2435 Emily Ln Elgin, IL 60124
Providence NeighborhoodEstimated payment $2,201/month
Highlights
- Landscaped Professionally
- Loft
- Laundry Room
- South Elgin High School Rated A-
- Balcony
- Forced Air Heating and Cooling System
About This Home
Welcome to this beautifully updated townhome located in the Reserves of Elgin, offering all the amenities of city living coupled with the charm of the country just minutes away. Step inside to find a bright, open floor plan featuring stylish updates throughout. The spacious living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for everyday living and entertaining. The finished basement adds valuable extra living space-perfect for a family room, home office, or playroom. Upstairs, you'll find two generous bedrooms, an updated full bath and a versatile loft area providing the ideal spot for a cozy reading nook or home office space. The home also includes an attached garage and a private balcony for outdoor enjoyment. Ideally situated near Randall Road, you'll love the easy access to shopping, dining, theaters, hospitals, and commuter routes-including the interstate and Metra train station. Wiring in place for EV hookup. Garage fridge included. Not included: decorative shelves, curtains, EV charger, security system. Humidifier "as is".
Listing Agent
Coldwell Banker Real Estate Group License #475160402 Listed on: 10/21/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,275
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 34x58
- Landscaped Professionally
HOA Fees
- $240 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,500 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Window Screens
- Family Room
- Combination Dining and Living Room
- Loft
- Partial Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Dual Sinks
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Outdoor Features
- Balcony
Schools
- Otter Creek Elementary School
- Abbott Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, lawn care, snow removal
- 6 Units
- Manager Association, Phone Number (847) 459-1222
- The Reserve Of Elgin Subdivision, Avery Floorplan
- Property managed by Foster Premier
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Common Area
- Carbon Monoxide Detectors
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,275 | $73,916 | $19,287 | $54,629 |
| 2023 | $5,010 | $66,777 | $17,424 | $49,353 |
| 2022 | $4,760 | $60,889 | $15,888 | $45,001 |
| 2021 | $4,544 | $56,927 | $14,854 | $42,073 |
| 2020 | $4,956 | $54,345 | $14,180 | $40,165 |
| 2019 | $4,835 | $51,767 | $13,507 | $38,260 |
| 2018 | $5,414 | $54,761 | $12,724 | $42,037 |
| 2017 | $5,325 | $51,769 | $12,029 | $39,740 |
| 2016 | $4,482 | $48,028 | $11,160 | $36,868 |
| 2015 | -- | $44,022 | $10,229 | $33,793 |
| 2014 | -- | $43,479 | $10,103 | $33,376 |
| 2013 | -- | $44,625 | $10,369 | $34,256 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/25/2025 10/25/25 | Pending | -- | -- | -- | |
| 10/21/2025 10/21/25 | For Sale | $290,000 | +54.3% | $193 / Sq Ft | |
| 08/11/2020 08/11/20 | Sold | $188,000 | 0.0% | $116 / Sq Ft | View Prior Sale |
| 06/28/2020 06/28/20 | Pending | -- | -- | -- | |
| 06/28/2020 06/28/20 | Price Changed | $188,000 | +0.6% | $116 / Sq Ft | |
| 06/24/2020 06/24/20 | Price Changed | $186,900 | -0.5% | $115 / Sq Ft | |
| 06/04/2020 06/04/20 | Price Changed | $187,900 | -1.1% | $116 / Sq Ft | |
| 05/15/2020 05/15/20 | Price Changed | $189,900 | -1.6% | $117 / Sq Ft | |
| 03/31/2020 03/31/20 | For Sale | $192,900 | -- | $119 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $188,000 | First American Title | |
| Warranty Deed | $135,000 | Fidelity National Title | |
| Warranty Deed | $221,500 | Greater Illinois Title Co | |
| Warranty Deed | $218,500 | First American Title Ins Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $184,594 | FHA | |
| Previous Owner | $108,000 | New Conventional | |
| Previous Owner | $217,532 | FHA | |
| Previous Owner | $174,572 | Purchase Money Mortgage | |
| Closed | $32,732 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12496851
APN: 06-29-476-036
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