$574,900
SOLD FEB 10, 2025
4 Beds
3 Baths
2,676 Sq Ft
0.36 Acres

Recently Sold

$215 Per Sq Ft

10% Below List Price

81 Days on Market

Highlights

  • Marina
  • Lake Front
  • Golf Course Community
  • Bluewater Elementary School Rated A-
  • Boat Dock
  • Fishing

About This Home

As of February 2025

Nestled in the desirable gated community of Windward near the end of a cul-de-sac, this stunning 4-bedroom + office, 3-bathroom lakefront home, offers a rare blend of elegance and comfort while a new roof (2024) and hurricane impact windows with a lifetime guarantee (2022) provide peace of mind. This property boasts breathtaking lake views from the kitchen, formal dining room, and family room. The gourmet kitchen features vaulted ceilings, cherrywood cabinets with soft-close drawers, granite countertops, and stainless steel appliances, all complemented by a spacious breakfast nook overlooking the serene lake. The formal dining room and expansive family room also enjoy picturesque lake views, making this home perfect for both entertaining and everyday living. On the main level, you'll find the master suite, which overlooks the lake and includes two walk-in closets, a dual-vanity bathroom with a separate shower stall, garden tub (jets convey as-is), and access to a private sunroom. An additional bedroom and full bath are also located downstairs. Upstairs, there are two generously sized bedrooms and another full bath. Freshly painted with raised ceilings throughout, this home offers an open and airy feel. The side-entry garage provides ample storage with a workbench and built-in cabinets. Enjoy all the community has to offer, including private beach and dock access, and easy access to Bluewater Bay's marina, tennis courts, golf, and swimming. This prime location offers unparalleled convenience, with proximity to top rated schools, military bases, shopping, dining, and recreational amenities. Don't miss the opportunity to make this lakefront oasis your own!

Last Agent to Sell the Property

Mark Hiller

EXP Realty LLC License #no data Listed on: 10/08/2024

EXP Realty LLC

Last Buyer's Agent

Michelle Whitaker

ERA American Real Estate License #3431337

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,708

Year Built

  • Built in 1989

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 100 x 100 x 154.62 x 145
  • Lake Front
  • Property fronts a private road
  • Interior Lot

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking

Home Design

  • Traditional Architecture
  • Newly Painted Property
  • Dimensional Roof
  • Composition Shingle Roof
  • Three Sided Brick Exterior Elevation
  • Cement Board or Planked

Interior Spaces

  • 2,676 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Screened Porch
  • Lake Views

Kitchen

  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Bluewater Elementary School
  • Choice-Destin/Ruckel Middle School
  • Niceville High School

Utilities

  • Central Air
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 22-1S-22-2691-000B-0070

Community Details

Overview

  • Association fees include accounting, management, recreational faclty, security
  • Windward Ph 3 Subdivision
  • The community has rules related to covenants

Recreation

  • Boat Dock
  • Marina
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Pool
  • Fishing

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,708

Year Built

Built in 1989

Lot Details

0

HOA Fees

$92 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.36
  • Lot Size: 100 x 100 x 154.62 x 145
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: WINDWARD PH 3
  • Directions: Upon entering the Windward gate, continue around the circle and take the first right. Follow the road around the curve, and the home will be several houses down on the right-hand side.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1989
  • Remarks Misc:Remarks: Nestled in the desirable gated community of Windward near the end of a cul-de-sac, this stunning 4-bedroom + office, 3-bathroom lakefront home, offers a rare blend of elegance and comfort while a new roof (2024) and hurricane impact windows with a lifetime guarantee (2022) provide peace of mind. This property boasts breathtaking lake views from the kitchen, formal dining room, and family room. The gourmet kitchen features vaulted ceilings, cherrywood cabinets with soft-close drawers, granite countertops, and stainless steel appliances, all complemented by a spacious breakfast nook overlooking the serene lake. The formal dining room and expansive family room also enjoy picturesque lake views, making this home perfect for both entertaining and everyday living. On the main level,
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Breakfast Room: Yes
  • Waterview:Lake2: Yes
  • Rooms:Family Room: Yes
  • Waterfront:Lake: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Ceiling Raised, Ceiling Vaulted, Fireplace, Floor Hardwood, Floor Laminate, Floor Tile, Floor WW Carpet, Newly Painted, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Covenants, Interior, Restrictions, Within 1/2 Mile to Water
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Roof Dimensional Shg, Siding Brick Some, Siding CmntFbrHrdBrd, Slab
  • Exterior Features: Deck Open, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Siding Brick Some: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Utilities: Electric, Public Sewer, Public Water

Condo/Co-op/Association

  • Community Features: Beach, Dock, Fishing, Gated Community, Golf, Marina, Picnic Area, Pool, Tennis, Waterfront
  • Association #2 Fee: 275.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Recreational Faclty, Security

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Choice-Destin/Ruckel

Lot Info

  • Lot Size Sq Ft: 15681.6
  • Parcel #: 22-1S-22-2691-000B-0070
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2024
Closed on
Feb 10, 2025
Sold by
Gerard Caroline and Gerard Raymond
Bought by
Richard Helena and Richard Michael
Seller's Agent
Mark Hiller
EXP Realty LLC
Buyer's Agent
Michelle Whitaker
ERA American Real Estate
List Price
$639,900
Sold Price
$574,900
Premium/Discount to List
-$65,000
-10.16%
Views
96
Current Estimated Value
$581,830

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,930
Avg. Annual Appreciation
1.55%
Original Mortgage
$546,155
Outstanding Balance
$542,910
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$38,920
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $574,900 Bradley Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $546,155 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/10/2025 02/10/25 Sold $574,900 0.0% $215 / Sq Ft
12/28/2024 12/28/24 Pending -- -- --
12/05/2024 12/05/24 Price Changed $574,900 -4.2% $215 / Sq Ft
10/25/2024 10/25/24 Price Changed $599,900 -6.3% $224 / Sq Ft
10/08/2024 10/08/24 For Sale $639,900 -- $239 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,708 $495,786 $144,006 $351,780
2023 $5,708 $496,482 $142,579 $353,903
2022 $5,297 $461,578 $129,324 $332,254
2021 $4,703 $373,406 $112,455 $260,951
2020 $4,455 $348,815 $111,342 $237,473
2019 $4,307 $332,771 $111,342 $221,429
2018 $4,138 $315,803 $0 $0
2017 $4,042 $303,235 $0 $0
2016 $3,942 $297,647 $0 $0
2015 $3,922 $288,063 $0 $0
2014 $3,687 $267,233 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 960501

Emerald Coast Association of REALTORS®

APN: 22-1S-22-2691-000B-0070