243 S Central Ave Umatilla, FL 32784
Estimated payment $3,675/month
Highlights
- 170 Feet of Lake Waterfront
- Guest House
- In Ground Pool
- Dock has access to electricity
- Covered Boat Lift
- 1.63 Acre Lot
About This Home
Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm—truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus New Hot water heater. Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.
Listing Agent
VANGIE BERRY SIGNATURE REALTY Brokerage Phone: 352-742-7355 License #3425845 Listed on: 01/20/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,542
Year Built
- Built in 1875
Lot Details
- 1.63 Acre Lot
- Lot Dimensions are 188x386
- 170 Feet of Lake Waterfront
- Lake Front
- West Facing Home
- Fenced
- Property is zoned RP
Property Views
- Lake
- Pool
Home Design
- Colonial Architecture
- Entry on the 2nd floor
- Frame Construction
- Shingle Roof
- Metal Siding
Interior Spaces
- 1,961 Sq Ft Home
- 2-Story Property
- Elevator
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Living Room
- Dining Room
- Home Office
- Inside Utility
- Crawl Space
Kitchen
- Range with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- In-Law or Guest Suite
- Single Vanity
- Hydromassage or Jetted Bathtub
Laundry
- Laundry in unit
- Dryer
- Washer
Parking
- 1 Carport Space
- Electric Vehicle Home Charger
Pool
- In Ground Pool
- Vinyl Pool
- Pool Deck
- Auto Pool Cleaner
Outdoor Features
- Access To Lake
- Water Skiing Allowed
- Covered Boat Lift
- Dock has access to electricity
- Deck
- Enclosed Patio or Porch
- Separate Outdoor Workshop
- Shed
Additional Homes
- Guest House
- 552 SF Accessory Dwelling Unit
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Heating and Cooling System
- 1 Water Well
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Acreage & Unrec Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 13-18-26-0003-000-06300
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,394 | $256,330 | -- | -- |
| 2025 | $4,225 | $249,350 | -- | -- |
| 2024 | $4,225 | $249,350 | -- | -- |
| 2023 | $4,225 | $235,040 | $0 | $0 |
| 2022 | $4,030 | $228,200 | $0 | $0 |
| 2021 | $3,854 | $221,557 | $0 | $0 |
| 2020 | $3,969 | $218,499 | $0 | $0 |
| 2019 | $3,922 | $213,587 | $0 | $0 |
| 2018 | $3,779 | $209,605 | $0 | $0 |
| 2017 | $3,543 | $211,056 | $0 | $0 |
| 2016 | $3,300 | $197,127 | $0 | $0 |
| 2015 | $3,322 | $192,924 | $0 | $0 |
| 2014 | $3,239 | $188,194 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/20/2026 01/20/26 | For Sale | $639,900 | +341.3% | $326 / Sq Ft | |
| 05/26/2015 05/26/15 | Off Market | $145,000 | -- | -- | |
| 12/26/2012 12/26/12 | Sold | $145,000 | 0.0% | $57 / Sq Ft | View Prior Sale |
| 12/26/2012 12/26/12 | Pending | -- | -- | -- | |
| 12/21/2012 12/21/12 | Sold | $145,000 | +3.6% | $58 / Sq Ft | View Prior Sale |
| 12/21/2012 12/21/12 | For Sale | $139,900 | +6.1% | $55 / Sq Ft | |
| 11/13/2012 11/13/12 | Price Changed | $131,900 | -5.7% | $52 / Sq Ft | |
| 11/02/2012 11/02/12 | Pending | -- | -- | -- | |
| 06/29/2012 06/29/12 | For Sale | $139,900 | -- | $56 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $241,000 | Attorney | |
| Special Warranty Deed | $145,000 | New House Title Llc | |
| Special Warranty Deed | -- | New House Title Llc | |
| Trustee Deed | -- | Attorney | |
| Trustee Deed | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $265,000 | Apple Title Ltd | |
| Warranty Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $248,953 | VA | |
| Previous Owner | $101,500 | New Conventional | |
| Previous Owner | $240,000 | Purchase Money Mortgage |
Source: Stellar MLS
MLS Number: G5107014
APN: 13-18-26-0003-000-06300
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.