$320,000

24 Xebec Rd Palmyra, VA 22963

Estimated payment $2,043/month

Total Views 1,943
3 Beds
2.5 Baths
1,582 Sq Ft
$202 Price per Sq Ft

Highlights

  • Beach
  • Colonial Architecture
  • Wood Flooring
  • 24-Hour Security
  • Clubhouse
  • Living Room

About This Home

Welcome to this beautifully maintained two-story home offering the perfect blend of space, comfort, and style in Lake Monticello. Featuring a bright and open floor plan, this home is ideal for everyday living. Step inside to find hardwood floors throughout the main level, a spacious living room with a stunning marble-surround gas fireplace flanked by custom built-ins, and a large formal dining room. The oversized kitchen is a chef?s dream with upgraded cabinetry, including a lazy susan and tons of counter space. A breakfast bar offers casual seating and flows seamlessly into the living area so you?ll never miss a moment while entertaining. Upstairs, you?ll find a primary suite with en suite bath, featuring a separate shower, and a large walk-in closet. Two additional bedrooms and a full hall bath complete the upper level. Don?t miss the full-size walk-up attic?offering an incredible 10x28 floored space for easy-access storage. Enjoy coffee on the covered front porch as neighbors pass by on their way to Beach 4, or host summer cookouts on the large back deck overlooking the private backyard. Recent updates include new roof, HVAC, fresh interior paint and new carpet?making this home truly move-in ready. Short walk from Beach 4!,Soapstone Counter,White Cabinets,Wood Cabinets,Fireplace in Living Room

Listing Agent

Jamie White

JAMIE WHITE REAL ESTATE License #0225202204[4023] Listed on: 08/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,030

Year Built

  • Built in 2001

Lot Details

  • 0.34 Acre Lot

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Block Foundation
  • Composition Roof

Interior Spaces

  • 1,582 Sq Ft Home
  • Property has 2 Levels
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Living Room
  • Dining Room
  • Security Gate

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2.5 Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Community Details

Overview

  • Lake Monticello Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Beach
  • Community Playground

Security

  • 24-Hour Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,030

Year Built

Built in 2001

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Building Total Sq Ft: 1582.00
  • Inclusions: All appliances.
  • New Construction: No
  • Story List: Main
  • Year Built: 2001
  • Remarks Public: Welcome to this beautifully maintained two-story home offering the perfect blend of space, comfort, and style in Lake Monticello. Featuring a bright and open floor plan, this home is ideal for everyday living. Step inside to find hardwood floors throughout the main level, a spacious living room with a stunning marble-surround gas fireplace flanked by custom built-ins, and a large formal dining room. The oversized kitchen is a chef?s dream with upgraded cabinetry, including a lazy susan and tons of counter space. A breakfast bar offers casual seating and flows seamlessly into the living area so you?ll never miss a moment while entertaining. Upstairs, you?ll find a primary suite with en suite bath, featuring a separate shower, and a large walk-in closet. Two additional bedrooms and a full hall bath complete the upper level. Don?t miss the full-size walk-up attic?offering an incredible 10x28 floored space for easy-access storage. Enjoy coffee on the covered front porch as neighbors pass by on their way to Beach 4, or host summer cookouts on the large back deck overlooking the private backyard. Recent updates include new roof, HVAC, fresh interior paint and new carpet?making this home truly move-in ready. Short walk from Beach 4!,Soapstone Counter,White Cabinets,Wood Cabinets,Fireplace in Living Room
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Hardwood, Vinyl
  • Window Features: Insulated, Double Hung
  • Fireplace Features: Gas/Propane
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Full Bath, Half Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1582
  • Living Area Sq Ft: 1582
  • Price Per Sq Ft: 202.28
  • Above Grade Finished Sq Ft: 1582
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 24

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Roof: Composite
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Security: 24 Hour Security, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1460.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 871.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Club House, Picnic Area, Tot Lots/Playground
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Size Acres: 0.34
  • Zoning: R
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2029.50
  • Tax Year: 2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,030 $270,600 $30,000 $240,600
2024 $18 $214,900 $30,000 $184,900
2023 $1,814 $214,900 $30,000 $184,900
2022 $1,614 $185,500 $27,500 $158,000
2021 $1,614 $185,500 $27,500 $158,000
2020 $1,746 $188,800 $27,500 $161,300
2019 $1,746 $188,800 $27,500 $161,300
2018 $1,635 $180,300 $27,500 $152,800
2017 $1,635 $180,300 $27,500 $152,800
2016 $1,603 $174,800 $27,500 $147,300
2015 $1,484 $174,800 $27,500 $147,300
2014 $1,484 $168,600 $27,500 $141,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/03/2025 08/03/25 For Sale $320,000 +71.1% $202 / Sq Ft
06/17/2020 06/17/20 Sold $187,000 -4.5% $118 / Sq Ft
05/02/2020 05/02/20 Pending -- -- --
04/15/2020 04/15/20 Price Changed $195,900 -2.1% $124 / Sq Ft
02/28/2020 02/28/20 For Sale $200,000 0.0% $126 / Sq Ft
02/15/2020 02/15/20 Pending -- -- --
02/07/2020 02/07/20 For Sale $200,000 0.0% $126 / Sq Ft
01/20/2020 01/20/20 Pending -- -- --
01/14/2020 01/14/20 For Sale $200,000 -- $126 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $187,000 Old Republic National Title
Bargain Sale Deed $184,900 Fidelity National Title
Deed $176,000 Stewart Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $177,650 New Conventional
Previous Owner $175,655 New Conventional
Previous Owner $179,784 VA
Previous Owner $214,000 New Conventional
Previous Owner $164,000 Adjustable Rate Mortgage/ARM
Source: Public Records

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Source: Bright MLS

MLS Number: 667506

Bright MLS

APN: 18A 12 64