2439 N Harding Ave Chicago, IL 60647
Logan Square NeighborhoodEstimated payment $5,636/month
Highlights
- Property is near a park
- Patio
- 4-minute walk to Healy Station
About This Home
RARE 2.75 ASSUMABLE MORTGAGE - House Hack or Invest in Prime Logan Square! Seize a once-in-a-generation opportunity to assume a 2.75 mortgage-far below today's rates! Whether you're looking to live nearly rent-free or build your investment portfolio, this updated legal 4-unit brick building on an oversized lot in Logan Square is a true find. Perfect for: Owner-occupants who want minimal housing costs by living in one unit and renting the others. Investors seeking high cash flow and long-term appreciation in a top-tier location. Property Features: Two 1 bed / 1 bath front units, Two 2 bed / 1 bath rear units, plus a non-conforming garden unit for extra income potential. All units updated: renovated kitchens, modern baths, hardwood floors, vinyl windows, and in-unit laundry. Major upgrades: 2020 main boiler, copper plumbing, 200-amp electric, newer water heater. Exterior: recent tuckpointing, new concrete patio, newer 3-car parking pad, solid roof. Location Highlights: Walk to Healy Metra (1 block), Logan Square Farmers Market, Kosciuszko Park, Aldi, Park & Field, and more! Owner occupancy required for mortgage assumption-but this property also stands on its own as a powerful investment opportunity with steady rental income and strong appreciation potential. Don't miss this rare shot at locking in a 2.75 rate! Current assumable loan balance is 631K.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $10,097
Year Built
- Built in 1913
Parking
- 3 Parking Spaces
Home Design
- Flat Roof Shape
- Brick Exterior Construction
Bedrooms and Bathrooms
- 7 Bedrooms
- 7 Potential Bedrooms
- 5 Bathrooms
Schools
- Mozart Elementary School
- Kelvyn Park High School
Utilities
- Radiator
- Heating System Uses Natural Gas
Additional Features
- Basement Fills Entire Space Under The House
- Patio
- Lot Dimensions are 30x125
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- 4 Units
Building Details
- Electric Expense $540
- Fuel Expense $2,000
- Insurance Expense $1,591
- Maintenance Expense $249
- Water Sewer Expense $1,168
- Gross Income $83,700
- Net Operating Income $59,934
Map
Home Values in the Area
Average Home Value in this Area
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/24/2025 08/24/25 | Pending | -- | -- | -- |
| 06/16/2025 06/16/25 | Price Changed | $900,000 | -2.7% | -- |
| 04/15/2025 04/15/25 | Price Changed | $925,000 | -2.6% | -- |
| 03/25/2025 03/25/25 | Price Changed | $949,900 | -5.0% | -- |
| 03/08/2025 03/08/25 | For Sale | $999,900 | 0.0% | -- |
| 02/14/2025 02/14/25 | Pending | -- | -- | -- |
| 01/09/2025 01/09/25 | For Sale | $999,900 | +41.3% | -- |
| 03/04/2020 03/04/20 | Sold | $707,700 | +1.2% | -- |
| 01/26/2020 01/26/20 | Pending | -- | -- | -- |
| 01/20/2020 01/20/20 | For Sale | $699,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12260056
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