$185,000

243 W Seminary St Owenton, KY 40359

Estimated payment $1,075/month

Total Views 24,908
3 Beds
2 Baths
1,944 Sq Ft
$95 Price per Sq Ft

Highlights

  • City View
  • Traditional Architecture
  • 2 Fireplaces
  • Deck
  • Wood Flooring
  • No HOA

About This Home

Charming historic home in Owenton, discover this spacious 3 bed, 2 full bath, historic gem boasting nearly 2,000 sq ft of living space! Featuring a versatile bonus room that could easily become a 4th bedroom and a brand new roof, this home offers endless potential. With a 2-car attached garage and a partially remodeled interior, it's the perfect canvas for your vision. a fantastic investment opportunity awaits in this fixer-upper dream home! Don't miss out-transform this classic into your masterpiece and call today!

Listing Agent

Jim Dalton

Ashcraft Real Estate Services License #240219 Listed on: 07/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,070

Year Built

  • Built in 1939

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 84x139
  • Wood Fence
  • Chain Link Fence
  • Cleared Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Property Views

  • City
  • Neighborhood

Home Design

  • Traditional Architecture
  • Block Foundation
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding
  • Block And Beam Construction

Interior Spaces

  • 1,944 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Non-Functioning Fireplace
  • Electric Fireplace
  • Double Hung Windows
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office

Kitchen

  • Electric Oven
  • Microwave

Flooring

  • Wood
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement
  • Basement Storage

Outdoor Features

  • Balcony
  • Deck

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Dehumidifier
  • Window Unit Cooling System
  • Baseboard Heating
  • 200+ Amp Service

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 061-20-00-038.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,070

Year Built

Built in 1939

Lot Details

0

Parking

2

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.26
  • Year Built: 1939
  • Lot Size: 84x139
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: L off the Sparta Exit, R onto W Seminary. Home is on the L
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Location Tax Legal Info:Subdivision2: None
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 84x139
  • General Property Description:Approx SqFt2: 1944.0
  • Appliances Microwave: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Owen Electric
  • Water Company: American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.26
  • General Property Description:Living Area: 1944.0
  • General Property Description:Lot Size Square Feet: 11326.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 061-20-00-038.00
  • Foundation:Block4: Yes
  • General Property Description:Fireplaces Total: 2
  • Fencing:Wood3: Yes
  • Laundry Features:In Basement: Yes
  • View:City3: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Fencing:Chain Link: Yes
  • Cooling:Window Unit(s): Yes
  • Other Equipment:Sump Pump: Yes
  • Other Equipment:Dehumidifier: Yes
  • Fencing Fenced: Yes
  • Electric 200 Amp Service: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Natural Woodwork
  • Basement: Full, Storage Space, Unfinished
  • Heating: Electric, Baseboard
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Oven, Microwave
  • Other Equipment: Sump Pump, Dehumidifier
  • Accessibility Features: None
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Electric, Inoperable, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 1944.0
  • Window Features: Double Hung
  • Full Basement: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Unfinished2: Yes
  • Fireplace Features:Inoperable: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Fireplace Features:Wood Burning: Yes
  • Basement:Storage Space: Yes
  • Fireplace Features:Electric: Yes

Exterior Features

  • View: City, Neighborhood
  • Fencing: Fenced, Chain Link, Wood
  • Roof: Shingle
  • Lot Features: Cleared
  • View: Yes
  • Construction Type: Block, Vinyl Siding
  • Exterior Features: Balcony
  • Foundation Details: Block, Poured Concrete
  • Patio And Porch Features: Deck
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Deck: Yes
  • Accessibility Features:None15: Yes
  • Window Features:Double Hung: Yes
  • Construction Materials:Block3: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Faces Front, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Heating:Electric2: Yes
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 11326.0
  • Zoning Description: Unzoned

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,070 $93,000 $0 $0
2023 $1,081 $93,000 $0 $0
2022 $1,069 $93,000 $0 $0
2021 $1,070 $93,000 $15,000 $78,000
2020 $1,087 $92,500 $92,500 $0
2019 $1,089 $92,500 $0 $0
2018 $1,052 $92,500 $0 $0
2017 $1,032 $92,500 $0 $0
2016 $1,040 $92,500 $0 $0
2015 $1,028 $92,500 $92,500 $0
2013 $956 $92,500 $0 $0
2012 $956 $92,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 For Sale $185,000 -- $95 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Deed $93,000 Clear Title
Warranty Deed $92,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $20,000 Credit Line Revolving
Closed $10,000 Credit Line Revolving
Open $85,164 FHA
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634579

Northern Kentucky Multiple Listing Service

APN: 061-20-00-038.00