$774,900
PENDING

Estimated payment $4,350/month

Total Views 177
4 Beds
3.5 Baths
2,318 Sq Ft
$334 Price per Sq Ft

Highlights

  • 85 Feet of Waterfront
  • Beach
  • Fitness Center
  • 1 Dock Slip
  • Pier or Dock
  • Spa

About This Home

Stunning Lakefront Chalet in Gated Lake Holiday Estates!
Welcome to this beautiful fully-renovated 4 bedroom, 3.5 bath waterfront home offering nearly 2,400 sq ft of living space and breathtaking lake views. Completely updated in 2022, this home features a new 30 year architectural shingled roof, Andersen wood windows, beautiful board-and-batten siding, and custom wood craftsmanship throughout - all creating a warm, upscale lake home aesthetic. Enjoy outdoor living on multiple levels of low-maintenance Trex decking, perfect for entertaining or relaxing while overlooking the water. The open-concept main level showcases soaring wood-clad ceilings, custom trim work, wood accent walls, detailed beam accents, and expansive windows capturing tranquil water views. The chef-inspired kitchen offers premium cabinetry, a large center island, black stainless-steel appliances, and Quartz countertops, ideal for entertaining. The upper-level primary suite features vaulted ceilings and a spa-style bath with custom tiled shower and granite double vanity. The finished lower level includes a private living area with kitchenette, 4th bedroom and 3rd full bath - perfect for guests, extended family, or multi-generational living. Step outside to your private dock and enjoy boating, kayaking, fishing, and swimming just steps from your backyard. Located in the gated Lake Holiday community, residents enjoy access to two sandy beaches, clubhouse, fitness center, dog parks, walking trails, sports courts, year-round activities, and 24/7 gated security. Whether you’re seeking a full-time residence, or a vacation retreat within 90 minutes of DC, this turnkey lakefront home offers exceptional craftsmanship, lifestyle, and value.

Listing Agent

Lisa Cox

(540) 662-0323 lcox.realtor@gmail.com Colony Realty Brokerage Phone: 5406620323 Listed on: 01/23/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,987

Year Built

  • Built in 1980

Lot Details

  • 0.33 Acre Lot
  • 85 Feet of Waterfront
  • Home fronts navigable water
  • Wooded Lot
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned R5

HOA Fees

  • $156 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Chalet
  • Block Foundation
  • Wood Walls
  • Architectural Shingle Roof
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Beamed Ceilings
  • Wood Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Double Hung Windows
  • Wood Frame Window
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Utility Room
  • Stacked Washer and Dryer

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Room
  • Electric Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Wine Rack
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Laundry in Basement
  • Basement Windows

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Circular Driveway
  • Off-Street Parking

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Sun Deck
  • Waterski or Wakeboard
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Porch

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Central Air
  • Heat Pump System
  • High-Efficiency Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 307
  • Assessor Parcel Number 18-A02-2-2-307

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Pier or Dock
  • 1 Community Slips
  • 80 Community Docks
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,987

Year Built

Built in 1980

Lot Details

0

HOA Fees

$156 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • Inclusions: Hot tub & TV on back deck
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1980
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Disposal, Dishwasher, Oven/Range - Electric, Refrigerator, Washer/Dryer Stacked, Dryer - Front Loading, Washer - Front Loading, Water Heater - High-Efficiency, Extra Refrigerator/Freezer
  • Flooring Type: Engineered Wood, Ceramic Tile, Carpet
  • Interior Amenities: Window Treatments, Dining Area, Ceiling Fan(s), Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Combination Kitchen/Dining, Exposed Beams, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Stove - Wood, Upgraded Countertops, Wet/Dry Bar, Whirlpool/Hottub, Wood Floors, Wine Storage, Floor Plan - Open, Pantry, Recessed Lighting, Walk-In Closet(s)
  • Window Features: Wood Frame, Double Hung
  • Fireplace Features: Wood, Free Standing
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Vaulted Ceilings, Wood Ceilings, Wood Walls
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Walkout Level, Interior Access, Connecting Stairway, Rear Entrance, Fully Finished, Daylight, Full, Outside Entrance, Windows
  • Laundry Type: Basement, Hookup
  • Total Sq Ft: 2318
  • Living Area Sq Ft: 2318
  • Price Per Sq Ft: 668.59
  • Above Grade Finished Sq Ft: 1159
  • Below Grade Finished Sq Ft: 1159
  • Total Below Grade Sq Ft: 1159
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Exterior Features: Hot Tub
  • Roof: Architectural Shingle
  • View: Lake, Trees/Woods
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 85

Garage/Parking

  • Garage: No
  • Parking Features: Circular Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Phone Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 156.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Club House, Common Grounds, Dog Park, Exercise Room, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Lot Features: Trees/Wooded, Front Yard, Rear Yard
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14181.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1987.00
  • Assessor Parcel Number: 18-A02-2-2-307
  • Tax Lot: 307
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,987 $413,980 $153,000 $260,980
2024 $1,150 $344,200 $137,000 $207,200
2023 $1,755 $344,200 $137,000 $207,200
2022 $1,837 $301,200 $132,000 $169,200
2021 $2,274 $261,700 $132,000 $129,700
2020 $2,255 $258,500 $132,000 $126,500
2019 $2,255 $258,500 $132,000 $126,500
2018 $2,195 $248,700 $132,000 $116,700
2017 $2,170 $248,700 $132,000 $116,700
2016 $1,959 $213,500 $105,100 $108,400
2015 -- $212,900 $104,500 $108,400
2014 $1,044 $203,100 $104,500 $98,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/23/2026 01/23/26 Pending -- -- --
01/23/2026 01/23/26 For Sale $774,900 +164.5% $334 / Sq Ft
06/05/2015 06/05/15 Sold $293,000 -2.0% $177 / Sq Ft View Prior Sale
04/14/2015 04/14/15 Pending -- -- --
02/26/2015 02/26/15 Price Changed $299,000 -6.6% $181 / Sq Ft
02/09/2015 02/09/15 Price Changed $320,000 -4.5% $193 / Sq Ft
11/25/2014 11/25/14 For Sale $335,000 +14.3% $202 / Sq Ft
11/24/2014 11/24/14 Off Market $293,000 -- --
11/24/2014 11/24/14 For Sale $335,000 -- $202 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $293,000 --
Warranty Deed $330,000 --
Warranty Deed $410,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $205,100 New Conventional
Previous Owner $264,000 New Conventional
Previous Owner $328,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: VAFV2039102

Bright MLS

APN: 18A022-2-307