Seller's Agent in 2025
Cheryl Adams
Coldwell Banker Real Estate Group
(847) 877-2162
8 in this area
90 Total Sales
2435 Emily Ln Elgin, IL 60124
Providence Neighborhood
2
Beds
1.5
Baths
1,500
Sq Ft
$240/mo
HOA Fee
Highlights
- Landscaped Professionally
- Loft
- 2 Car Attached Garage
- Cathedral Ceiling
- Balcony
- Laundry Room
About This Home
As of December 2025Welcome to this beautifully updated townhome located in the Reserves of Elgin, offering all the amenities of city living coupled with the charm of the country just minutes away. Step inside to find a bright, open floor plan featuring stylish updates throughout. The spacious living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for everyday living and entertaining. The finished basement adds valuable extra living space-perfect for a family room, home office, or playroom. Upstairs, you'll find two generous bedrooms, an updated full bath and a versatile loft area providing the ideal spot for a cozy reading nook or home office space. The home also includes an attached garage and a private balcony for outdoor enjoyment. Ideally situated near Randall Road, you'll love the easy access to shopping, dining, theaters, hospitals, and commuter routes-including the interstate and Metra train station. Wiring in place for EV hookup. Garage fridge included. Not included: decorative shelves, curtains, EV charger, security system. Humidifier "as is".
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475160402 Listed on: 10/21/2025
Last Buyer's Agent
Kevin Herbon
Redfin Corporation License #475154746
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,275
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 34x58
- Landscaped Professionally
HOA Fees
- $240 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,500 Sq Ft Home
- 3-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Window Screens
- Family Room
- Combination Dining and Living Room
- Loft
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Dual Sinks
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Partial Basement
- Exterior Basement Entry
Home Security
Outdoor Features
- Balcony
Schools
- Otter Creek Elementary School
- Abbott Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- 100 Amp Service
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, lawn care, snow removal
- 6 Units
- Manager Association, Phone Number (847) 459-1222
- The Reserve Of Elgin Subdivision, Avery Floorplan
- Property managed by Foster Premier
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Common Area
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 21, 2025
Closed on
Dec 12, 2025
Sold by
Lazzara Andrew
Bought by
Rzad Beata Ewa and Bogusz Artur
Seller's Agent
Cheryl Adams
Coldwell Banker Real Estate Group
Buyer's Agent
Kevin Herbon
Redfin Corporation
List Price
$290,000
Sold Price
$290,000
Views
19
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.86%
Original Mortgage
$190,000
Outstanding Balance
$189,820
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$97,718
Purchase Details
Listed on
Mar 31, 2020
Closed on
Aug 11, 2020
Sold by
Brimic Charles M and Brimic Adrianne
Bought by
Lazzara Andrew
Seller's Agent
Michael Loiacono
Royce Group Real Estate Co.
Buyer's Agent
Cheryl Adams
Coldwell Banker Real Estate Group
List Price
$192,900
Sold Price
$188,000
Premium/Discount to List
-$4,900
-2.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.46%
Original Mortgage
$184,594
Interest Rate
2.9%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 20, 2016
Sold by
Spodek Kamil J and Parra Cassandra L
Bought by
Brimie Charles M and Brimie Adrianne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
3.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 28, 2007
Sold by
Logsdon Joseph B and Logsdon Sharon M
Bought by
Spodek Kamil J and Parra Cassandra L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,532
Interest Rate
6.49%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 17, 2005
Sold by
Pulte Homes
Bought by
Logsdon Joseph B and Jewell Sharon M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,572
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | Saturn Title | |
| Warranty Deed | $188,000 | First American Title | |
| Warranty Deed | $135,000 | Fidelity National Title | |
| Warranty Deed | $221,500 | Greater Illinois Title Co | |
| Warranty Deed | $218,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $190,000 | New Conventional | |
| Previous Owner | $184,594 | FHA | |
| Previous Owner | $108,000 | New Conventional | |
| Previous Owner | $217,532 | FHA | |
| Previous Owner | $174,572 | Purchase Money Mortgage | |
| Closed | $32,732 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/12/2025 12/12/25 | Sold | $290,000 | 0.0% | $193 / Sq Ft | |
| 10/25/2025 10/25/25 | Pending | -- | -- | -- | |
| 10/21/2025 10/21/25 | For Sale | $290,000 | +54.3% | $193 / Sq Ft | |
| 08/11/2020 08/11/20 | Sold | $188,000 | 0.0% | $116 / Sq Ft | View Prior Sale |
| 06/28/2020 06/28/20 | Pending | -- | -- | -- | |
| 06/28/2020 06/28/20 | Price Changed | $188,000 | +0.6% | $116 / Sq Ft | |
| 06/24/2020 06/24/20 | Price Changed | $186,900 | -0.5% | $115 / Sq Ft | |
| 06/04/2020 06/04/20 | Price Changed | $187,900 | -1.1% | $116 / Sq Ft | |
| 05/15/2020 05/15/20 | Price Changed | $189,900 | -1.6% | $117 / Sq Ft | |
| 03/31/2020 03/31/20 | For Sale | $192,900 | -- | $119 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,275 | $73,916 | $19,287 | $54,629 |
| 2023 | $5,010 | $66,777 | $17,424 | $49,353 |
| 2022 | $4,760 | $60,889 | $15,888 | $45,001 |
| 2021 | $4,544 | $56,927 | $14,854 | $42,073 |
| 2020 | $4,956 | $54,345 | $14,180 | $40,165 |
| 2019 | $4,835 | $51,767 | $13,507 | $38,260 |
| 2018 | $5,414 | $54,761 | $12,724 | $42,037 |
| 2017 | $5,325 | $51,769 | $12,029 | $39,740 |
| 2016 | $4,482 | $48,028 | $11,160 | $36,868 |
| 2015 | -- | $44,022 | $10,229 | $33,793 |
| 2014 | -- | $43,479 | $10,103 | $33,376 |
| 2013 | -- | $44,625 | $10,369 | $34,256 |
Source: Public Records
Agents Affiliated with this Home
-
Cheryl Adams
-
Kevin Herbon
K
Buyer's Agent in 2025
Kevin Herbon
Redfin Corporation
-
Michael Loiacono
Seller's Agent in 2020
Michael Loiacono
Royce Group Real Estate Co.
(630) 267-0844
2 in this area
51 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12496851
APN: 06-29-476-036
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