237 Surfside Ave Santa Cruz, CA 95060
Lighthouse-The Circles Neighborhood
3
Beds
2
Baths
1,447
Sq Ft
6,839
Sq Ft Lot
Highlights
- Solar Power System
- Primary Bedroom Suite
- Bonus Room
- Mission Hill Middle School Rated A-
- Deck
- 4-minute walk to Garfield Park
About This Home
As of March 2025Located in the heart of the vibrant Lower West Side, this stunning modern home was thoughtfully rebuilt in 2022 with the concept of a forever home in mind. It is bright and airy, showcasing green systems, contemporary finishes, and rich hardwood floors. The inviting covered front porch sets the tone for this charming property. Inside, the cozy gas stove adds warmth and ambiance. The home offers three beds and two baths, plus a versatile finished attic room that serves as a 4th bedroom, office, art studio, or playroom. The primary suite provides privacy, a large walk-in closet, and a stylish ensuite bath. Owned solar (NEM 2.0) and efficient heat pumps provide year-round comfort and energy savings. The private backyard oasis includes a hot tub, fire pit area, raised garden beds, and an outdoor shower crafted from the home's original wood framing. A spacious storage shed, space for your future garage, a practical mudroom, and indoor laundry add storage and convenience. Situated in a fantastic community, steps from the rail trail and a casual walk to New Leaf Market, The Verve, Manresa, Bantam, Swift Street Market, Humble Sea, local wineries, and more! Close to beaches, West Cliff Drive, UCSC, and scenic bike paths, it's the perfect blend of coastal living and neighborhood charm.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,869
Year Built
- Built in 2022
Lot Details
- 6,839 Sq Ft Lot
- Gated Home
- Wood Fence
- Drought Tolerant Landscaping
- Grass Covered Lot
- Back Yard Fenced
- Zoning described as R15 - SINGLE FAMILY RES
Home Design
- Wood Frame Construction
- Ceiling Insulation
- Floor Insulation
- Composition Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,447 Sq Ft Home
- Free Standing Fireplace
- Gas Log Fireplace
- Double Pane Windows
- Mud Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Bonus Room
- Neighborhood Views
- Security Gate
Kitchen
- Gas Oven
- Range Hood
- Dishwasher
- ENERGY STAR Qualified Appliances
- Quartz Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- 2 Full Bathrooms
- Low Flow Toliet
- Bathtub with Shower
- Walk-in Shower
- Low Flow Shower
Laundry
- Laundry in unit
- Washer and Dryer
Parking
- 4 Parking Spaces
- Electric Vehicle Home Charger
Eco-Friendly Details
- Energy-Efficient Insulation
- Solar Power System
Outdoor Features
- Balcony
- Deck
- Shed
- Barbecue Area
Utilities
- Zoned Cooling
- Wall Furnace
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 003-103-03-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 3, 2025
Closed on
Feb 13, 2025
Sold by
Hagler Zachary G and Hagler Kari A
Bought by
Allen Taylor and Allen Jennifer K
Seller's Agent
Colleen Marchbank
Compass
Buyer's Agent
Aaron Derbacher
KW Bay Area Estates
List Price
$1,795,000
Sold Price
$1,900,000
Premium/Discount to List
$105,000
5.85%
Total Days on Market
8
Views
51
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,940
Avg. Annual Appreciation
-3.62%
Original Mortgage
$1,900,000
Outstanding Balance
$1,124,302
Interest Rate
6.95%
Mortgage Type
Construction
Estimated Equity
$743,711
Purchase Details
Closed on
Sep 15, 2020
Sold by
Garland Gregory and Estate Of Gerald Glen Garland
Bought by
Hagler Zachary G and Hagler Kari A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$683,240
Interest Rate
2.9%
Mortgage Type
New Conventional
Similar Homes in Santa Cruz, CA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,900,000 | Cornerstone Title | |
| Grant Deed | $760,000 | Old Republic Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,900,000 | Construction | |
| Closed | $1,900,000 | Construction | |
| Previous Owner | $1,155,400 | New Conventional | |
| Previous Owner | $683,240 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/07/2025 03/07/25 | Sold | $1,900,000 | +5.8% | $1,313 / Sq Ft |
| 02/12/2025 02/12/25 | Pending | -- | -- | -- |
| 02/03/2025 02/03/25 | For Sale | $1,795,000 | -- | $1,240 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,869 | $1,071,820 | $736,054 | $335,766 |
| 2023 | $11,725 | $1,030,200 | $707,472 | $322,728 |
| 2022 | $8,999 | $775,200 | $693,600 | $81,600 |
| 2021 | $8,812 | $760,000 | $680,000 | $80,000 |
| 2020 | $9,821 | $849,709 | $703,581 | $146,128 |
| 2019 | $9,607 | $833,048 | $689,785 | $143,263 |
| 2018 | $9,498 | $816,714 | $676,260 | $140,454 |
| 2017 | $650 | $21,088 | $15,443 | $5,645 |
| 2016 | $636 | $20,674 | $15,140 | $5,534 |
| 2015 | $512 | $20,364 | $14,913 | $5,451 |
| 2014 | $508 | $19,965 | $14,621 | $5,344 |
Source: Public Records
Agents Affiliated with this Home
-
Colleen Marchbank
Seller's Agent in 2025
Colleen Marchbank
Compass
(408) 218-7967
3 in this area
43 Total Sales
-
Aaron Derbacher
Buyer's Agent in 2025
Aaron Derbacher
KW Bay Area Estates
(408) 828-8114
2 in this area
153 Total Sales
Map
Source: MLSListings
MLS Number: ML81992679
APN: 003-103-03-000
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