$289,000

Estimated payment $2,956/month

Total Views 437
2 Beds
2 Baths
1,400 Sq Ft
$206 Price per Sq Ft

Highlights

  • Golf Course Community
  • Fishing
  • Gated Community
  • Fitness Center
  • Senior Community
  • Clubhouse

About This Home

Welcome to your spacious 2-bedroom, 2-bath condominium with over 1,400 sq. ft. of comfortable living space, ideally situated in the highly desirable On Top of the World 55+ community. SELLER FINANCING AVAILABLE! This inviting second-floor unit is located directly across from the east side activity center, where you’ll enjoy a swimming pool, tennis courts, fitness center, BBQ pavilion, and more. Elevators or stairs may be used for this 2nd story access.

Inside, the home features a bright kitchen with shaker-style cabinets, granite countertops, recessed lighting, decorative shelving, and a full appliance package. Easy-care luxury vinyl plank flooring flows through the main living areas, with carpet in the bedrooms for added comfort. Both bathrooms have been tastefully decorated with updated vanities, lighting, and commodes. A convenient in-unit washer/dryer combo—tucked into a dedicated laundry closet—adds to your ease of living. Other highlights include neutral paint tones, updated baseboards, cordless window blinds with double-molded trim, and modernized electrical switches and outlets. Major systems such as the HVAC, water heater, and windows were updated in recent years, giving peace of mind. Assigned parking included.

The On Top of the World community offers unparalleled amenities: two private golf courses (9 and 18 holes) free to residents, two swimming pools (one heated), a state-of-the-art cardio gym, hobby studios, a woodworking shop, billiards, cards, dancing, clubs, fitness classes, entertainment, and more. A dog park with shaded seating makes it very pet-friendly, and the on-site Good Karma Cafe is a great spot for snacks or take-and-bake meals. All of this, just minutes from world-class beaches, shopping, dining, and entertainment.

This property is being transferred by leasehold estate deed. Association approval required. All room sizes and square footage are approximate.

Listing Agent

Tim Aragon

MELENDY REAL ESTATE Brokerage Phone: 727-657-8912 License #3542471 Listed on: 09/02/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,429

Year Built

  • Built in 1972

HOA Fees

Home Design

  • Entry on the 2nd floor
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,400 Sq Ft Home
  • 3-Story Property
  • Sliding Doors
  • Combination Dining and Living Room
  • Sun or Florida Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • Reclaimed Water Irrigation System
  • Private Mailbox
  • Northeast Facing Home

Listing and Financial Details

Community Details

Overview

  • Senior Community
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, management, pest control, private road, recreational facilities, sewer, trash, water
  • Orientation Department Association, Phone Number (727) 799-8517
  • Visit Association Website
  • Top Of The World Association
  • On Top Of The World Condos
  • On Top Of The World Subdivision
  • Leased Association Recreation
  • The community has rules related to deed restrictions

Amenities

  • Restaurant
  • Clubhouse
  • Laundry Facilities
  • Community Mailbox

Recreation

  • Golf Course Community
  • Tennis Courts
  • Fitness Center
  • Community Pool
  • Fishing
  • Dog Park

Pet Policy

  • Pets up to 100 lbs
  • Dogs and Cats Allowed

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,429

Year Built

Built in 1972

Lot Details

0

HOA Fees

$1,130 per month

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Pest Control, Private Road, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1400
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1972
  • Building Area Total: 1400
  • Lot Size Sq Ft: 10000
  • Directions to Property: From Sunset Point Rd, north onto World Parkway Blvd, to Columbia Drive. Building 23-28. Visitor parking available.
  • Status: Active
  • Ownership: Leasehold
  • Available for Lease YN: 1
  • Escrow City: Largo
  • Escrow Postal Code: 33744
  • Escrow State: FL
  • Escrow Street Name: Indian Rocks Road
  • Escrow Street Number: 12800
  • Floor Number: 2
  • List Office Head Office Key Nume: 513532055
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 206.43
  • Unit Number YN: 0
  • Water Access YN: 0
  • Condo Fees Term: Monthly
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing
  • Attribution Contact: 727-657-8912
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Living Room/Dining Room Combo, Stone Counters, Thermostat
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Stories: 3
  • Street Number Modifier: 2400
  • Living Area Meters: 130.06
  • Room Count: 5

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Private Mailbox, Sliding Doors, Tennis Court(s)
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2003-09-03
  • Flood Zone Panel: 12103C0126G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Common Area, Inside, Laundry Closet, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Lease, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf, Irrigation-Reclaimed Water, Pool, Restaurant, Sidewalks, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Association Name: Orientation Department
  • Phone: 727-799-8517
  • Association: Yes
  • Senior Community: Yes
  • Association #2 Fee: 565
  • Association #2 Fee Frequency: Monthly
  • Association: Top of the World
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: ON TOP OF THE WORLD
  • Pet Restrictions: Check with Association
  • Association Fee Requirement: Required
  • Building Name Number: BLDG 23 APT 28
  • Condo Fees: 565
  • Condo Land Included YN: 0
  • Max Pet Weight: 100
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: clw_interview@otowfl.com
  • Monthly Condo Fee Amount: 565
  • Association URL: otowclearwaterinfo.com

Fee Information

  • Total Annual Fees: 13560.00
  • Total Monthly Fees: 1130.00

Lot Info

  • Parcel Number: 31-28-16-64018-023-0280
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 929

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with association
  • Month To Month Or Weekly YN: 1

Tax Info

  • Tax Annual Amount: 3429.42
  • Tax Block: 023
  • Tax Book Number: 11-4
  • Tax Lot: 0280

Multi Family

  • Approval Process: Check with association.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,695 $195,588 -- $195,588
2023 $3,695 $201,419 $0 $201,419
2022 $2,220 $132,312 $0 $132,312
2021 $2,020 $100,221 $0 $0
2020 $525 $48,800 $0 $0
2019 $511 $47,703 $0 $0
2018 $501 $46,814 $0 $0
2017 $487 $45,851 $0 $0
2016 $473 $44,908 $0 $0
2015 $452 $44,596 $0 $0
2014 $456 $44,242 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 For Sale $289,000 +6.3% $206 / Sq Ft
08/11/2022 08/11/22 Sold $272,000 -1.1% $194 / Sq Ft
07/14/2022 07/14/22 Pending -- -- --
06/24/2022 06/24/22 For Sale $275,000 +120.0% $196 / Sq Ft
01/14/2022 01/14/22 Sold $125,000 -10.7% $89 / Sq Ft
11/22/2021 11/22/21 Pending -- -- --
11/17/2021 11/17/21 For Sale $140,000 -- $100 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $100 None Listed On Document
Limited Warranty Deed $100 None Listed On Document
Quit Claim Deed -- None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed $51,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $144,840 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8421741

Stellar MLS

APN: 31-28-16-64018-023-0280