243 S Central Ave Umatilla, FL 32784
Estimated payment $3,551/month
Highlights
- 170 Feet of Lake Waterfront
- Guest House
- In Ground Pool
- Dock has access to electricity
- Covered Boat Lift
- 1.63 Acre Lot
About This Home
Under contract-accepting backup offers. Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm—truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. The cottage adds an additional 1000 square feet. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus New Hot water heater. Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.
Listing Agent
VANGIE BERRY SIGNATURE REALTY Brokerage Phone: 352-742-7355 License #3425845 Listed on: 01/20/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,542
Year Built
- Built in 1875
Lot Details
- 1.63 Acre Lot
- Lot Dimensions are 188x386
- 170 Feet of Lake Waterfront
- Lake Front
- West Facing Home
- Fenced
- Property is zoned RP
Property Views
- Lake
- Pool
Home Design
- Colonial Architecture
- Entry on the 2nd floor
- Frame Construction
- Shingle Roof
- Metal Siding
Interior Spaces
- 1,961 Sq Ft Home
- 2-Story Property
- Elevator
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Living Room
- Dining Room
- Home Office
- Inside Utility
- Crawl Space
Kitchen
- Range with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- In-Law or Guest Suite
- Single Vanity
- Hydromassage or Jetted Bathtub
Laundry
- Laundry in unit
- Dryer
- Washer
Parking
- 1 Carport Space
- Electric Vehicle Home Charger
Pool
- In Ground Pool
- Vinyl Pool
- Pool Deck
- Auto Pool Cleaner
Outdoor Features
- Access To Lake
- Water Skiing Allowed
- Covered Boat Lift
- Dock has access to electricity
- Deck
- Enclosed Patio or Porch
- Separate Outdoor Workshop
- Shed
Additional Homes
- Guest House
- 552 SF Accessory Dwelling Unit
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Heating and Cooling System
- 1 Water Well
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Acreage & Unrec Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 13-18-26-0003-000-06300
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,394 | $256,330 | -- | -- |
| 2025 | $4,225 | $249,350 | -- | -- |
| 2024 | $4,225 | $249,350 | -- | -- |
| 2023 | $4,225 | $235,040 | $0 | $0 |
| 2022 | $4,030 | $228,200 | $0 | $0 |
| 2021 | $3,854 | $221,557 | $0 | $0 |
| 2020 | $3,969 | $218,499 | $0 | $0 |
| 2019 | $3,922 | $213,587 | $0 | $0 |
| 2018 | $3,779 | $209,605 | $0 | $0 |
| 2017 | $3,543 | $211,056 | $0 | $0 |
| 2016 | $3,300 | $197,127 | $0 | $0 |
| 2015 | $3,322 | $192,924 | $0 | $0 |
| 2014 | $3,239 | $188,194 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/19/2026 05/19/26 | Pending | -- | -- | -- | |
| 05/12/2026 05/12/26 | Price Changed | $598,000 | -2.0% | $305 / Sq Ft | |
| 04/10/2026 04/10/26 | Price Changed | $610,000 | -2.4% | $311 / Sq Ft | |
| 03/02/2026 03/02/26 | Price Changed | $625,000 | -2.3% | $319 / Sq Ft | |
| 01/20/2026 01/20/26 | For Sale | $639,900 | +341.3% | $326 / Sq Ft | |
| 05/26/2015 05/26/15 | Off Market | $145,000 | -- | -- | |
| 12/26/2012 12/26/12 | Sold | $145,000 | 0.0% | $57 / Sq Ft | View Prior Sale |
| 12/26/2012 12/26/12 | Pending | -- | -- | -- | |
| 12/21/2012 12/21/12 | Sold | $145,000 | +3.6% | $58 / Sq Ft | View Prior Sale |
| 12/21/2012 12/21/12 | For Sale | $139,900 | +6.1% | $55 / Sq Ft | |
| 11/13/2012 11/13/12 | Price Changed | $131,900 | -5.7% | $52 / Sq Ft | |
| 11/02/2012 11/02/12 | Pending | -- | -- | -- | |
| 06/29/2012 06/29/12 | For Sale | $139,900 | -- | $56 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $241,000 | Attorney | |
| Special Warranty Deed | $145,000 | New House Title Llc | |
| Special Warranty Deed | -- | New House Title Llc | |
| Trustee Deed | -- | Attorney | |
| Trustee Deed | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $265,000 | Apple Title Ltd | |
| Warranty Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $248,953 | VA | |
| Previous Owner | $101,500 | New Conventional | |
| Previous Owner | $240,000 | Purchase Money Mortgage |
Source: Stellar MLS
MLS Number: G5107014
APN: 13-18-26-0003-000-06300
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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