$499,000
OPEN SAT 11AM - 1PM

Estimated payment $3,528/month

Total Views 853
4 Beds
2.5 Baths
2,447 Sq Ft
$204 Price per Sq Ft

Highlights

  • Waterfront
  • Traditional Architecture
  • First Floor Utility Room
  • Oswego High School Rated A-
  • Wood Flooring
  • Breakfast Room

About This Home

WOW! Welcome Home to this beautiful 4-bedroom, 2.5-bath home offering an impressive 3,525 sq ft of total living space, including a fully finished basement! Located in a quiet, family-friendly neighborhood in Montgomery, IL, this home combines style, space, and thoughtful updates (current owner has poured heart and soul into this home with thoughtful, custom updates - and you'll feel it the moment you walk through the door). Step inside to a bright and open main level featuring a generous living area and an all-white updated kitchen with stunning quartz countertops, abundant cabinetry, and plenty of prep space. A separate dining area provides a welcoming space for family meals and entertaining. Upstairs, you'll find four spacious bedrooms, including a large primary suite with a private bath and walk-in closet. The finished basement offers exceptional space - ideal for a recreation room, home office, gym, or guest accommodations and plenty of room for storage! Step outside to a spacious, beautifully landscaped backyard featuring stamped concrete, a charming Pergola for shaded lounging, and installed gas piping for effortless bonfire nights. Whether you're hosting summer BBQs, enjoying cool fall evenings by the fire, or picking fresh fruit from your mature apple tree, this yard is made for making memories. Conveniently located near parks, schools, shopping, and dining, this move-in-ready home is a must-see. Schedule your showing today! This one won't last! NO HOA!!

Listing Agent

May Hanna

Berkshire Hathaway HomeServices Chicago License #475187241 Listed on: 08/30/2025

Berkshire Hathaway HomeServices Chicago

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,771

Year Built

  • Built in 2015

Lot Details

  • Lot Dimensions are 61 x 120
  • Waterfront

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,447 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • First Floor Utility Room
  • Laundry Room
  • Utility Room with Study Area
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Separate Shower

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • Boulder Hill Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Saratoga Springs Subdivision, Tahoe Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,771

Year Built

Built in 2015

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Saratoga Springs
  • Year Built: 2015
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 2447
  • Other Equipment: TV-Cable, CO Detectors, Sump Pump
  • Room Type: Breakfast Room, Study, Utility Room-1st Floor
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2606
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Full,Unfinished
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 499000
  • Roof: Asphalt
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Boulder Hill Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 61 X 120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 9771
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,771 $122,616 $13,302 $109,314
2023 $8,818 $109,704 $11,901 $97,803
2022 $8,818 $99,595 $10,804 $88,791
2021 $8,546 $93,786 $10,804 $82,982
2020 $8,290 $89,834 $10,804 $79,030
2019 $8,074 $86,387 $10,389 $75,998
2018 $8,826 $88,983 $10,389 $78,594
2017 $8,870 $87,442 $10,389 $77,053
2016 $8,753 $84,764 $10,389 $74,375
2015 $2,776 $94 $94 $0
2014 -- $94 $94 $0
2013 -- $94 $94 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2025 08/30/25 Price Changed $499,000 0.0% $204 / Sq Ft
08/30/2025 08/30/25 For Sale $499,000 -- $204 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Special Warranty Deed $273,500 Ryland Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $268,310 FHA
Previous Owner $268,518 FHA
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12409464

Midwest Real Estate Data (MRED)

APN: 02-01-190-006