$419,900
$20K PRICE DROP

Estimated payment $3,023/month

Total Views 22,042
3 Beds
3 Baths
1,819 Sq Ft
$231 Price per Sq Ft

Highlights

  • Recreation Room
  • Ranch Style House
  • Sun or Florida Room
  • Oswego High School Rated A-
  • Wood Flooring
  • First Floor Utility Room

About This Home

Priced below market averages in Gates Creek. This charming 3-bedroom, 3-bath ranch home is being offered by its original owner and is full of potential. Located in the highly sought-after Gates Creek neighborhood, this home boasts timeless appeal with all hardwood floors throughout and impressive cathedral ceilings in the spacious great room. A cozy fireplace creates the perfect setting for relaxing evenings, while the large sunroom off the back offers a bright and inviting space to enjoy year-round. The kitchen offers an open floor space for an island or table and the kitchen windows were recently updated with Anderson windows. Beautiful aluminum fence added in 2015. The partially finished basement provides additional living space and flexibility for a home office, gym, or entertainment area. This home has been lovingly maintained and offers a solid foundation for you to make it your own. Enjoy the peace and quiet of a well-established community with top-rated schools and convenient access to shopping, dining, and more. Don't miss this opportunity to own a beautiful ranch in one of the area's most desirable neighborhoods! List of dates on all mechanicals available by request.

Listing Agent

Lisa Streit

Keller Williams Innovate License #475137701 Listed on: 07/14/2025

Keller Williams Innovate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,365

Year Built

  • Built in 1998

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • 1,819 Sq Ft Home
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Recreation Room
  • Sun or Florida Room
  • First Floor Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Travertine

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Shed
  • Lot Dimensions are 80x130

Community Details

  • Association fees include insurance
  • Association Property Mgmnt Association, Phone Number (630) 554-6900
  • Gates Creek Subdivision
  • Property managed by Gates Creek HOA

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,365

Year Built

Built in 1998

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Gates Creek
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Partially Finished, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 1000
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Dry Bar
  • LivingArea: 1819
  • Room Type: Sun Room, Recreation Room, Utility Room-1st Floor
  • Estimated Total Finished Sq Ft: 2820
  • Assessed Sq Ft: 1819
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1820
  • Basement Sq Ft: 1819
  • Fireplace Location: Family Room
  • Total Sq Ft: 3639
  • Unfinished Basement Sq Ft: 819
  • Upper Level Sq Ft: 1819
  • Lower Level Sq Ft: 1
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick
  • List Price: 419900
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Screened
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Gates Creek HOA
  • Management Contact Name: Association Property Mgmnt
  • Management Phone: 630-554-6900

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 80X130
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8365
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,365 $115,748 $16,512 $99,236
2023 $7,437 $103,559 $14,773 $88,786
2022 $7,437 $94,017 $13,412 $80,605
2021 $7,151 $88,046 $13,412 $74,634
2020 $7,034 $86,583 $13,412 $73,171
2019 $6,908 $84,061 $13,021 $71,040
2018 $6,995 $81,332 $13,021 $68,311
2017 $6,951 $78,705 $13,021 $65,684
2016 $6,547 $73,559 $13,021 $60,538
2015 $6,052 $65,959 $11,225 $54,734
2014 -- $62,507 $11,225 $51,282
2013 -- $57,507 $11,225 $46,282
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Price Changed $419,900 -4.5% $231 / Sq Ft
07/14/2025 07/14/25 For Sale $439,900 -- $242 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $192,000 Chicago Title Insurance Co
Trustee Deed $49,000 Lawyers Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $311,863 FHA
Closed $375,000 Fannie Mae Freddie Mac
Closed $85,000 Stand Alone Second
Closed $292,000 Fannie Mae Freddie Mac
Closed $73,000 Stand Alone Second
Closed $290,000 Unknown
Closed $30,582 Stand Alone Second
Closed $182,400 No Value Available
Previous Owner $162,000 Construction
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12419235

Midwest Real Estate Data (MRED)

APN: 02-13-222-018