Tarrant Potter
WATSON REALTY CORP
(352) 747-0538
36 Total Sales
1 in Umatilla
$342,500 Price
243 S Central Ave Umatilla, FL 32784
Umatilla Area
3
Beds
2.5
Baths
1,961
Sq Ft
1.63
Acre Lot
Highlights
- 170 Feet of Lake Waterfront
- Guest House
- In Ground Pool
- Dock has access to electricity
- Covered Boat Lift
- 1.63 Acre Lot
About This Home
As of July 2026Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm—truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. The cottage adds an additional 1000 square feet. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus New Hot water heater. Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.
Last Agent to Sell the Property
VANGIE BERRY SIGNATURE REALTY Brokerage Phone: 352-742-7355 License #3425845 Listed on: 01/20/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,542
Year Built
- Built in 1875
Lot Details
- 1.63 Acre Lot
- Lot Dimensions are 188x386
- 170 Feet of Lake Waterfront
- Lake Front
- West Facing Home
- Fenced
- Property is zoned RP
Property Views
- Lake
- Pool
Home Design
- Colonial Architecture
- Entry on the 2nd floor
- Frame Construction
- Shingle Roof
- Metal Siding
Interior Spaces
- 1,961 Sq Ft Home
- 2-Story Property
- Elevator
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Living Room
- Dining Room
- Home Office
- Inside Utility
- Crawl Space
Kitchen
- Range with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- In-Law or Guest Suite
- Single Vanity
- Hydromassage or Jetted Bathtub
Laundry
- Laundry in unit
- Dryer
- Washer
Parking
- 1 Carport Space
- Electric Vehicle Home Charger
Pool
- In Ground Pool
- Vinyl Pool
- Pool Deck
- Auto Pool Cleaner
Outdoor Features
- Access To Lake
- Water Skiing Allowed
- Covered Boat Lift
- Dock has access to electricity
- Deck
- Enclosed Patio or Porch
- Separate Outdoor Workshop
- Shed
Additional Homes
- Guest House
- 552 SF Accessory Dwelling Unit
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Heating and Cooling System
- 1 Water Well
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Acreage & Unrec Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 13-18-26-0003-000-06300
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 20, 2026
Closed on
Jul 1, 2026
Sold by
Harlow Whipple John and Ann Lee
Bought by
Seller's Agent
John Whipple
VANGIE BERRY SIGNATURE REALTY
Buyer's Agent
Jennifer Perez
WEMERT GROUP REALTY LLC
List Price
$639,900
Sold Price
$598,000
Premium/Discount to List
-$41,900
-6.55%
Views
213
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.33%
Original Mortgage
$568,100
Outstanding Balance
$567,587
Interest Rate
6.51%
Mortgage Type
New Conventional
Estimated Equity
$34,741
Purchase Details
Closed on
May 27, 2016
Sold by
Decker Karl O and Decker Reshella L
Bought by
Whipple John Harlow and Whipple Lee Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,953
Interest Rate
3.59%
Mortgage Type
VA
Purchase Details
Listed on
Dec 22, 2012
Closed on
Dec 19, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Decker Karl O and Decker Reshella L
Seller's Agent
Julie Sabine
REALTY EXCHANGE, LLC
Buyer's Agent
Non-Member FLG (Reciprocal 1)
NON-MLS OFFICE
List Price
$139,900
Sold Price
$145,000
Premium/Discount to List
$5,100
3.65%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.92%
Original Mortgage
$101,500
Interest Rate
3.35%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2012
Sold by
Regions Bank
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Jun 26, 2012
Sold by
Beard Laurier A and Beard Laurier A
Bought by
Regions Bank and Regions Mortgage
Purchase Details
Closed on
Jun 14, 2012
Sold by
Beard Laurier A and Beard Laurier A
Bought by
Regions Bank and Regions Mortgage
Purchase Details
Closed on
Mar 19, 2008
Sold by
Bryan G Russell
Bought by
Beard Laurier A
Purchase Details
Closed on
Jun 30, 2004
Sold by
Russell Bryan Opal H and Russell Bryan G
Bought by
Beard Laurier A and Beard Karen S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.11%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 30, 1999
Sold by
Bryan G Russell
Bought by
Bryan G Russell
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Umatilla, FL
-
Tarrant Potter
-
Scott Coldwell
Scott Coldwell
COLDWELL REALTY SOLD GUARANTEE
(352) 292-8181
1,106 Total Sales
2 in Umatilla
$215K - $500K Price Range
-
Kandi Hardesty
Kandi Hardesty
CHAMPION REAL ESTATE GROUP, IN
(352) 308-1829
23 Total Sales
2 in Umatilla
$245K - $408K Price Range
-
Carlos Tobon
Carlos Tobon
KELLER WILLIAMS CORNERSTONE RE
(386) 518-7523
212 Total Sales
1 in Umatilla
$320,000 Price
-
Regan Jackson
Regan Jackson
ACME REAL ESTATE FLORIDA LLC
(689) 207-6591
221 Total Sales
2 in Umatilla
$121K - $131K Price Range
-
Melissa Best
Melissa Best
CAN REALTY, LLC
(709) 701-2743
162 Total Sales
77 in Umatilla
$30K - $635K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $241,000 | Attorney | |
| Special Warranty Deed | $145,000 | New House Title Llc | |
| Special Warranty Deed | -- | New House Title Llc | |
| Trustee Deed | -- | Attorney | |
| Trustee Deed | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $265,000 | Apple Title Ltd | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $248,953 | VA | |
| Previous Owner | $101,500 | New Conventional | |
| Previous Owner | $240,000 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/01/2026 07/01/26 | Sold | $598,000 | 0.0% | $305 / Sq Ft | |
| 05/19/2026 05/19/26 | Pending | -- | -- | -- | |
| 05/12/2026 05/12/26 | Price Changed | $598,000 | -2.0% | $305 / Sq Ft | |
| 04/10/2026 04/10/26 | Price Changed | $610,000 | -2.4% | $311 / Sq Ft | |
| 03/02/2026 03/02/26 | Price Changed | $625,000 | -2.3% | $319 / Sq Ft | |
| 01/20/2026 01/20/26 | For Sale | $639,900 | +341.3% | $326 / Sq Ft | |
| 05/26/2015 05/26/15 | Off Market | $145,000 | -- | -- | |
| 12/26/2012 12/26/12 | Sold | $145,000 | 0.0% | $57 / Sq Ft | View Prior Sale |
| 12/26/2012 12/26/12 | Pending | -- | -- | -- | |
| 12/21/2012 12/21/12 | Sold | $145,000 | +3.6% | $58 / Sq Ft | View Prior Sale |
| 12/21/2012 12/21/12 | For Sale | $139,900 | -- | $55 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,731 | $256,330 | ||
| 2025 | $4,225 | $249,350 | ||
| 2024 | $4,225 | $249,350 | ||
| 2023 | $4,225 | $235,040 | $0 | $0 |
| 2022 | $4,030 | $228,200 | $0 | $0 |
| 2021 | $3,854 | $221,557 | $0 | $0 |
| 2020 | $3,969 | $218,499 | $0 | $0 |
| 2019 | $3,922 | $213,587 | $0 | $0 |
| 2018 | $3,779 | $209,605 | $0 | $0 |
| 2017 | $3,543 | $211,056 | $0 | $0 |
| 2016 | $3,300 | $197,127 | $0 | $0 |
| 2015 | $3,322 | $192,924 | $0 | $0 |
| 2014 | $3,239 | $188,194 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
John Whipple
Seller's Agent in 2026
John Whipple
VANGIE BERRY SIGNATURE REALTY
(352) 406-2200
31 Total Sales
-
Jennifer Perez
Buyer's Agent in 2026
Jennifer Perez
WEMERT GROUP REALTY LLC
(407) 505-9140
116 Total Sales
-
Julie Sabine
Seller's Agent in 2012
Julie Sabine
REALTY EXCHANGE, LLC
(386) 931-6311
748 Total Sales
-
Daniel Lawrence
Seller's Agent in 2012
Daniel Lawrence
CHARLES RUTENBERG REALTY ORLANDO
(407) 687-2893
8 Total Sales
-
NF
Buyer's Agent in 2012
Non-Member FLG (Reciprocal 1)
NON-MLS OFFICE
-
SP
Buyer's Agent in 2012
Shirley Peacock
EXIT REALTY TRI-COUNTY
Map
Source: Stellar MLS
MLS Number: G5107014
APN: 13-18-26-0003-000-06300
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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