NOT LISTED FOR SALE

2417 Pirates Bay Dr Fernandina Beach, FL 32034

Estimated Value: $609,000 - $698,000

3 Beds
2 Baths
2,226 Sq Ft
$294/Sq Ft Est. Value

Last Sold October 26, 2022

Last sale price $650,000 $292 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,049/month

53 Days on Market

Highlights

  • Vaulted Ceiling
  • No HOA
  • Plantation Shutters
  • Emma Love Hardee Elementary School Rated A-
  • Fireplace
  • Brick Veneer

About This Home

As of October 2022

WOW This one has been renovated and then some! It's located in the desirable community of Pirates Bay which is within biking distance of the pristine Fernandina Beaches. The home features 4 bedrooms, 2.5 bathrooms, fresh paint, new carpet, formal living and dining rooms, a family room with a fireplace, screened lanai, a split floor plan and flex room allowing access to the 3 bedrooms and bathroom. This is a Fannie Mae Homepath Property! Closing cost assistance may be available with HomePath
Ready Buyer Education Program. See Promotional flyer in Documents section.

Last Agent to Sell the Property

Katarzyna Kujawa

CENTURY 21 MILLER ELITE License #3517590 Listed on: 08/03/2022

CENTURY 21 MILLER ELITE

Co-Listed By

Barbara Baird

SUMMER HOUSE REALTY License #3486205

Last Buyer's Agent

GINA SCHMIDT

BERKSHIRE HATHAWAY HomeServices HWREI License #3297522

BERKSHIRE HATHAWAY HomeServices HWREI

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,943

Year Built

  • Built in 1990

Lot Details

  • 10,454 Sq Ft Lot
  • Fenced
  • Sprinkler System
  • Property is zoned R1

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Brick Veneer
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2 Full Bathrooms
  • 2,226 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Plantation Shutters
  • Window Screens

Kitchen

  • Oven
  • Stove
  • Microwave
  • Dishwasher

Utilities

  • Cooling Available
  • Central Heating
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Built by Atlantic Builders
  • Pirates Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-164B-0053-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,943

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: x
  • Road Surface Type: Paved
  • Co List Office Mls Id: C21FE01
  • Co List Office Phone: 904-261-5571
  • Subdivision Name: Pirates Bay
  • Directions: From Sadler Rd. turn right onto Ryan Rd., then right onto Pirates Bay Dr., the house is on your right.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1990
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Oven, Refrigerator, Water Softener Owned, Stove
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Fireplace, Shared, Vaulted Ceiling(s), Window Treatments
  • Living Area: 2226.0
  • Window Features: Screens, Vinyl, Plantation Shutters
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: None
  • Builder Name: Atlantic Builders
  • Construction Type: Brick Veneer, Fiber Cement, Frame
  • Exterior Features: Fence, Sprinkler/Irrigation
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Two Car Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 00-00-31-164B-0053-0000
  • Zoning: R1
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2022
Closed on
Oct 26, 2022
Sold by
Lowe Zachary and Lowe Alma
Bought by
Iseley Robert F and Iseley Hope A
Seller's Agent
Katarzyna Kujawa
CENTURY 21 MILLER ELITE
Buyer's Agent
GINA SCHMIDT
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$699,000
Sold Price
$650,000
Premium/Discount to List
-$49,000
-7.01%
Current Estimated Value
$654,440

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,440
Avg. Annual Appreciation
0.23%
Original Mortgage
$160,000
Outstanding Balance
$154,134
Interest Rate
6.02%
Mortgage Type
New Conventional
Estimated Equity
$500,306

Purchase Details

Closed on
Jan 30, 2018
Sold by
Fenn Drake Gene C and Fenn Drake Carmen
Bought by
Lowe Zachary and Lowe Alma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,500
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 16, 2017
Closed on
Oct 20, 2017
Sold by
Fannie Mae
Bought by
Drake Gene C and Drake Carmen Fenn
Seller's Agent
Misty Williams
WATSON REALTY CORP
Buyer's Agent
NON MLS
NON MLS
List Price
$320,000
Sold Price
$301,000
Premium/Discount to List
-$19,000
-5.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.22%
Original Mortgage
$201,000
Interest Rate
3.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2017
Sold by
Hamilton Jane
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jan 1, 2017
Bought by
Federal National Mort Assoc

Purchase Details

Closed on
Sep 30, 2004
Sold by
Rosas Robert
Bought by
Hamilton Jane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Iseley Robert F $650,000 --
Lowe Zachary $370,000 Amella Title Agency Inc
Drake Gene C $301,000 Attorney
Federal National Mortgage Association -- Attorney
Federal National Mort Assoc $100 --
Hamilton Jane $250,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Iseley Robert F $160,000
Previous Owner Lowe Zachary $277,500
Previous Owner Drake Gene C $201,000
Previous Owner Hamilton Jane $200,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2023 12/17/23 Off Market $301,000 -- --
10/26/2022 10/26/22 Sold $650,000 -7.0% $292 / Sq Ft
09/26/2022 09/26/22 Pending -- -- --
08/03/2022 08/03/22 For Sale $699,000 +88.9% $314 / Sq Ft
02/01/2019 02/01/19 Sold $370,000 -3.9% $166 / Sq Ft View Prior Sale
01/02/2019 01/02/19 Pending -- -- --
10/13/2018 10/13/18 For Sale $384,900 +27.9% $173 / Sq Ft
10/20/2017 10/20/17 Sold $301,000 -5.9% $135 / Sq Ft View Prior Sale
08/23/2017 08/23/17 Pending -- -- --
08/16/2017 08/16/17 For Sale $320,000 -- $144 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,943 $423,212 -- --
2023 $6,943 $410,885 $0 $0
2022 $5,232 $327,154 $0 $0
2021 $5,235 $317,625 $100,000 $217,625
2020 $5,827 $298,734 $100,000 $198,734
2019 $5,762 $279,665 $95,000 $184,665
2018 $5,388 $265,109 $0 $0
2017 $4,597 $240,741 $0 $0
2016 $4,354 $205,132 $0 $0
2015 $3,824 $186,484 $0 $0
2014 $3,634 $175,949 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Katarzyna Kujawa

    Seller's Agent in 2022

    Katarzyna Kujawa

    CENTURY 21 MILLER ELITE

    (703) 582-0478

    6 in this area

    40 Total Sales

    Katarzyna Kujawa
    Section Image

  • B

    Seller Co-Listing Agent in 2022

    Barbara Baird

    SUMMER HOUSE REALTY

  • GINA SCHMIDT

    Buyer's Agent in 2022

    GINA SCHMIDT

    BERKSHIRE HATHAWAY HomeServices HWREI

    (904) 415-8627

    18 in this area

    30 Total Sales

    GINA SCHMIDT
    Section Image
  • Carmen Drake

    Seller's Agent in 2019

    Carmen Drake

    CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

    (904) 624-0400

    13 in this area

    16 Total Sales

    Carmen Drake
    Section Image

  • R

    Buyer's Agent in 2019

    Robin Rawls

    ATLANTIC PROPERTIES INTERNATIONAL

    (904) 261-6651

    42 in this area

    44 Total Sales

    Robin Rawls
    Section Image
  • Misty Williams

    Seller's Agent in 2017

    Misty Williams

    WATSON REALTY CORP

    (904) 813-3677

    1 in this area

    42 Total Sales

    Misty Williams
    Section Image
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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 101528

APN: 00-00-31-164B-0053-0000

Florida Nassau County Fernandina Beach 32034

2417 Pirates Bay Dr, Fernandina Beach, FL

This home is located at 2417 Pirates Bay Dr, Fernandina Beach, FL 32034 since 03 August 2022 and is currently estimated at $654,440, approximately $293 per square foot. This property was built in 1990. 2417 Pirates Bay Dr is a home located in Nassau County with nearby schools including Southside Elementary School, Emma Love Hardee Elementary School, and Fernandina Beach Middle School.

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