space to enjoy the natural surroundings. This exceptional home blends rustic charm and modern amenities in a truly unforgettable setting.

Last Agent to Sell the Property

Asher Black

Keller Williams Realty License #359562 Listed on: 05/08/2025

Keller Williams Realty

Last Buyer's Agent

Comps Non Member Licensee

COMPS ONLY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,991

Year Built

  • Built in 2022

Lot Details

  • 5.78 Acre Lot
  • Lot Dimensions are 424 x 218 x 425 x 493 x 414
  • Lake Front
  • River Front
  • Property fronts a private road
  • Gated Home
  • Native Plants
  • Level Lot
  • Back Yard Fenced and Front Yard

HOA Fees

  • $106 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Driveway

Property Views

  • Lake
  • Woods

Home Design

  • Stone Foundation
  • Shingle Roof
  • HardiePlank Type
  • Stone

Interior Spaces

  • 3,235 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Chandelier
  • 1 Fireplace
  • Mud Room
  • Living Room
  • Dining Room
  • Home Office
  • Bonus Room
  • Luxury Vinyl Tile Flooring

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Built-In Double Convection Oven
  • Built-In Electric Oven
  • Built-In Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • In-Law or Guest Suite
  • 4 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Double Shower

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on main level
  • Sink Near Laundry

Accessible Home Design

  • Kitchen Appliances
  • Enhanced Accessible Features

Outdoor Features

  • Spa
  • River Access
  • Stationary Dock
  • Lake On Lot
  • Courtyard
  • Covered Patio or Porch
  • Fire Pit
  • Exterior Lighting
  • Shed
  • Rain Gutters

Schools

  • Griffith Elementary School
  • Sequatchie Middle School
  • Sequatchie High School

Utilities

  • Central Air
  • Tankless Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 048 044.03

Community Details

Overview

  • Association fees include ground maintenance, maintenance structure
  • Greenfield Ests Subdivision
  • On-Site Maintenance
  • Electric Vehicle Charging Station
  • Community Lake
  • Pond in Community

Recreation

  • Jogging Path
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,991

Year Built

Built in 2022

Lot Details

0

HOA Fees

$106 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 5.78
  • Lot Size: 424 x 218 x 425 x 493 x 414
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Greenfield Ests
  • Directions: From Dunlap, head north on Rankin Ave toward Cherry St. turn left onto Fredonia Rd and follow for 5.2 Miles. Turn left on John Henry Lewis Rd for 1.3 miles This road turns right and becomes Hobbstown Rd. Turn left on Lake George Dr for .7 Miles, then left on Greenfields Way N for .6 miles, then left on reflection Dr for .2 Miles. At the end of the cul-de-sac, the home is on your right.
  • Above Grade Finished Sq Ft: 3235.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3235.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 2022
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 048 044.03
  • Location Tax and Legal Elementary School: Griffith Elementary School
  • Location Tax and Legal Middle Or Junior School2: Sequatchie Middle
  • Location Tax and Legal High School: Sequatchie High
  • Location Tax and Legal:Tax Annual Amount: 4990.96
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3235.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 5.78
  • General Property Information Lot Size Square Feet2: 251776.8
  • General Property Information Lot Size Dimensions: 424 x 218 x 425 x 493 x 414
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Nestled within the private, gated community of Fredonia Mountain Nature Resort, this expansive lakefront home offers a rare combination of space, comfort, and natural beauty. Boasting 907 ft of lake frontage and situated on just under 6 acres, the property provides exceptional privacy and breathtaking views. The home features 4bedrooms and 4 bathrooms, with over 3,200 sq ft of well-designed living space. A grand living room welcomes you with soaring vaulted ceilings, a striking stone fireplace, and an open floor plan that creates an ideal flow for both everyday living and entertaining. The gourmet kitchen is equipped with gas appliances, dual islands, a double oven, and a microwave drawer, while the adjacent dining area includes its own access to the back porch for seamless indoor-outdoor gatherings. The primary suite is a luxurious retreat, complete with vaulted ceilings, private French door access to the back porch overlooking the lake, and a spacious en suite bathroom that includes a soaking tub, double walk-in shower, dual vanities, and generous cabinetry. A separate entry leads into a mudroom and laundry area with a utility sink, offering practical convenience. Upstairs, 1 bedroom/bonus room shares a full bath, while the lower level features 3 additional bedrooms and 2 full bathrooms—1 of which is currently used as a home office. Outside, double doors open onto a covered back porch that leads to a fenced patio and backyard area, complete with a firepit overlooking the lake. Additional features include a 3-car attached garage with electric docking station, a storage shed, a private dock for lake access, and plenty of space to enjoy the natural surroundings. This exceptional home blends rustic charm and modern amenities in a truly unforgettable setting.
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Wall Oven: Yes
  • Room Types Primary Bedroom Level: First
  • Interior Features En Suite: Yes
  • Fencing Back Yard: Yes
  • Fencing Gate: Yes
  • Other Structures:Shed(s): Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • View:Water2: Yes
  • Interior Features Breakfast Nook: Yes
  • View TreesWoods: Yes
  • Community Features Pond3: Yes
  • Foundation Details Stone2: Yes
  • Structure Type:House: Yes
  • Road Frontage Type:Private Road: Yes
  • Interior Features Double Shower: Yes
  • Laundry Features In Hall: Yes
  • Fencing Full2: Yes
  • Exterior Features Dock2: Yes
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • Association Amenities Gated3: Yes
  • Laundry Features:Sink: Yes
  • Association Amenities Maintenance Grounds3: Yes
  • View:Lake2: Yes
  • Lot Features Lake on Lot2: Yes
  • Special Features: None

Interior Features

  • Private Spa: Yes
  • Appliances: Wall Oven, Tankless Water Heater, Refrigerator, Range Hood, Microwave, Gas Range, Gas Cooktop, Double Oven, Dishwasher, Cooktop, Convection Oven, Built-In Gas Range, Built-In Electric Oven
  • Accessibility Features: Accessible Kitchen Appliances
  • Basement YN: No
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Luxury Vinyl
  • Interior Amenities: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Chandelier, Double Shower, Double Vanity, En Suite, High Ceilings, High Speed Internet, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Downstairs, Soaking Tub, Tub/shower Combo, Vaulted Ceiling(s)
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Range Hood: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Double Vanity: Yes
  • Security Features:Gated Community: Yes
  • Interior Features:Soaking Tub: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Gated: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Cooktop: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Appliances:Built-In Gas Range: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Fencing: Back Yard, Full, Gate
  • Lot Features: Front Yard, Level, Native Plants, Views, Waterfront
  • View: Lake, Trees/Woods, Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, River Access, River Front
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: HardiPlank Type, Stone
  • Exterior Features: Courtyard, Dock, Dock - Stationary, Fire Pit, Lighting, Private Yard, Rain Gutters, Storage
  • Foundation Details: Stone
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Porch, Porch - Covered, Rear Porch
  • Roof: Shingle
  • Exterior Features:Dock - Stationary: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Storage: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Front Yard2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:River Access: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Exterior Features:Courtyard: Yes
  • Lot Features:Waterfront2: Yes
  • Waterfront Features:River Front: Yes
  • Waterfront Features:Lake3: Yes
  • Lot Features:Native Plants: Yes
  • Waterfront Features:Lake Front: Yes
  • Accessibility Features:Accessible Kitchen Appliances: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Driveway, Electric Vehicle Charging Station(s), Garage, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Electric Vehicle Charging Station(s): Yes

Utilities

  • Laundry Features: In Hall, Main Level, Sink
  • Security: Gated Community
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Phone Available, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: Gated, Lake, Pond
  • Senior Community: No
  • Amenities: Gated, Jogging Path, Maintenance Grounds, Trail(s)
  • Association Fee: 1275.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1275.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Jogging Path: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Maintenance Structure: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Maintenance Structure

Schools

  • Elementary School: Griffith Elementary School
  • High School: Sequatchie High
  • Middle Or Junior School: Sequatchie Middle

Lot Info

  • Lot Size Sq Ft: 251776.8
  • Additional Parcels: No
  • Parcel #: 048 044.03

Tax Info

  • Tax Annual Amount: 4990.96

Matterport 3D Tour

Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Nov 26, 2025
Sold by
Joyce Elaine Martin Tubb Living Trust and Tubb Joyce Elaine
Bought by
Payne Tinker and Payne Roy
Seller's Agent
Asher Black
Keller Williams Realty
Buyer's Agent
Comps Non Member Licensee
COMPS ONLY
List Price
$1,200,000
Sold Price
$975,000
Premium/Discount to List
-$225,000
-18.75%
Views
1234

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
111.89%

Purchase Details

Closed on
Jun 11, 2024
Sold by
Tubb Joyce Martin and Tubb Joyce Elaine
Bought by
Joyce Elaine Martine Tubb Living Trust and Tubb

Purchase Details

Closed on
Jul 16, 2020
Sold by
Liem Bruce and Liem Michelle
Bought by
Tubb John B and Tubb Joyce M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
3.1%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 12, 2018
Sold by
Liem Bruce and Liem Michelle
Bought by
The Liem Family Trust

Purchase Details

Closed on
Aug 14, 2012
Sold by
Land In Tennessee Llc
Bought by
Liem Bruce and Liem Michelle

Purchase Details

Closed on
May 15, 2011
Bought by
Land In Tennessee Llc

Purchase Details

Closed on
Feb 18, 2000
Bought by
Wagner Brothers Development Llc

Purchase Details

Closed on
Jul 9, 1999
Bought by
Hughes Herbert

Purchase Details

Closed on
Aug 4, 1997
Bought by
Hughes Herbert & & % Toucla Park Square Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $975,000 Bridge City Title Downtown Llc
Special Warranty Deed -- None Listed On Document
Warranty Deed $120,000 None Available
Interfamily Deed Transfer -- None Available
Special Warranty Deed $115,581 --
Quit Claim Deed -- --
Warranty Deed $400,000 --
Warranty Deed $16,000 --
Warranty Deed $200,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $60,000 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/01/2025 12/01/25 Sold $975,000 -2.0% $301 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
11/03/2025 11/03/25 Price Changed $995,000 -5.2% $308 / Sq Ft
08/29/2025 08/29/25 Price Changed $1,050,000 -12.5% $325 / Sq Ft
05/08/2025 05/08/25 For Sale $1,200,000 -- $371 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,991 $271,750 $0 $0
2024 $4,991 $271,750 $31,475 $240,275
2023 $578 $31,475 $31,475 $0
2022 $675 $27,650 $27,650 $0
2021 $675 $27,650 $27,650 $0
2020 $675 $27,650 $27,650 $0
2019 $675 $27,650 $27,650 $0
2018 $675 $27,650 $27,650 $0
2017 $675 $27,650 $27,650 $0
2016 $710 $27,625 $27,625 $0
2015 $710 $27,625 $27,625 $0
2014 $710 $27,625 $27,625 $0
Source: Public Records

Agents Affiliated with this Home

  • Asher Black

    Seller's Agent in 2025

    Asher Black

    Keller Williams Realty

    (423) 834-1301

    23 in this area

    489 Total Sales

    Asher Black
    Section Image

  • C

    Buyer's Agent in 2025

    Comps Non Member Licensee

    COMPS ONLY

See All Agents

Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1512369

Greater Chattanooga REALTORS®

APN: 048-044.03

Tennessee Sequatchie County Dunlap 37327 Cagle-Fredonia

234 Reflection Dr, Dunlap, TN

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Greater Chattanooga REALTORS® IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.

Ten-X does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited

Copyright© 2025 by Chattanooga Association of REALTORS®

Nearby Homes