$487,000
SOLD DEC 23, 2024
4 Beds
3 Baths
2,846 Sq Ft
0.56 Acres

Recently Sold

$171 Per Sq Ft

3% Below List Price

34 Days on Market

Highlights

  • River Front
  • Fireplace in Primary Bedroom
  • Contemporary Architecture
  • Oswego High School Rated A-
  • Deck
  • Vaulted Ceiling

About This Home

As of December 2024

Stunning 2846 SF Ranch on a .56 acre lot backing to the Fox River. Scenic views w/mature trees, lush landscaping. Open floor plan w/skylights, solar tubes, recessed ceiling lights & lots of windows for natural light. Outstanding modern gourmet kitchen rehab with maple 42" cabinets, glass doors, 72'x56" center island, granite tops, high-end stainless appliances: Wolf gas range, B/I JennAir convection/micro/oven combo, JennAir DW, Samsung French door refrigerator/bottom freezer; designer and Halogen lighting, faux wood blinds, ceiling fans in all BRs, LR & SR; Hardwood floors thruout except Travertine floor in foyer, ceramic floor in laundry. Marble, ceramic, & travertine in three remodeled baths (two with whirlpool tubs, one oversized shower, quartz, glass & marble wall-hung vanities. LR/DR w/two-sided fireplace to MBR opens onto a wrap-around deck with covered porch. Eastern morning sun pours into the Sunroom room addition (27x18) w/cathedral pine wood ceiling & full wall of windows offering spectacular River views ('15)! 2nd fireplace in den (and skylight) opens via patio slider to deck. Free-standing gazebo/deck close to water; Newer architectural shingle roof '19, two water heaters, '18; New boxed concrete driveway '23 with extra 43'x11' side parking apron (think motor home, guests); New Trane hi-efficiency direct-vent HVAC w/I-wave air cleaner/purifier '22 (10-year warranty); New Alure 7 water softener '22; oversized two-car garage, outbuilding, seasoned firewood. So convenient to downtown, shopping, and restaurants. Come enjoy the serenity! (Assumable FHA Mortgage on 292K at apx 2.6 interest available).

Last Agent to Sell the Property

Kathy Taft Holtz

john greene, Realtor License #475088689 Listed on: 09/21/2024

john greene, Realtor

Last Buyer's Agent

Margaret Hoshell

Charles Rutenberg Realty of IL License #475132079

Charles Rutenberg Realty of IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,682

Year Built

  • Built in 1979 | Remodeled in 2015

Lot Details

  • 0.56 Acre Lot
  • Lot Dimensions are 91x256x110x233
  • River Front
  • Additional Parcels

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Contemporary Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,846 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Skylights
  • Double Sided Fireplace
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Combination Dining and Living Room
  • Library with Fireplace
  • Sun or Florida Room
  • Wood Flooring
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Solar Tube

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Tideland Water Rights
  • Deck
  • Pergola

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Marina Village Subdivision, Expanded Ranch Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,682

Year Built

Built in 1979 | Remodeled in 2015

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Contemporary
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Marina Village
  • Year Built: 1979
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2015
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2015

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Double Sided, Wood Burning, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, Solar Tubes/Light Tubes, First Floor Bedroom, First Floor Laundry, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Granite Counters
  • LivingArea: 2846
  • Room Type: Foyer, Sun Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Crawl
  • Bathroom Amenities: Whirlpool,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Living Room,Master Bedroom,Den/Library
  • Square Footage Comments: 2846 SF on main floor; 2366 SF, 4 ft. concrete crawl
  • Total Sq Ft: 0
  • Attic: Pull Down Stair
  • Door Features: Sliding Doors,Storm Door(s),Lever Style Door Handles,Panel Door(s),6 Panel Door(s),Sliding Glass Door(s)
  • Window Features: Insulated Windows,Skylight(s),Window Treatments
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 499950
  • Lot Features: River Front
  • OtherStructures: Pergola
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Water Rights
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels Description: 0308176017
  • Additional Parcels: Yes
  • Lot Size Acres: 0.56
  • Lot Dimensions: 91X256X110X233
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9682.5
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 21, 2024
Closed on
Dec 13, 2024
Sold by
Cross Javan J and Montanez-Cross Selena M
Bought by
Karmenzind Roderick Clayton and Cavender Laura Michelle
Seller's Agent
Kathy Taft Holtz
john greene, Realtor
Buyer's Agent
Margaret Hoshell
Charles Rutenberg Realty of IL
List Price
$499,950
Sold Price
$487,000
Premium/Discount to List
-$12,950
-2.59%
Views
85
Current Estimated Value
$492,891

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,891
Avg. Annual Appreciation
1.73%
Original Mortgage
$322,059
Outstanding Balance
$320,108
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$172,690

Purchase Details

Closed on
Jun 29, 2020
Sold by
Krivopisbchenko Gennadiy
Bought by
Cross Javan J and Cross Selena M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,059
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Listed on
Dec 17, 2012
Closed on
Apr 25, 2013
Sold by
Wiseman Viriginia Ardell
Bought by
Krivopishchenko Gennadiy
Seller's Agent
Judy Sollinger
Charles Rutenberg Realty of IL
Buyer's Agent
Michael Allen
Century 21 Affiliated - Yorkville
List Price
$209,900
Sold Price
$200,000
Premium/Discount to List
-$9,900
-4.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.57%
Original Mortgage
$193,325
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 1, 1996
Bought by
Wileman Virginia Ardell Trust

Purchase Details

Closed on
Feb 1, 1990
Bought by
Hill Tommy G and Hill Kenita M
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $487,000 Fidelity National Title
Warranty Deed $487,000 Fidelity National Title
Warranty Deed $328,000 Chicago Title
Trustee Deed $200,000 Chicago Title Insurance Comp
Deed $179,900 --
Deed $172,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $322,059 New Conventional
Closed $322,059 New Conventional
Previous Owner $35,000 Credit Line Revolving
Previous Owner $322,059 FHA
Previous Owner $193,325 FHA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/23/2024 12/23/24 Sold $487,000 -2.6% $171 / Sq Ft
10/25/2024 10/25/24 Pending -- -- --
09/21/2024 09/21/24 For Sale $499,950 0.0% $176 / Sq Ft
07/01/2019 07/01/19 Rented $2,300 0.0% --
05/14/2019 05/14/19 Under Contract -- -- --
05/14/2019 05/14/19 For Rent $2,300 0.0% --
05/08/2019 05/08/19 Off Market $2,300 -- --
04/29/2019 04/29/19 For Rent $2,300 0.0% --
04/26/2013 04/26/13 Sold $200,000 -4.7% $83 / Sq Ft
01/11/2013 01/11/13 Pending -- -- --
12/17/2012 12/17/12 For Sale $209,900 -- $87 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,952 $131,726 $26,386 $105,340
2023 $9,006 $117,613 $23,559 $94,054
2022 $9,006 $107,382 $21,614 $85,768
2021 $8,687 $100,357 $20,200 $80,157
2020 $9,062 $103,461 $20,825 $82,636
2019 $9,207 $103,461 $20,825 $82,636
2018 $7,449 $90,478 $18,212 $72,266
2017 $7,371 $86,999 $17,512 $69,487
2016 $7,015 $82,463 $16,599 $65,864
2015 $6,860 $77,795 $15,659 $62,136
2014 -- $66,803 $15,057 $51,746
2013 -- $67,478 $15,209 $52,269
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12166378

Midwest Real Estate Data (MRED)

APN: 03-08-176-008