Seller's Agent in 2025
Bill Oosterink
Century 21 New Millennium
(301) 904-8251
11 in this area
122 Total Sales
23534 Belmar Dr Leonardtown, MD 20650
5
Beds
3.5
Baths
4,738
Sq Ft
9,583
Sq Ft Lot
Highlights
- Colonial Architecture
- Clubhouse
- Community Pool
- Captain Walter Francis Duke Elementary School Rated 9+
- Backs to Trees or Woods
- Soccer Field
About This Home
As of November 2025**Back on the market after buyer failed to perform.** **Price reduced and now below recent appraised value**, 23534 Belmar Drive is your opportunity to own a beautifully maintained, move-in-ready home in the sought-after Leonard’s Grant community of Leonardtown. With over 5,000 sq ft of finished living space, this impressive residence offers 5 spacious bedrooms, 3.5 baths, and an ideal layout for everyday living and entertaining. Step inside to a bright, open-concept floor plan with high-end finishes and abundant natural light. The gourmet kitchen flows seamlessly into the family room and dining area, creating a perfect gathering space. Upstairs, generously sized bedrooms provide comfort and privacy, while the finished basement—complete with built-in surround sound—is perfect for movie nights or game days. Thoughtful upgrades include new HVAC systems (2023 & 2024), a 2024 tankless water heater, and a sump pump with battery backup. Six windows have been replaced, and the entire home has received professional vent/duct cleaning for improved air quality. Energy-efficient solar panels help lower utility costs, with excess power sold back to the grid. Enjoy morning coffee or evening relaxation on the screened-in porch overlooking the private, landscaped backyard. Exceptional financing options elevate the value: an **assumable VA loan at 2.625%** for eligible buyers (subject to servicer/lender approval), plus a **seller-offered rate buydown** to help reduce your monthly payment. If the flooring isn’t your style, a **flooring credit** will be considered with a strong offer. Residents of Leonard’s Grant enjoy resort-style amenities including a community pool, clubhouse, tennis and basketball courts, playgrounds, and scenic walking trails. The location is minutes to downtown Leonardtown’s shops and restaurants and less than 20 minutes to NAS Patuxent River. Don’t miss this rare chance to secure a beautiful home with unbeatable financing in one of St. Mary’s County’s top communities. Schedule your private tour today!
Last Agent to Sell the Property
(301) 862-2169 tommy.higgins@c21nm.com CENTURY 21 New Millennium Listed on: 07/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,381
Year Built
- Built in 2008
Lot Details
- 9,564 Sq Ft Lot
- Backs to Trees or Woods
- Property is in excellent condition
- Property is zoned PUDM
HOA Fees
- $81 Monthly HOA Fees
Parking
- 4 Parking Spaces
Home Design
- Colonial Architecture
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 2 Levels
- Gas Fireplace
- Combination Kitchen and Dining Room
Kitchen
- Double Oven
- Cooktop
- Extra Refrigerator or Freezer
- Dishwasher
Bedrooms and Bathrooms
Laundry
- Laundry on main level
- Dryer
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Basement Windows
Home Security
- Fire and Smoke Detector
- Fire Sprinkler System
Outdoor Features
- Screened Patio
- Porch
Schools
- Leonardtown Middle School
- Leonardtown High School
Farming
- Beef Barn
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Propane Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 1903078922
Community Details
Overview
- Association fees include insurance, management, pool(s), recreation facility, snow removal
- Leonard's Grant HOA
- Built by QBHI
- Leonards Grant Subdivision
Amenities
- Clubhouse
- Community Center
Recreation
- Soccer Field
- Community Basketball Court
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2025
Closed on
Nov 17, 2025
Sold by
Rutkowski Richard J and Rutkowski Jana D
Bought by
Shepherd Etzel Travis and Shepherd Christine Liu
Seller's Agent
Bill Oosterink
CENTURY 21 New Millennium
Buyer's Agent
Lauren Garner
EXP Realty, LLC
List Price
$649,000
Sold Price
$639,000
Premium/Discount to List
-$10,000
-1.54%
Views
33
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,918
Avg. Annual Appreciation
10.25%
Original Mortgage
$489,000
Outstanding Balance
$489,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$170,918
Purchase Details
Closed on
Jan 27, 2009
Sold by
Quality Built Homes Inc
Bought by
Rutkowski Richard J and Rutkowski Jana D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$386,293
Interest Rate
5.28%
Mortgage Type
VA
Purchase Details
Closed on
Jan 16, 2009
Sold by
Quality Built Homes Inc
Bought by
Rutkowski Richard J and Rutkowski Jana D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$386,293
Interest Rate
5.28%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $639,000 | Lighthouse Title | |
| Deed | $429,215 | -- | |
| Deed | $429,215 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $489,000 | New Conventional | |
| Previous Owner | $386,293 | VA | |
| Previous Owner | $386,293 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/17/2025 11/17/25 | Sold | $639,000 | 0.0% | $135 / Sq Ft |
| 10/13/2025 10/13/25 | Pending | -- | -- | -- |
| 10/10/2025 10/10/25 | Price Changed | $639,000 | -1.5% | $135 / Sq Ft |
| 07/09/2025 07/09/25 | For Sale | $649,000 | -- | $137 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,989 | $524,300 | $105,500 | $418,800 |
| 2024 | $5,691 | $498,167 | $0 | $0 |
| 2023 | $5,353 | $472,033 | $0 | $0 |
| 2022 | $5,197 | $445,900 | $105,500 | $340,400 |
| 2021 | $4,526 | $435,600 | $0 | $0 |
| 2020 | $4,419 | $425,300 | $0 | $0 |
| 2019 | $4,313 | $415,000 | $100,500 | $314,500 |
| 2018 | $4,243 | $408,333 | $0 | $0 |
| 2017 | $4,156 | $401,667 | $0 | $0 |
| 2016 | $3,967 | $395,000 | $0 | $0 |
| 2015 | $3,967 | $391,267 | $0 | $0 |
| 2014 | $3,967 | $387,533 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Bill Oosterink
-
Lauren Garner
Buyer's Agent in 2025
Lauren Garner
EXP Realty, LLC
(240) 925-5158
7 in this area
45 Total Sales
Map
Source: Bright MLS
MLS Number: MDSM2025758
APN: 03-078922
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