Seller's Agent in 2025
James Allison
Leading Edge Real Estate LLC
(706) 200-2210
975 Total Sales
243 Finley Rd Toccoa, GA 30577
4
Beds
3.5
Baths
2,846
Sq Ft
1.89
Acres
Highlights
- Private Lot
- Traditional Architecture
- Main Floor Primary Bedroom
- Hazel Grove Elementary School Rated A-
- Wood Flooring
- Bonus Room
About This Home
As of August 2025Spacious 4-Sided Brick Home on 1.89 Acres - No HOA, No Restrictions! Welcome to your future home! Nestled on a level 1.89-acre lot, this 4-bedroom, 3.5-bath, 4-sided brick home offers 2,846 sq ft of living space with endless potential. Located on unrestricted land with no HOA, this property provides the flexibility and freedom to truly make it your own. The rocking chair front porch welcomes you into an oversized living room that flows into the open-concept kitchen and dining area-perfect for entertaining. The kitchen features granite countertops, ample cabinetry, and storage, with a covered back deck just off the dining space, ideal for grilling or relaxing outdoors. The main level includes the master suite with en suite bath, a second bedroom, a full guest bath, and an oversized laundry room. Hardwood flooring flows through the main living areas, while the bathrooms are finished with tile for durability and easy maintenance. Upstairs, you'll find two additional bedrooms, a full bath, and a generous bonus/storage room-great for a playroom, office, or future expansion. The 2-car garage, paved driveway, and additional parking pad ensure plenty of room for guests and everyday convenience. This home is in need of some updates and TLC, but with solid bones and a functional layout, it's a great opportunity for your first home or a forever home!
Last Agent to Sell the Property
Leading Edge Real Estate LLC License #356156 Listed on: 06/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,796
Year Built
- Built in 2011
Lot Details
- 1.89 Acre Lot
- Back Yard Fenced
- Private Lot
Parking
- Garage
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Composition Roof
Interior Spaces
- 2,846 Sq Ft Home
- 1.5-Story Property
- Ceiling Fan
- Bonus Room
- Crawl Space
Kitchen
- Oven or Range
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 2 Main Level Bedrooms
- Primary Bedroom on Main
- Double Vanity
- Bathtub Includes Tile Surround
Laundry
- Laundry Room
- Laundry in Hall
Outdoor Features
- Porch
Schools
- Woodville Elementary School
- North Habersham Middle School
- Habersham Central High School
Utilities
- Central Heating and Cooling System
- Septic Tank
- High Speed Internet
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 11, 2025
Closed on
Jul 28, 2025
Sold by
Myers Corey
Bought by
Baker Troy A
Seller's Agent
James Allison
Leading Edge Real Estate LLC
Buyer's Agent
Jon Shirley
Talan Properties LLC
List Price
$404,900
Sold Price
$392,000
Premium/Discount to List
-$12,900
-3.19%
Views
57
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,369
Avg. Annual Appreciation
22.97%
Purchase Details
Listed on
Mar 7, 2015
Closed on
Apr 9, 2015
Sold by
Carroll Ron
Bought by
Myers Corey
Seller's Agent
Alan Baker
Headwaters Realty
Buyer's Agent
James Allison
Leading Edge Real Estate LLC
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.95%
Original Mortgage
$211,105
Interest Rate
3.95%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 7, 2015
Closed on
Feb 13, 2015
Sold by
Chambers Brenda
Bought by
Carroll Ron
Seller's Agent
Alan Baker
Headwaters Realty
Buyer's Agent
James Allison
Leading Edge Real Estate LLC
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,105
Interest Rate
3.95%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 8, 2012
Sold by
Carroll Ron
Bought by
Chambers Brenda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.43%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 7, 2011
Sold by
Baker Alan
Bought by
Carroll Sh Ron
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Limited Warranty Deed | $392,000 | -- | |
| Warranty Deed | $107,500 | -- | |
| Foreclosure Deed | $200,797 | -- | |
| Warranty Deed | $215,000 | -- | |
| Deed | $63,000 | -- | |
| Deed | $29,200 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $211,105 | FHA | |
| Previous Owner | $200,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $392,000 | -3.2% | $138 / Sq Ft | |
| 06/18/2025 06/18/25 | Pending | -- | -- | -- | |
| 06/11/2025 06/11/25 | For Sale | $404,900 | +88.3% | $142 / Sq Ft | |
| 04/09/2015 04/09/15 | Sold | $215,000 | -4.4% | $76 / Sq Ft | View Prior Sale |
| 03/14/2015 03/14/15 | Pending | -- | -- | -- | |
| 03/07/2015 03/07/15 | For Sale | $225,000 | -- | $79 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,036 | $167,215 | $17,849 | $149,366 |
| 2024 | -- | $186,944 | $10,064 | $176,880 |
| 2023 | $2,536 | $152,148 | $6,404 | $145,744 |
| 2022 | $2,864 | $130,992 | $6,404 | $124,588 |
| 2021 | $2,735 | $119,492 | $6,404 | $113,088 |
| 2020 | $2,609 | $103,236 | $6,404 | $96,832 |
| 2019 | $2,612 | $103,236 | $6,404 | $96,832 |
| 2018 | $2,594 | $103,236 | $6,404 | $96,832 |
| 2017 | $2,469 | $93,864 | $6,404 | $87,460 |
| 2016 | $2,190 | $215,000 | $6,020 | $79,980 |
| 2015 | $2,419 | $234,660 | $6,404 | $87,460 |
| 2014 | $2,258 | $215,000 | $6,064 | $79,936 |
| 2013 | -- | $86,000 | $6,064 | $79,936 |
Source: Public Records
Agents Affiliated with this Home
-
James Allison
-
Jon Shirley
J
Buyer's Agent in 2025
Jon Shirley
Talan Properties LLC
(706) 491-9334
34 Total Sales
-
Alan Baker
Seller's Agent in 2015
Alan Baker
Headwaters Realty
(706) 499-6708
166 Total Sales
Map
Source: Georgia MLS
MLS Number: 10541329
APN: 155-020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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