NOT LISTED FOR SALE

2405 Flora St San Luis Obispo, CA 93401

Arlita Neighborhood

Estimated Value: $1,314,000 - $1,832,000

3 Beds
2 Baths
3,000 Sq Ft
$537/Sq Ft Est. Value

About This Home

This home is located at 2405 Flora St, San Luis Obispo, CA 93401 and is currently estimated at $1,610,366, approximately $536 per square foot. 2405 Flora St is a home located in San Luis Obispo County with nearby schools including Sinsheimer Elementary School, Laguna Middle School, and San Luis Obispo High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 9, 2025
Sold by
Stephen F Brown Family Trust and Brown Stephen F
Bought by
Brown Stephen F
Current Estimated Value
$1,610,366

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Outstanding Balance
$250,000
Interest Rate
6.76%
Mortgage Type
Credit Line Revolving
Estimated Equity
$1,360,366

Purchase Details

Closed on
Dec 12, 2019
Sold by
Brown Stephen F
Bought by
Brown Stephen F and Stephen F Brown Family Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 11, 2019
Sold by
Foster Mary Ann
Bought by
Brown Stephen F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2017
Sold by
Brown Stephen F
Bought by
Brown Stephen F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
4.19%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 24, 2004
Sold by
Brown Stephen F
Bought by
Brown Stephen F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
5.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 14, 2003
Sold by
Brown Stephen F
Bought by
Brown Stephen F

Purchase Details

Closed on
Jan 2, 1996
Sold by
Vangundy Larry Eugene
Bought by
Vangundy Barbara Bernard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.18%

Purchase Details

Closed on
Dec 20, 1995
Sold by
Vangundy Barbara Bernard and Bernard Barbara Ann
Bought by
Brown Stephen F and Brown Janet M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.18%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brown Stephen F -- Fidelity National Title
Brown Stephen F -- Accommodation
Brown Stephen F -- Fidelity National Title Co
Brown Stephen F -- Fidelity National Title Co
Brown Stephen F -- Accommodation
Brown Stephen F -- Fidelity National Title
Brown Stephen F -- Fidelity National Title
Brown Stephen F -- Cuesta Title Company
Brown Stephen F -- Cuesta Title Company
Brown Stephen F -- --
Vangundy Barbara Bernard -- Chicago Title Co
Brown Stephen F $330,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brown Stephen F $250,000
Previous Owner Brown Stephen F $200,000
Previous Owner Brown Stephen F $125,000
Previous Owner Brown Stephen F $255,000
Previous Owner Brown Stephen F $100,000
Previous Owner Brown Stephen F $20,000
Previous Owner Brown Stephen F $206,000
Previous Owner Brown Stephen F $205,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,862 $548,178 $166,109 $382,069
2024 $5,755 $537,430 $162,852 $374,578
2023 $5,755 $526,893 $159,659 $367,234
2022 $5,392 $516,563 $156,529 $360,034
2021 $5,305 $506,435 $153,460 $352,975
2020 $5,250 $501,243 $151,887 $349,356
2019 $5,194 $491,415 $148,909 $342,506
2018 $5,091 $481,781 $145,990 $335,791
2017 $4,990 $472,335 $143,128 $329,207
2016 $4,890 $463,074 $140,322 $322,752
2015 $4,815 $456,119 $138,215 $317,904
2014 $4,419 $447,185 $135,508 $311,677
Source: Public Records

Map

California San Luis Obispo County San Luis Obispo 93401 Arlita

2405 Flora St, San Luis Obispo, CA

This home is located at 2405 Flora St, San Luis Obispo, CA 93401 and is currently estimated at $1,610,366, approximately $536 per square foot. 2405 Flora St is a home located in San Luis Obispo County with nearby schools including Sinsheimer Elementary School, Laguna Middle School, and San Luis Obispo High School.

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