
2433 State Highway 28 Oneonta, NY 13820
Estimated payment $1,521/month
Highlights
- Very Popular Property
- Cape Cod Architecture
- Main Floor Bedroom
- Lake Front
- Wood Flooring
- Separate Formal Living Room
About This Home
Charming 3-bedroom, 1-bath Cape with water views of Goodyear Lake! This delightful, move-in ready home offers a perfect blend of cozy character and modern convenience—ideal as a full-time residence, weekend getaway, or income-generating Airbnb. Just minutes away from public lake access for boating, fishing, and swimming.
Step inside to freshly painted interiors and beautifully finished hardwood floors throughout. The welcoming layout includes a spacious living room, dining area for sharing meals, three comfortable bedrooms, and a functional breezeway for hot tub or laundry area. Newly installed door off breezeway offers easy access to backyard. A second refrigerator offers added convenience - great for entertaining, weekend hosting or stocking up. Stay comfortable year-round with central air for those hotter months and a newer furnace to keep things cozy in cooler seasons.
Enjoy the oversized 2-car garage with an automatic door opener, plenty of workshop space, and enough room for outdoor gear or hobbies. The 2 sheds offer more storage for lawn equipment and gardening tools.
Conveniently located within minutes to Cooperstown Baseball Hall of Fame, Dreams Park and All Star Village for baseball fun, this home is a fantastic opportunity for investors or those looking to enjoy upstate New York's four-season lifestyle. Nearby State Forests and other area attractions offer more year-round fun with skiing, hiking, swimming and more.
Whether you're looking for a relaxing getaway, a full-time residence, or an Airbnb investment, this property has the location and flexibility to make it yours.
Listing Agent
Listing by Coldwell Banker Timberland Properties Brokerage Phone: 607-433-1787 License #10301221554 Listed on: 08/06/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,224
Year Built
- Built in 1950
Lot Details
- 0.95 Acre Lot
- Lot Dimensions are 220x190
- Lake Front
- Rectangular Lot
Parking
- 2 Car Attached Garage
- Parking Storage or Cabinetry
- Workshop in Garage
- Garage Door Opener
- Driveway
Home Design
- Cape Cod Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- 1,488 Sq Ft Home
- 1-Story Property
- Separate Formal Living Room
- Formal Dining Room
- Workshop
- Basement Fills Entire Space Under The House
- Property Views
Kitchen
- Electric Oven
- Electric Range
- Range Hood
- Dishwasher
Flooring
- Wood
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Well
- Electric Water Heater
- Septic Tank
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 259.12-1-53 and 259.12-1-54.00
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $2,213 | $145,000 | $17,700 | $127,300 |
2023 | $3,150 | $145,000 | $17,700 | $127,300 |
2022 | $3,093 | $145,000 | $17,700 | $127,300 |
2021 | $3,066 | $145,000 | $17,700 | $127,300 |
2020 | $1,983 | $145,000 | $17,700 | $127,300 |
2019 | $1,918 | $145,000 | $17,700 | $127,300 |
2018 | $1,918 | $145,000 | $17,700 | $127,300 |
2017 | $1,869 | $145,000 | $17,700 | $127,300 |
2016 | $1,156 | $53,100 | $10,400 | $42,700 |
2015 | -- | $53,100 | $10,400 | $42,700 |
2014 | -- | $53,100 | $10,400 | $42,700 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/22/2025 08/22/25 | Price Changed | $229,900 | -8.0% | $155 / Sq Ft |
08/06/2025 08/06/25 | For Sale | $249,900 | -- | $168 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Quit Claim Deed | -- | None Available | |
Deed | $145,000 | Walter L Terry Iii |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $120,000 | Stand Alone Refi Refinance Of Original Loan | |
Previous Owner | $104,420 | FHA |
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Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1627892

APN: 364089-259-012-0001-054-000-0000
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